1
00:00:00,480 --> 00:00:03,520
Down there. 
Elliot. 

2
00:00:03,680 --> 00:00:07,280
Ouch. 
Oh look, we can do a heart. 

3
00:00:07,440 --> 00:00:08,480
Oh, we can't. 
Oh, wait. 

4
00:00:09,120 --> 00:00:10,360
Oh, this is going to take a 
little work. 

5
00:00:10,360 --> 00:00:12,040
Hang on. 
Hold on. 

6
00:00:12,040 --> 00:00:15,840
Oh, no. 
It's like, no, see, there we go.

7
00:00:16,600 --> 00:00:21,360
Almost got it. 
Oh, that's it. 

8
00:00:21,360 --> 00:00:24,920
Still kind of looks like an Oval
or like a kidney bean. 

9
00:00:27,080 --> 00:00:30,440
A severely damaged heart. 
Of some Well, it's because you 

10
00:00:30,440 --> 00:00:32,560
have giant gorilla hands and I 
just have. 

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00:00:33,440 --> 00:00:35,520
Well, this was a cold open until
then. 

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00:00:35,600 --> 00:00:37,560
Oh dude, I didn't know you were 
making it a cold. 

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00:00:37,720 --> 00:00:39,840
Open bleep it out. 
Bleep it out. 

14
00:00:39,840 --> 00:00:41,360
It's too good. 
You got to leave it in. 

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00:00:41,480 --> 00:00:43,360
Just bleep it out. 
People like when Jeff Kirsten. 

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00:00:43,640 --> 00:00:46,160
There you go, folks. 
Welcome to the BBC Show What? 

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00:00:46,160 --> 00:00:47,080
Happened. 
I was still. 

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00:00:47,080 --> 00:00:58,440
I was still working. 
Hey everybody, and welcome to 

19
00:00:58,440 --> 00:01:00,600
this week's episode of The DVC 
Show. 

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00:01:00,600 --> 00:01:03,680
I am your host Paul Krieger, 
joined as always by my lovely 

21
00:01:03,680 --> 00:01:05,280
wife Amy Krieger. 
Hello. 

22
00:01:05,480 --> 00:01:08,160
We've got the one, the only 
Derek de Boer. 

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00:01:09,640 --> 00:01:11,200
Hey now. 
Hey everybody. 

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00:01:12,160 --> 00:01:14,200
It's a much better looking 
looking heart. 

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00:01:14,200 --> 00:01:17,520
We've got Jeff Haslam with us, 
the honorable Jeff Haslam. 

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Let me make sure sorry. 
For my language. 

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00:01:21,600 --> 00:01:24,800
Yeah, you get the two bleeps in 
the history of of the DBC show 

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that I'm aware of. 
So you're racking them up pretty

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good. 
There goes that child friendly 

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rating that we used to have. 
I'm not sure we ever really had 

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00:01:31,880 --> 00:01:33,920
a child friendly rating, do we? 
We did not. 

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00:01:33,920 --> 00:01:36,320
No, we did not. 
No, there are, there are very 

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00:01:36,320 --> 00:01:40,800
strict terms for that. 
And even without that, we never 

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met it so. 
I feel like Derek and I need to 

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00:01:43,760 --> 00:01:49,360
host like a monthly Patreon DVC 
fan unhinged where we can just 

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let explicit fly and talk about 
all the things. 

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00:01:53,160 --> 00:01:56,720
Well, let me tell you, first of 
all, you can send me any video 

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00:01:56,720 --> 00:01:58,640
you want and I'll post it on 
Patreon. 

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00:01:58,640 --> 00:02:02,360
But second, I found there's a 
new live go where you can go 

40
00:02:02,360 --> 00:02:05,680
live on Patreon. 
And I did that while we were in 

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00:02:05,680 --> 00:02:08,080
Vero just to show the room. 
And it worked. 

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00:02:08,080 --> 00:02:09,600
People were talking to me and 
they were on it. 

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00:02:09,600 --> 00:02:11,160
So oh, that's cool. 
It's pretty cool. 

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00:02:11,160 --> 00:02:14,160
And then you can just like 
upload it directly to the the 

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feed when you're done. 
So and it's better than 

46
00:02:17,480 --> 00:02:20,120
recording a video because I can 
actually flip the camera around.

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00:02:20,120 --> 00:02:22,160
So it was easier for me to go 
back and forth. 

48
00:02:22,240 --> 00:02:24,400
But yeah. 
That would be fun. 

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00:02:24,880 --> 00:02:28,560
Patreon.com/DVC fan supporters 
on Patreon. 

50
00:02:28,560 --> 00:02:31,400
Folks, this show is just 
completely off the rails 

51
00:02:31,400 --> 00:02:32,720
already. 
I don't think anyone actually 

52
00:02:32,720 --> 00:02:35,640
knew I was starting the show 
when I did, and I pressed start.

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00:02:35,800 --> 00:02:37,920
So much so that Panda's not even
here yet. 

54
00:02:37,920 --> 00:02:42,040
Look at that. 
I swear to all of you out there 

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00:02:42,040 --> 00:02:45,040
in the lovely podcasting land, 
Panda still loves us and he 

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00:02:45,040 --> 00:02:48,640
still tries to be here. 
And I know I said this before, 

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00:02:48,640 --> 00:02:51,720
but he's back in the dentist 
chair getting some major teeth 

58
00:02:51,720 --> 00:02:55,080
work done. 
The last we knew he really 

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00:02:55,080 --> 00:02:57,960
needed a protein shake because 
he had been there for about 6 

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00:02:57,960 --> 00:03:00,480
hours and he was wondering if 
his legs would work when he was 

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00:03:00,480 --> 00:03:05,120
going to stand up again. 
So our thoughts go to Panda and 

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00:03:05,120 --> 00:03:07,160
the dental issues that he's been
dealing with. 

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00:03:07,160 --> 00:03:10,240
But we've been told that this is
hopefully it right? 

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00:03:10,240 --> 00:03:12,600
Like this is the last. 
Yeah, it's just a continuation 

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00:03:12,600 --> 00:03:14,760
of fixing the same thing. 
Fixing the same. 

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00:03:14,880 --> 00:03:17,480
Thing I'm glad you're not his 
provider because you just blew 

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00:03:17,480 --> 00:03:23,760
his HIPAA. 
He had dental problems. 

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00:03:25,000 --> 00:03:26,920
I know Panda doesn't care. 
Right off. 

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00:03:27,480 --> 00:03:29,800
I know, really. 
We're going to go to HIPPA now. 

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00:03:31,440 --> 00:03:32,520
Let's. 
I'm just saying. 

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00:03:32,520 --> 00:03:35,200
Let the records show once again 
that This is why you don't eat 

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00:03:35,200 --> 00:03:36,920
olives. 
You're not his dentist, so it 

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00:03:37,000 --> 00:03:39,720
doesn't it doesn't matter. 
I'd be. 

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00:03:39,840 --> 00:03:42,320
It'd be really dangerous if I 
was his dentist, let's put it 

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00:03:42,320 --> 00:03:44,400
that way. 
Well, hey, those of you that 

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00:03:44,400 --> 00:03:47,240
came here to listen to us talk 
about Disney Vacation Club, I 

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00:03:47,240 --> 00:03:49,800
hope you realize that we never 
do that on this show. 

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00:03:49,800 --> 00:03:53,320
It's very rare. 
It's not what this shows about 

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00:03:53,320 --> 00:03:55,760
whatsoever. 
We just kind of enjoy each 

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00:03:55,760 --> 00:03:58,600
other's company for three hours 
every few weeks. 

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00:03:59,000 --> 00:04:03,080
But we are talking tonight about
a great topic that Amy put 

82
00:04:03,080 --> 00:04:04,920
together. 
And I just want to preface this 

83
00:04:04,920 --> 00:04:11,720
by the fact that I have 7 pages 
of notes that Amy has lovingly 

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00:04:11,720 --> 00:04:13,960
provided us for this week's 
show. 

85
00:04:13,960 --> 00:04:17,120
I don't like reading off 
computers, I'm old school. 

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00:04:17,279 --> 00:04:20,440
You are old school. 
Pages front and back because you

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00:04:20,440 --> 00:04:22,000
guys. 
No, they're not front and. 

88
00:04:22,800 --> 00:04:27,640
Back double spaced 12 point. 
There are also visuals, so I 

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00:04:27,640 --> 00:04:30,200
worked really hard on this. 
She did work really hard on this

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00:04:30,640 --> 00:04:31,800
and I loved how it came 
together. 

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00:04:31,960 --> 00:04:37,120
This is five ways how to waste 
your DVC points or five ways to 

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00:04:37,120 --> 00:04:40,360
waste your DVC points that we 
would recommend not doing. 

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00:04:40,800 --> 00:04:42,760
And I think it's going to be a 
great conversation that we're 

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00:04:42,760 --> 00:04:44,680
going to have today before we 
get into it. 

95
00:04:44,680 --> 00:04:47,840
This as always and all of our 
DVC fan content is brought to 

96
00:04:47,840 --> 00:04:52,000
you by the world of DVC DVC 
resale market where you can buy 

97
00:04:52,000 --> 00:04:54,480
and sell a Disney Vacation Club 
contract. 

98
00:04:54,760 --> 00:04:58,360
Monera Financial who will assist
in financing that DVC resale 

99
00:04:58,360 --> 00:05:00,920
contract. 
Purchase the DVC Rental store 

100
00:05:00,920 --> 00:05:02,440
where you can try before you 
buy. 

101
00:05:02,480 --> 00:05:06,920
Rent some points or rent out to 
your own points for cash and 

102
00:05:06,920 --> 00:05:10,200
Unlocked Magic where you can get
discounted Universal or Walt 

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00:05:10,200 --> 00:05:13,120
Disney World tickets. 
Also, they just launched 

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00:05:13,120 --> 00:05:16,360
discounted Mickey's Very Merry 
Christmas Party tickets, 

105
00:05:16,360 --> 00:05:20,320
Jollywood Nights tickets, and 
Mickey's Not So Scary Halloween 

106
00:05:20,480 --> 00:05:22,600
party tickets. 
Those are all 10% off. 

107
00:05:23,080 --> 00:05:25,360
I don't know anywhere else that 
provides that level of a 

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00:05:25,360 --> 00:05:27,720
discount. 
I know DVC Direct, if you're a 

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00:05:27,720 --> 00:05:30,080
direct member and you qualify 
for benefits, you can maybe get 

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00:05:30,080 --> 00:05:34,440
$10 off, but there are select 
parties and that's confusing in 

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00:05:34,440 --> 00:05:38,960
its own right. 
Unlocked magic.com/DVC fan, any 

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00:05:38,960 --> 00:05:41,200
party, any date, 10% off 
tickets. 

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00:05:41,200 --> 00:05:44,400
So that's a wonderful, wonderful
deal there if you are coming 

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00:05:44,400 --> 00:05:47,920
down for the holiday season. 
And it's it's, it's exciting 

115
00:05:47,920 --> 00:05:51,160
too, because I was talking with 
Marissa the other day when we 

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00:05:51,160 --> 00:05:54,440
were doing the World of DVC show
and she shared with me off air 

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00:05:54,640 --> 00:05:58,600
how many folks take advantage of
those discounted tickets, not 

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00:05:58,600 --> 00:06:00,480
just the event ticket. 
I mean, she threw the number out

119
00:06:00,480 --> 00:06:03,280
and I was like, what, are you 
kidding me? 

120
00:06:03,440 --> 00:06:07,760
Because you don't have to be a 
DVC member to take advantage of 

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00:06:07,760 --> 00:06:09,200
it. 
So even if you're someone that's

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coming down to Disney that want 
to get discounted tickets, 

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00:06:11,680 --> 00:06:14,440
discounted event tickets, you do
not need to be a member. 

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00:06:14,440 --> 00:06:17,920
So I was very, very pleased 
seeing that so many people are 

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00:06:17,920 --> 00:06:19,960
taking advantage of it, yeah. 
Well, and. 

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00:06:20,480 --> 00:06:23,480
I I used it for the first time 
to get Amy her Jollywood ticket 

127
00:06:23,600 --> 00:06:27,240
and I was just surprised at how 
simple, quick, seamless. 

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00:06:27,480 --> 00:06:29,960
It's faster than playing it 
through Disney's website, 

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00:06:29,960 --> 00:06:32,400
honestly. 
Yeah, yeah, yeah. 

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00:06:32,400 --> 00:06:35,960
It's definitely a very smooth, 
seamless process, very easy to 

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00:06:35,960 --> 00:06:38,080
work through. 
And thank you to our community. 

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00:06:38,240 --> 00:06:41,080
As Derek was saying, so many of 
you have taken advantage of 

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00:06:41,080 --> 00:06:44,800
those tickets already. 
It benefits the show immensely. 

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00:06:45,400 --> 00:06:48,440
Great to see you kind of showing
support for a new and emerging 

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00:06:48,440 --> 00:06:54,000
brand that is here as as part of
our world of DVC or key holder 

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00:06:54,000 --> 00:06:58,080
vacations brands. 
Quick little programming note 

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00:06:58,080 --> 00:07:02,200
before we get into this, this 
week's topic, our DVC Summerfest

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00:07:02,200 --> 00:07:06,840
event is coming up actually next
week, August 8th through the 

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00:07:06,840 --> 00:07:09,320
10th. 
So little programming. 

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00:07:09,320 --> 00:07:13,280
Note that on Saturday, August, 
August 9th, we will be doing a 

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00:07:13,280 --> 00:07:18,080
live stream episode of the DVC 
show from our Fort Wilderness 

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00:07:18,080 --> 00:07:23,680
cabin and that will take place 
take the place of our regularly 

143
00:07:23,680 --> 00:07:26,920
scheduled Monday show that would
normally go up. 

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I guess that would be on August 
11th. 

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00:07:29,120 --> 00:07:32,840
So next week's episode coming 
out a little bit earlier. 

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00:07:32,840 --> 00:07:35,680
Catch us live if you want to 
chat with us, ask us any 

147
00:07:35,680 --> 00:07:38,080
questions. 
We're very excited to kind of 

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00:07:38,080 --> 00:07:40,560
hang out with everybody as part 
of Summerfest. 

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00:07:40,800 --> 00:07:43,760
Those of you that were able to 
get tickets for our group Hoop 

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00:07:43,760 --> 00:07:46,360
Dee Doo event, we can't wait to 
eat some fried chicken with you 

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00:07:46,360 --> 00:07:48,840
all and enjoy that wonderful 
time. 

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00:07:49,280 --> 00:07:52,920
All of us will be there and also
I will, this will be the first 

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00:07:52,920 --> 00:07:55,720
reveal of this and I'll see if I
can kind of it's. 

154
00:07:55,800 --> 00:07:59,720
Hard to get into focus, hard to.
Get into focus, but we did have 

155
00:07:59,720 --> 00:08:04,000
an exclusive DVC fan Summerfest.
Get a little closer maybe. 

156
00:08:04,600 --> 00:08:06,760
Oh my God, that is really cool. 
Yeah, it looks. 

157
00:08:07,040 --> 00:08:10,840
A lot better in person A. 
Lot better in person than it 

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00:08:10,840 --> 00:08:14,200
does on me holding it in front 
of a camera, but we had a custom

159
00:08:14,200 --> 00:08:17,480
pin made for DVC Fan Summerfest.
This will definitely be going to

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00:08:17,480 --> 00:08:19,640
everyone that's joining us for 
Hoop de Doo and if we have any 

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00:08:19,640 --> 00:08:23,240
extras, but we will pass those 
out at some of the other meetups

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00:08:23,240 --> 00:08:25,080
and events throughout the 
weekend, so. 

163
00:08:25,680 --> 00:08:26,760
Yay. 
I'm summer. 

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00:08:26,920 --> 00:08:30,880
I'm so I'm so excited because it
seems like every day someone 

165
00:08:30,880 --> 00:08:32,600
will e-mail me or reach out to 
me. 

166
00:08:32,600 --> 00:08:35,240
And I was even at Disney Springs
over the weekend and we were 

167
00:08:35,240 --> 00:08:37,960
eating at Art Smith's, having 
some of those chicken thigh high

168
00:08:37,960 --> 00:08:42,200
biscuit sandwiches or whatnot. 
And a lovely family stopped on 

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00:08:42,200 --> 00:08:44,600
the way out and said we're so 
excited to come back next week 

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00:08:44,600 --> 00:08:46,160
so we can see you all at 
Summerfest. 

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00:08:46,160 --> 00:08:48,360
So people are coming in from all
over. 

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00:08:48,360 --> 00:08:50,440
We can't wait. 
So this is just super exciting 

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00:08:50,440 --> 00:08:53,560
and a big testament to just how 
awesome and amazing this 

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00:08:53,800 --> 00:08:56,360
community is. 
So we cannot wait to see each 

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00:08:56,360 --> 00:08:58,120
and everyone of you so very 
excited. 

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00:08:58,480 --> 00:09:00,840
Yeah, I'm, I just want to echo 
that too, because one of my 

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00:09:00,840 --> 00:09:03,760
favorite things is, is meeting 
people in the group and chit 

178
00:09:03,760 --> 00:09:05,800
chatting with them. 
I, I see these guys every week, 

179
00:09:05,800 --> 00:09:08,480
but it's, it's you all out there
that we're excited to meet and 

180
00:09:08,480 --> 00:09:10,080
hang out with. 
So I think it's going to be 

181
00:09:10,320 --> 00:09:12,920
plus, we're not going to tell 
you where, but some point in the

182
00:09:12,920 --> 00:09:16,800
night Derek is going to break 
out in like campfire songs. 

183
00:09:17,200 --> 00:09:19,360
He doesn't know that yet. 
I'm bringing this guitar that's 

184
00:09:19,360 --> 00:09:24,160
over my shoulder and. 
This, this became more exciting 

185
00:09:24,160 --> 00:09:25,600
for me already. 
That is great. 

186
00:09:26,000 --> 00:09:27,880
If you can't join us for 
Summerfest, we also have 

187
00:09:27,880 --> 00:09:31,960
Oktoberfest going on. 
This is at Old Key West, October

188
00:09:31,960 --> 00:09:34,960
17th through the 19th. 
We are finalizing details for 

189
00:09:34,960 --> 00:09:40,440
that event, but I can tell you 
we might do something that is 

190
00:09:41,240 --> 00:09:43,840
fantastic. 
Nope. 

191
00:09:44,240 --> 00:09:49,120
So more details to come on that 
very soon, but yeah, it's going 

192
00:09:49,120 --> 00:09:51,880
to be a fantastic weekend. 
OK, I'm done. 

193
00:09:51,880 --> 00:09:53,280
That's fine. 
Let's go. 

194
00:09:53,560 --> 00:09:56,480
Five ways to waste your DVC 
points with Amy Krieger. 

195
00:09:56,800 --> 00:09:58,640
No, it's not the. 
Rest of us, we're done for the 

196
00:09:58,640 --> 00:10:00,240
show. 
We'll see you next. 

197
00:10:00,240 --> 00:10:02,440
Week. 
No, no, I just have like, I just

198
00:10:02,440 --> 00:10:04,800
have the numbers. 
OK, I I want to start. 

199
00:10:04,960 --> 00:10:08,200
I want to preface this because 
people do get offended when you 

200
00:10:08,200 --> 00:10:09,760
tell them they're wasting their 
points. 

201
00:10:10,440 --> 00:10:14,040
I just want to preface this that
you know, whatever makes you 

202
00:10:14,040 --> 00:10:17,840
happy is what you should be 
doing and if you choose to do 

203
00:10:17,840 --> 00:10:22,440
any of these on this list, I am 
not judging you, that is up to 

204
00:10:22,440 --> 00:10:24,000
you. 
You know, sometimes we choose 

205
00:10:24,000 --> 00:10:27,800
time and convenience over value 
and that's OK. 

206
00:10:27,800 --> 00:10:30,240
It just depends on what matters 
to you. 

207
00:10:30,760 --> 00:10:34,720
That said, we want you to have 
the data, the information, the 

208
00:10:34,720 --> 00:10:41,320
knowledge to know what is the 
value and where is that line 

209
00:10:41,320 --> 00:10:48,360
where you are getting rooked by 
DVC fans, not by DVC. 

210
00:10:48,480 --> 00:10:50,640
How can? 
You say, how could you say 

211
00:10:50,640 --> 00:10:53,960
telling people that they waste 
their points, they're going to 

212
00:10:53,960 --> 00:10:55,200
get mad. 
Numbers. 

213
00:10:55,240 --> 00:10:57,800
But instead you just told them 
that they're getting rooked. 

214
00:10:58,000 --> 00:11:00,440
I almost said by DVC fan too. 
I'm just kidding. 

215
00:11:00,640 --> 00:11:01,640
No, I just. 
We just. 

216
00:11:01,640 --> 00:11:03,360
An appropriate word. 
Can we use that? 

217
00:11:03,360 --> 00:11:04,840
Rooked. 
That's that's a word. 

218
00:11:05,440 --> 00:11:07,440
No, I'm asking is it an 
appropriate word? 

219
00:11:07,640 --> 00:11:10,560
It's not a bad word. 
OK, culturally appropriate. 

220
00:11:10,680 --> 00:11:13,720
Yet you used to say mugged. 
We used to say mugged all the 

221
00:11:13,720 --> 00:11:15,760
time. 
Welcome to Gen. 

222
00:11:15,760 --> 00:11:17,920
Z, Jeff. 
I say all kinds. 

223
00:11:17,920 --> 00:11:20,200
Of I'm going to look it up. 
It's not a bad word. 

224
00:11:20,200 --> 00:11:21,880
There's a, There's a. 
Snooker. 

225
00:11:22,920 --> 00:11:30,240
There's a snooker. 
Oh anyway, OK, so have you ever 

226
00:11:30,240 --> 00:11:32,480
played Rook? 
It's like a it's kind of euchre 

227
00:11:32,480 --> 00:11:37,560
ish with a bird cacao. 
OK, anyway, all right, so the 

228
00:11:37,720 --> 00:11:41,960
the first so far, the first, the
first two are actually things 

229
00:11:41,960 --> 00:11:44,680
you should not be doing for 
sure, 100%. 

230
00:11:44,680 --> 00:11:48,240
The other three are more the if 
you're choosing convenience over

231
00:11:48,240 --> 00:11:51,680
value, But I want you to know 
the numbers, the math math is 

232
00:11:51,680 --> 00:11:54,560
important. 
So the first, the first way to 

233
00:11:54,560 --> 00:11:58,640
waste your points is to forget 
to bank them on time, which 

234
00:11:58,640 --> 00:12:01,680
believe it or not, people do 
this a lot. 

235
00:12:01,680 --> 00:12:04,320
I think you talk to people, you 
know, all the time at the rental

236
00:12:04,320 --> 00:12:06,840
store that have points can 
expire. 

237
00:12:06,840 --> 00:12:10,440
They didn't make them when they 
should have, but just a just a 

238
00:12:10,440 --> 00:12:13,600
couple of points before I let 
anyone else talk. 

239
00:12:13,600 --> 00:12:15,960
But it is definitely one of the 
most common ways. 

240
00:12:15,960 --> 00:12:19,400
So if you miss the banking 
deadline, which banking is what 

241
00:12:19,520 --> 00:12:23,480
allows you to roll over your 
unused points from the current 

242
00:12:23,480 --> 00:12:25,760
use here into the next if you're
not going to be using them 

243
00:12:25,760 --> 00:12:28,040
within the current use here. 
So it gives you that 

244
00:12:28,040 --> 00:12:32,160
flexibility, something that is 
really good about DVC and it's 

245
00:12:32,160 --> 00:12:36,800
the fact that you can bank 100% 
of your points before your 

246
00:12:36,800 --> 00:12:38,280
banking deadline. 
You don't have to bank all of 

247
00:12:38,280 --> 00:12:41,960
them at once. 
You can bank, you know, 25 

248
00:12:41,960 --> 00:12:45,880
points one day, you can bank 
another 25 the other, as long as

249
00:12:45,880 --> 00:12:47,760
they are bank you before the 
deadline. 

250
00:12:48,640 --> 00:12:54,400
That deadline is Paul. 
You know how many months is it 

251
00:12:54,400 --> 00:12:56,880
before? 
Four months before the end of 

252
00:12:56,880 --> 00:12:58,080
your. 
Year, It's four months before 

253
00:12:58,080 --> 00:13:01,280
the end of the year, so if your 
use year is June, your banking 

254
00:13:01,280 --> 00:13:04,520
deadline is January 31st. 
And we have a wonderful graphic 

255
00:13:04,520 --> 00:13:07,160
for you people watching this 
show right now up on the screen 

256
00:13:07,160 --> 00:13:11,520
that shows you what use year you
have when your banking deadline 

257
00:13:11,520 --> 00:13:14,360
is and the expiration date for 
your points. 

258
00:13:14,600 --> 00:13:19,120
And this is something that I 
have printed out pinned in my 

259
00:13:19,120 --> 00:13:21,680
office and I highly recommend 
doing the same. 

260
00:13:21,680 --> 00:13:26,720
Or if you know your use year, 
take these dates met some alerts

261
00:13:26,720 --> 00:13:30,440
in your calendar to go off every
year about a week before these 

262
00:13:30,440 --> 00:13:34,320
deadlines so that you remember, 
you remember when those points 

263
00:13:34,320 --> 00:13:36,640
are going to expire. 
You remember when that banking 

264
00:13:36,640 --> 00:13:39,280
deadline is because even for us 
it's something that we're 

265
00:13:39,280 --> 00:13:42,640
constantly asking ourselves the 
question are we going to use the

266
00:13:42,640 --> 00:13:46,960
points before that expiration 
date or do we want to consider 

267
00:13:46,960 --> 00:13:50,200
banking them? 
And I, as Amy mentioned, I get 

268
00:13:50,200 --> 00:13:53,240
these calls at rental store all 
the time of people that have 

269
00:13:53,240 --> 00:13:55,760
forgotten to bank their points. 
And now you are kind of in a 

270
00:13:55,760 --> 00:13:58,600
pickle because your points are 
stuck in that zero to seven 

271
00:13:58,600 --> 00:14:01,320
month window. 
They're worth less, you know, if

272
00:14:02,200 --> 00:14:05,600
they the availability becomes a 
major issue within those time 

273
00:14:05,600 --> 00:14:08,920
periods also. 
And so it's just something to 

274
00:14:08,920 --> 00:14:12,960
really, you mentioned that it's 
free, yet it is something that 

275
00:14:12,960 --> 00:14:16,200
Disney allows you to do. 
They're not all time shares do 

276
00:14:16,200 --> 00:14:19,640
that other time shares to bank 
or borrow points. 

277
00:14:19,640 --> 00:14:22,080
Jeff, you might have a little 
bit of experience with this in 

278
00:14:22,080 --> 00:14:27,360
terms of RCI, but they they 
actually charge a fee to bank or

279
00:14:27,360 --> 00:14:30,280
borrow points, correct? 
They do and, and the fee is not 

280
00:14:30,280 --> 00:14:34,800
insignificant it I don't think 
with my RCI program, I'll have 

281
00:14:34,800 --> 00:14:37,600
to double check. 
I don't think that I can borrow 

282
00:14:37,600 --> 00:14:41,160
from the next year. 
But to bank mine, excuse me, I 

283
00:14:41,160 --> 00:14:44,280
want to say is about, yeah, well
you have to get into their 

284
00:14:44,720 --> 00:14:47,280
higher tier membership program, 
which I think is an extra 

285
00:14:47,520 --> 00:14:50,880
$150.00 a year in order to be 
able to bank those points. 

286
00:14:50,880 --> 00:14:54,440
So. 
So it's it, it, it's something 

287
00:14:54,680 --> 00:14:58,160
that we should be grateful for 
that Disney even offers us the 

288
00:14:58,160 --> 00:15:01,280
ability to do this. 
And Amy, you kind of used an 

289
00:15:01,280 --> 00:15:03,600
example here. 
Imagine you had 50 unused points

290
00:15:03,600 --> 00:15:06,560
leftover from a trip you planned
less frugally. 

291
00:15:06,560 --> 00:15:09,960
If you don't act by the banking 
deadline, those points can't be 

292
00:15:09,960 --> 00:15:14,120
rolled into the next year or 
used, resulting in basically a 

293
00:15:14,120 --> 00:15:17,640
complete loss of those points. 
Yeah, and just like you said, 

294
00:15:17,840 --> 00:15:22,200
there's really simple ways to 
avoid that. 

295
00:15:22,200 --> 00:15:27,040
It's setting, setting that 
calendar reminder to pop up 

296
00:15:27,040 --> 00:15:29,840
every single gear. 
You know, give yourself at least

297
00:15:29,960 --> 00:15:32,160
a week or so before the actual 
deadline. 

298
00:15:32,360 --> 00:15:34,160
You know, don't set it for the 
day of the deadline. 

299
00:15:35,040 --> 00:15:39,040
Also, if you know for sure 
you're not gonna be using those 

300
00:15:39,040 --> 00:15:42,920
points in that current use here,
just bank them right then and 

301
00:15:42,920 --> 00:15:45,800
there when you're in your 
membership. 

302
00:15:46,200 --> 00:15:47,680
But yeah. 
Yeah. 

303
00:15:47,680 --> 00:15:50,680
And something I don't think this
is rolled out just yet, but I 

304
00:15:50,680 --> 00:15:54,520
know we've been in talks 
internally with one of our 

305
00:15:54,800 --> 00:15:59,000
programmers, Ben, who has done 
an amazing job updating the DVC 

306
00:15:59,000 --> 00:16:01,800
resale market app on the App 
Store for Android and Apple 

307
00:16:01,800 --> 00:16:03,680
devices. 
But I think this is going to be 

308
00:16:03,680 --> 00:16:05,840
a custom alert that they are 
hoping to set up in the near 

309
00:16:05,840 --> 00:16:08,560
future for that, which is a 
banking alert that'll actually 

310
00:16:08,560 --> 00:16:10,880
go out. 
If you, if you do have the app 

311
00:16:10,880 --> 00:16:13,200
and you put in your contract 
information, it's going to be a 

312
00:16:13,240 --> 00:16:15,120
a future alert or a future 
update. 

313
00:16:15,120 --> 00:16:16,880
I don't think that's live yet. 
Derek, correct me if I'm wrong, 

314
00:16:16,880 --> 00:16:19,040
but I think that's I think 
that's correct. 

315
00:16:19,440 --> 00:16:21,000
Yeah, I think that's definitely 
correct. 

316
00:16:21,040 --> 00:16:23,320
And I'm just glad that Amy 
brought up, too, because there 

317
00:16:23,320 --> 00:16:26,160
might be some folks that are not
quite Disney Vacation Club 

318
00:16:26,160 --> 00:16:27,560
members yet, or they've looked 
into it. 

319
00:16:28,160 --> 00:16:30,560
I don't want you to panic, you 
know, and think like, oh, my 

320
00:16:30,560 --> 00:16:33,160
God, this is something that 
happens all the time. 

321
00:16:33,160 --> 00:16:35,840
And it's super confusing. 
And I need to, you know, set an 

322
00:16:35,840 --> 00:16:38,280
alarm, mail a postcard to 
myself, set this. 

323
00:16:38,640 --> 00:16:41,120
You know what I mean? 
Honestly, most people, like Amy 

324
00:16:41,120 --> 00:16:43,560
said, they bank them when they 
book, right? 

325
00:16:43,560 --> 00:16:47,800
So if I've got 200 points, I 
just made a trip and it was 176.

326
00:16:48,000 --> 00:16:50,360
It'll ask you, you know, and 
say, what do you want to do with

327
00:16:50,360 --> 00:16:52,120
these leftover points? 
You want to hold on to them 

328
00:16:52,360 --> 00:16:55,040
because remember, if you hold on
to them, it shows you, you know,

329
00:16:55,040 --> 00:16:56,760
hey, you got to bank them by 
this date. 

330
00:16:56,760 --> 00:16:58,640
Or do you just want to go ahead 
and bank them now? 

331
00:16:59,000 --> 00:17:02,240
Like Amy said, I would just bank
them that, you know, I mean, 

332
00:17:02,240 --> 00:17:05,760
unless you're planning on taking
a trip with, you know, 20 points

333
00:17:05,760 --> 00:17:09,520
or 10 point or whatever it is, 
just bank them at that time. 

334
00:17:09,560 --> 00:17:12,599
And again, worst case scenario, 
if something comes up and you 

335
00:17:12,599 --> 00:17:14,280
need to go away again, then just
borrow. 

336
00:17:14,480 --> 00:17:18,520
You know, borrowing is way more 
popular than actually rolling 

337
00:17:18,520 --> 00:17:21,359
points over. 
But it does happen because man, 

338
00:17:21,359 --> 00:17:23,920
I can't tell you every single 
day people will reach out to me 

339
00:17:23,920 --> 00:17:27,400
to sell their DVC contract. 
And most of the time, you know, 

340
00:17:27,400 --> 00:17:29,360
hey, we've used the points for 
this year. 

341
00:17:29,360 --> 00:17:32,480
We might have used someone from 
next year sometimes meant when I

342
00:17:32,480 --> 00:17:36,320
get those listings and it looks 
like they haven't used this in 

343
00:17:36,320 --> 00:17:38,560
years, right? 
Like we're talking we've got 

344
00:17:38,560 --> 00:17:43,440
2020 threes banked into 2024. 
We got 24 banked into 2025. 

345
00:17:43,760 --> 00:17:45,520
That's what I'm always like, 
what are you doing? 

346
00:17:45,520 --> 00:17:47,000
Why did you wait so long to sell
it? 

347
00:17:47,600 --> 00:17:49,640
Just do. 
You're paying news on something 

348
00:17:49,640 --> 00:17:55,080
that you're not only not using a
lot, you ain't using it at all. 

349
00:17:55,200 --> 00:18:00,800
So you are just paying dues for 
absolutely no reason. 

350
00:18:00,800 --> 00:18:04,680
So don't be that family that, 
yeah, a buyer is gonna love your

351
00:18:04,680 --> 00:18:06,400
listing when you go to sell it, 
right? 

352
00:18:06,400 --> 00:18:08,960
Because it's got bank points and
you know, you could sell it for 

353
00:18:08,960 --> 00:18:11,880
a little bit more, but it ain't 
worth it to pay a whole year's 

354
00:18:11,880 --> 00:18:14,840
worth of dues if you're not 
using it at all. 

355
00:18:15,200 --> 00:18:18,200
I've had conversations in years 
past of people where it's been 

356
00:18:18,200 --> 00:18:22,040
like, Oh yeah, the past three or
four years we've lost about 400 

357
00:18:22,040 --> 00:18:24,360
points each year. 
You know, we just haven't used 

358
00:18:24,360 --> 00:18:26,200
them. 
And it's, yeah, like it's like 

359
00:18:26,200 --> 00:18:29,040
to, yeah, just watch Jeff's 
visual there over and over 

360
00:18:29,040 --> 00:18:30,400
again. 
'Cause that's my soul. 

361
00:18:30,920 --> 00:18:34,440
It, yeah, it's, it's painful and
it's, I, I understand why people

362
00:18:34,440 --> 00:18:38,040
want to hold on to the contract,
but at the same time, you know, 

363
00:18:38,200 --> 00:18:41,000
if you're not using it for a 
period of, of, you know, at 

364
00:18:41,000 --> 00:18:43,840
least two years, you need to ask
yourself, do I just need to sell

365
00:18:43,840 --> 00:18:45,880
and consider buying back in at a
later point? 

366
00:18:45,880 --> 00:18:48,640
Because the dues aren't the dues
ain't cheap. 

367
00:18:48,800 --> 00:18:52,040
And if, unless you're renting 
the points, you're getting value

368
00:18:52,040 --> 00:18:52,880
out of them somehow. 
Cool. 

369
00:18:54,480 --> 00:18:55,240
Yeah. 
Losing. 

370
00:18:55,600 --> 00:18:58,120
I still regret those two points.
I know I do. 

371
00:18:58,120 --> 00:19:00,120
I feel bad about those still to 
this day. 

372
00:19:01,360 --> 00:19:06,920
The, the second one kind of goes
along with that as well, not 

373
00:19:06,920 --> 00:19:09,880
being mindful of trips booked 
close to the end of your youth 

374
00:19:09,880 --> 00:19:14,120
year, which this happens. 
We, our youth year is February. 

375
00:19:14,120 --> 00:19:17,520
So anything that we book at 
Christmas time, December, 

376
00:19:17,720 --> 00:19:20,800
January is very, very close to 
end of our youth year. 

377
00:19:21,320 --> 00:19:24,440
So that's something just that to
keep in mind because when you 

378
00:19:24,440 --> 00:19:28,480
plan a trip at the end of your 
youth year, it does have some 

379
00:19:28,480 --> 00:19:31,560
risk associated with it. 
If you cancel that reservation 

380
00:19:31,760 --> 00:19:35,040
close to your travel dates, you 
can be looking at losing your 

381
00:19:35,040 --> 00:19:37,960
points entirely depending on 
your use year, depending on when

382
00:19:37,960 --> 00:19:40,840
you cancel. 
So you know, as some examples, 

383
00:19:40,840 --> 00:19:43,040
if you cancel a reservation 
within 30 days of your trip, 

384
00:19:43,040 --> 00:19:45,280
those points are going to go 
into a holding account. 

385
00:19:45,640 --> 00:19:48,600
We've talked about holding a 
lot, but if you're asking 

386
00:19:48,600 --> 00:19:50,080
yourself what do all these 
things mean? 

387
00:19:50,080 --> 00:19:52,920
We have a DVC vocabulary show 
that we recorded. 

388
00:19:52,920 --> 00:19:55,520
I highly recommend you check 
that one out. 

389
00:19:55,640 --> 00:19:59,120
But so they can go into your 
holding account and points in 

390
00:19:59,120 --> 00:20:01,960
your holding account are, are 
more restricted. 

391
00:20:01,960 --> 00:20:04,480
They you can only book them 60 
days out. 

392
00:20:04,480 --> 00:20:08,000
It is a rolling 60 day window. 
But if you're close to the end 

393
00:20:08,000 --> 00:20:11,640
of your use year that that's 
going to you're going to come to

394
00:20:11,640 --> 00:20:14,960
the end of that very, very soon,
especially, you know, if your 

395
00:20:14,960 --> 00:20:17,840
user is going to end shortly 
after your cancelled trip, those

396
00:20:17,840 --> 00:20:20,640
points can actually expire 
before you have the chance to 

397
00:20:20,640 --> 00:20:22,640
rebook them. 
So that's just something you 

398
00:20:22,640 --> 00:20:26,360
want to keep in mind and be 
thoughtful of when you're making

399
00:20:26,360 --> 00:20:28,600
your plan. 
And especially if you're doing 

400
00:20:28,600 --> 00:20:32,240
something very large, very 
expensive, lot of points and 

401
00:20:32,240 --> 00:20:34,720
there's any chance that there's 
might be a cancellation. 

402
00:20:35,160 --> 00:20:38,080
Yeah, I always call it like 
avoiding the potential for 

403
00:20:38,080 --> 00:20:41,360
distressed points. 
So you never want your points to

404
00:20:41,360 --> 00:20:45,480
get to a status of being 
distressed or I also call 

405
00:20:45,480 --> 00:20:48,200
holding the penalty box when I 
talk to members about it. 

406
00:20:48,440 --> 00:20:51,880
You never want your points to go
into the penalty box because 

407
00:20:51,880 --> 00:20:56,960
it's significantly it puts you 
in the same predicament as as 

408
00:20:57,120 --> 00:21:01,080
point #1 which is that your 
points are now limited into a 

409
00:21:01,080 --> 00:21:04,640
time frame in which availability
is going to become an issue and 

410
00:21:04,880 --> 00:21:09,320
just the ability to use them 
becomes more difficult. 

411
00:21:09,640 --> 00:21:12,080
And so avoid that if at all 
possible. 

412
00:21:12,240 --> 00:21:16,720
Have conversations when you are 
looking to buy about what you 

413
00:21:16,880 --> 00:21:19,320
share might be appropriate based
off your travel plans. 

414
00:21:19,320 --> 00:21:22,560
And for us, for a lot of people,
if you're always travelling at 

415
00:21:22,560 --> 00:21:24,280
different times and you should 
really doesn't matter. 

416
00:21:24,320 --> 00:21:26,200
Our, our dates move around all 
the time. 

417
00:21:26,200 --> 00:21:28,440
So it doesn't matter. 
And Derek said that before too 

418
00:21:28,440 --> 00:21:30,480
like it, it can definitely not 
matter to some people. 

419
00:21:30,480 --> 00:21:34,880
But if you always vacation, 
always vacation in in December, 

420
00:21:34,880 --> 00:21:37,240
then you don't want a February, 
you share, you know what I mean?

421
00:21:37,240 --> 00:21:41,360
So so those things can matter 
depending on your travel style. 

422
00:21:42,080 --> 00:21:44,800
Yeah, and thank you, thank you 
for for saying that because I 

423
00:21:44,800 --> 00:21:46,680
think that's the number one 
thing that people do. 

424
00:21:46,680 --> 00:21:50,000
If they're not a member, they 
get in the weeds and like I need

425
00:21:50,000 --> 00:21:53,480
a weed whacker to get them out 
because they are so, because 

426
00:21:53,480 --> 00:21:56,760
again, there's so much great 
information out there about DVC,

427
00:21:57,000 --> 00:22:01,040
but my God, you can go down a 
use your wormhole and it makes 

428
00:22:01,040 --> 00:22:03,800
your head spin. 
And Amy, I'm so glad you brought

429
00:22:03,800 --> 00:22:05,240
that up. 
Just keep it simple, folks. 

430
00:22:05,240 --> 00:22:08,240
If you're not a member and you 
vacation, well, sometimes we go 

431
00:22:08,240 --> 00:22:09,920
in the spring. 
Oh, we do summer. 

432
00:22:10,160 --> 00:22:12,000
Oh, we like to go in this 
summer. 

433
00:22:12,400 --> 00:22:16,040
Then don't. 
It doesn't matter. 

434
00:22:16,240 --> 00:22:19,240
But like Amy said, if you're 
that family that goes, hey, 

435
00:22:19,440 --> 00:22:22,760
we're teachers, Derek, you know,
we go to do every single June or

436
00:22:22,760 --> 00:22:24,560
every single July. 
That's it. 

437
00:22:24,560 --> 00:22:29,080
Like without fail, it's always, 
you know, June or July, then it 

438
00:22:29,080 --> 00:22:31,480
does matter. 
So then you want to go with that

439
00:22:31,480 --> 00:22:35,080
June use year or back it up. 
You know, you could back it up, 

440
00:22:35,080 --> 00:22:37,000
back it up to April, you know, 
back it up. 

441
00:22:37,000 --> 00:22:40,600
Worst case, now back it up to 
March because in that case of a 

442
00:22:40,600 --> 00:22:43,000
last minute cancellation, but 
that's where it's going to, you 

443
00:22:43,000 --> 00:22:45,840
know, give you a little bit more
breathing room per SE. 

444
00:22:45,840 --> 00:22:48,920
But again, if you're going all 
the time, don't overthink. 

445
00:22:49,480 --> 00:22:51,600
You share. 
Don't, I beg you, don't 

446
00:22:51,600 --> 00:22:53,920
overthink it. 
Well, and on top of that, just 

447
00:22:53,920 --> 00:22:57,040
to kind of echo what Amy said in
the prior, you know about 

448
00:22:57,040 --> 00:23:01,040
banking, you know, if you forget
to bank, you still have, you 

449
00:23:01,040 --> 00:23:02,720
know, four months to use those 
points. 

450
00:23:02,800 --> 00:23:05,320
That's not as stressful as it 
could be, but you should 

451
00:23:05,320 --> 00:23:07,800
definitely remember getting 
holds and hold. 

452
00:23:07,800 --> 00:23:10,360
Getting points in holding is a 
whole nother level of stress 

453
00:23:10,600 --> 00:23:13,720
because and it becomes very. 
I got some points in holding 

454
00:23:13,720 --> 00:23:16,920
last year because of some 
friends of mine and I've never 

455
00:23:16,920 --> 00:23:20,320
been more stressed about losing 
45 points in. 

456
00:23:20,480 --> 00:23:22,280
My whole. 
Life that we ended up just 

457
00:23:22,280 --> 00:23:27,520
booking a stay for no other 
reason than to not let those 

458
00:23:27,520 --> 00:23:29,000
points go to waste. 
You know what I mean? 

459
00:23:29,000 --> 00:23:31,880
So holding is a whole different 
ball game because your your 

460
00:23:31,880 --> 00:23:34,760
window is so much shorter and 
you're going to be stuck with a 

461
00:23:34,840 --> 00:23:38,400
with a split stay or, you know, 
bouncing around a little bit or,

462
00:23:38,440 --> 00:23:40,720
you know, not definitely getting
what you're wanting. 

463
00:23:41,920 --> 00:23:44,160
So yeah. 
And any advice I can give. 

464
00:23:44,160 --> 00:23:47,680
Personally is avoid holding at 
all costs if you can, yeah. 

465
00:23:48,280 --> 00:23:51,960
Yeah, holding account is also 
known as Hey guys, we're going 

466
00:23:51,960 --> 00:23:56,200
to Saratoga. 
Yeah. 

467
00:23:56,760 --> 00:24:00,240
So take what you can get. 
We've, we've steered down that 

468
00:24:00,240 --> 00:24:05,120
realm that no matter how much 
these shows, even even our back 

469
00:24:05,120 --> 00:24:08,160
to basics shows, I would 
recommend rewatching if you're 

470
00:24:08,160 --> 00:24:11,560
getting a little bit confused 
when we talk use here or we talk

471
00:24:11,960 --> 00:24:16,120
point usage or any of those 
topics because I, I think we 

472
00:24:16,120 --> 00:24:18,760
break them down. 
But the one I want to emphasize 

473
00:24:18,760 --> 00:24:25,800
here is time frame is the most 
confusing part of using your DVC

474
00:24:25,800 --> 00:24:28,800
points. 
And I've only most recently 

475
00:24:29,040 --> 00:24:33,560
gotten to a point where I think 
what describes it best is that 

476
00:24:34,960 --> 00:24:39,400
today dictates how far out you 
can book. 

477
00:24:39,880 --> 00:24:43,360
Today's date dictates how far 
out you can book, whether it be 

478
00:24:43,360 --> 00:24:46,880
that 7 zero to seven month 
window or all the way out to 

479
00:24:46,880 --> 00:24:49,480
that 11 month window. 
So as of filming this show, it's

480
00:24:49,480 --> 00:24:51,880
July 28th. 
We can book all the way out 

481
00:24:51,880 --> 00:24:57,360
until June 28th of 2026. 
All that today's date dictates 

482
00:24:57,640 --> 00:25:02,560
is how far out we can book. 
The check in date of that 

483
00:25:02,560 --> 00:25:05,200
reservation dictates everything 
else. 

484
00:25:05,200 --> 00:25:08,960
The check in date of that 
reservation dictates what points

485
00:25:08,960 --> 00:25:13,280
I can use, whether or not I'm 
banking, borrowing, what not. 

486
00:25:14,320 --> 00:25:19,600
That is the indicator that 
Disney looks at is what points 

487
00:25:19,600 --> 00:25:21,520
are available on that check in 
date. 

488
00:25:21,840 --> 00:25:23,840
And that's where people get so 
confused. 

489
00:25:23,840 --> 00:25:26,960
And I've had conversations with 
people that unfortunately, I 

490
00:25:26,960 --> 00:25:29,600
feel like I don't know how 
they've successfully used their 

491
00:25:29,600 --> 00:25:33,640
points at anywhere other than 
Saratoga for the past 20 years. 

492
00:25:33,640 --> 00:25:37,240
To Derek's point, because this 
is the most confusing part of 

493
00:25:37,240 --> 00:25:39,080
that program. 
And people miss out on their 

494
00:25:39,080 --> 00:25:41,440
home resort booking window 
because they don't understand 

495
00:25:41,440 --> 00:25:43,240
how this works. 
So I know we're getting a little

496
00:25:43,240 --> 00:25:48,280
bit in the weeds on, you know, 
wasting points, but this is, 

497
00:25:48,360 --> 00:25:52,040
this leads to wasting points and
points going unused. 

498
00:25:52,040 --> 00:25:55,480
So I think it's it's good to 
kind of touch on but #2. 

499
00:25:55,880 --> 00:25:57,560
All right, now comes the fun 
part. 

500
00:25:58,120 --> 00:25:59,760
So. 
Only for me because I have to 

501
00:25:59,760 --> 00:26:01,040
make sure I put the right 
visuals. 

502
00:26:01,080 --> 00:26:03,080
Oh yeah, I did. 
I give you visuals. 

503
00:26:03,080 --> 00:26:08,480
So again, disclaimer, you know, 
if this is how you decide to use

504
00:26:08,480 --> 00:26:11,680
your points, it is. 
And I'm not judging you, but I 

505
00:26:11,680 --> 00:26:16,480
want you to have the facts. 
So number three-way to waste 

506
00:26:16,480 --> 00:26:20,280
your points is to book Disney 
experiences directly through DVC

507
00:26:20,280 --> 00:26:23,680
with your DVC points. 
And what is considered a Disney 

508
00:26:23,680 --> 00:26:27,320
experience are Disney Cruise 
Line bookings, National 

509
00:26:27,320 --> 00:26:32,200
Geographic bookings, adventures 
by Disney and international 

510
00:26:33,360 --> 00:26:36,880
hotels, specifically the 
international parks hotels. 

511
00:26:37,200 --> 00:26:44,120
And so I have broken down for 
this one, both cruise line and 

512
00:26:44,440 --> 00:26:49,120
international, just to show you 
some of the numbers of of what 

513
00:26:49,120 --> 00:26:50,760
to expect. 
And I'm going to have to hold 

514
00:26:50,760 --> 00:26:53,120
this closer to me because I'm 
practically blind. 

515
00:26:53,960 --> 00:26:58,240
So, so no judgements. 
OK, so all right, high cost, low

516
00:26:58,240 --> 00:27:00,520
value. 
So I took a three night sailing 

517
00:27:00,640 --> 00:27:06,080
on the Disney Wish and I'm using
I'm using the exact same sailing

518
00:27:06,080 --> 00:27:11,440
for both the points cost and the
cash cost so that we're 

519
00:27:11,440 --> 00:27:17,040
comparing apples to apples here.
So basically I looked at I gotta

520
00:27:17,040 --> 00:27:21,400
find where I wrote about it. 
I don't even remember the date. 

521
00:27:21,400 --> 00:27:24,200
Do you remember the date? 
You did a three night sailing on

522
00:27:24,200 --> 00:27:26,880
the Disney Wish. 
I think it was June 1st. 

523
00:27:26,920 --> 00:27:28,600
I'm pretty sure it was June 1st.
Yep. 

524
00:27:29,000 --> 00:27:31,400
OK, so three nights. 
June 1st Disney Wish this is 

525
00:27:31,400 --> 00:27:37,160
2026 and so category 6B, which 
is an ocean view stateroom with 

526
00:27:37,160 --> 00:27:40,400
a veranda. 
So if you were to book directly 

527
00:27:40,400 --> 00:27:43,400
through Disney, so this is all 
of June 1st, this is the 

528
00:27:43,400 --> 00:27:47,120
wholesaling and those are the 
point cost and those point cost 

529
00:27:47,160 --> 00:27:52,200
are per person, yes. 
Oh my God. 

530
00:27:52,880 --> 00:27:56,240
I know, look at the look at the 
tower, the tower suite, like who

531
00:27:56,240 --> 00:27:58,560
has that many points and. 
When we say per person, it's 

532
00:27:58,560 --> 00:28:01,480
also worth emphasizing. 
I know as a solo traveler you 

533
00:28:01,480 --> 00:28:04,280
might be going, oh, that's not 
too bad. 

534
00:28:04,480 --> 00:28:08,400
This is based on double 
occupancy, so you do have to pay

535
00:28:08,400 --> 00:28:11,720
the point cost for at least two 
people. 

536
00:28:11,960 --> 00:28:15,000
OK, so if you would like to sail
on the three nights Disney wish 

537
00:28:15,000 --> 00:28:19,640
to Castaway Key and Category 6 
be in your ocean view stateroom 

538
00:28:19,640 --> 00:28:22,800
with a veranda for two people. 
First, you do have to pay DVC 

539
00:28:22,800 --> 00:28:28,000
the $95 transaction fee. 
So that is the fee to transfer 

540
00:28:28,000 --> 00:28:31,680
your vacation points into 
reservation points so that that 

541
00:28:31,680 --> 00:28:34,480
makes them so they can be used 
for these types of experiences. 

542
00:28:34,920 --> 00:28:37,320
You are booking directly through
member services and this is a 

543
00:28:37,320 --> 00:28:39,560
direct park. 
So all points used have to be 

544
00:28:39,560 --> 00:28:44,520
direct points or or 
grandfathered in back in like a 

545
00:28:44,520 --> 00:28:46,640
long, long time ago before they 
changed all that. 

546
00:28:47,320 --> 00:28:51,920
So for two people, it is going 
to cost a total of 528 points 

547
00:28:51,920 --> 00:28:58,840
plus that $95 transaction fee. 
I don't. 

548
00:28:58,960 --> 00:29:01,560
I'm just going to pause right 
here and say I don't have that 

549
00:29:01,560 --> 00:29:04,960
number of points even if I 
banked and borrowed, I don't 

550
00:29:04,960 --> 00:29:07,280
think no. 
I'm not sure. 

551
00:29:07,560 --> 00:29:10,080
I'm not sure how many people do.
Yeah, yeah. 

552
00:29:10,600 --> 00:29:13,960
Think of think of how many 
bookings they miss out on from 

553
00:29:13,960 --> 00:29:18,040
the person that's spending 1900 
points when they hear they also 

554
00:29:18,040 --> 00:29:20,240
have to pay $95. 
Right. 

555
00:29:21,240 --> 00:29:25,480
This, this would the 528 points 
that would pretty much wipe us 

556
00:29:25,480 --> 00:29:27,400
out for a whole year. 
And this is a three night 

557
00:29:27,400 --> 00:29:32,400
cruise, three nights. 
It's not it's it's not like for 

558
00:29:32,400 --> 00:29:35,280
we're going to do a lot of DVC 
nights for 500 and something 

559
00:29:35,280 --> 00:29:39,320
points. 
OK, So if you take those figures

560
00:29:40,160 --> 00:29:46,000
and you look at the cash value 
now, so let's go back to the 

561
00:29:46,160 --> 00:29:49,480
cash. 
So I went on DCL site on the 

562
00:29:49,480 --> 00:29:53,760
same day that I was looking at 
these point costs and I went to 

563
00:29:53,760 --> 00:29:57,200
June 1st for the wish. 
So same sailing, same exact 

564
00:29:57,200 --> 00:30:02,040
room, category 6B and I put it 
in for two people and the total 

565
00:30:02,040 --> 00:30:07,720
cash with the taxes with the 
fees was $4825.46. 

566
00:30:08,400 --> 00:30:11,760
So doing the math, if you are 
booking directly through Disney,

567
00:30:11,760 --> 00:30:14,840
not including the $95 fee 
because I have not even counted 

568
00:30:14,840 --> 00:30:20,960
that in here, you are getting a 
value of like a little over $9 

569
00:30:21,200 --> 00:30:27,000
per point through DVC directly. 
Whereas if you rent your points 

570
00:30:27,000 --> 00:30:30,320
for like let's say $15 a point, 
which I picked what I think is 

571
00:30:30,320 --> 00:30:32,480
like an average, that's a total.
Yeah, that's. 

572
00:30:32,520 --> 00:30:34,200
A That's a low conservative 
right? 

573
00:30:34,240 --> 00:30:36,720
I went low conservative because 
I thought you know what, if 

574
00:30:36,720 --> 00:30:39,640
you're renting points, you do 
have you know, in tax 

575
00:30:39,640 --> 00:30:41,760
obligation. 
So I went to $15 per point. 

576
00:30:42,120 --> 00:30:44,800
So if you rented for $15 a 
point, that amount of points, 

577
00:30:44,800 --> 00:30:52,760
528 points, you would net $7920.
The cruise is $4825.00. 

578
00:30:52,760 --> 00:30:57,120
So you would have over $3000 
left if you instead of booking 

579
00:30:57,120 --> 00:31:02,120
directly through Disney with 
your DVC points, you rented and 

580
00:31:02,120 --> 00:31:04,680
took the cash and paid cash for 
the cruise. 

581
00:31:04,680 --> 00:31:07,440
So. 
Moral of the story, if you if 

582
00:31:07,440 --> 00:31:10,080
you used your points that way, 
ladies and gentlemen, you got 

583
00:31:10,080 --> 00:31:14,200
rooked. 
Which is not a bad word, right? 

584
00:31:14,200 --> 00:31:15,880
I don't think it is and. 
We'll find out. 

585
00:31:16,960 --> 00:31:18,600
It's not. 
Find out in the comments. 

586
00:31:18,640 --> 00:31:20,440
It's Celeste, Virginia. 
Speak, OK. 

587
00:31:21,560 --> 00:31:26,000
As is, especially for for those 
troll commenters out there. 

588
00:31:26,120 --> 00:31:30,360
Especially Yeah ex Special. 
You always say ex especially. 

589
00:31:30,360 --> 00:31:33,600
Ex especially listen, when I was
a kid I also said hot dog 

590
00:31:34,120 --> 00:31:36,480
instead of hot dogs and I still 
can't say bag all right? 

591
00:31:36,560 --> 00:31:39,440
You can't. 
No, you just proved your point 

592
00:31:39,440 --> 00:31:41,640
there. 
So if you want to judge my 

593
00:31:41,640 --> 00:31:43,040
language, let's just judge it 
all. 

594
00:31:43,280 --> 00:31:46,040
Magazine. 
They give me a fun for that for 

595
00:31:46,040 --> 00:31:48,120
two. 
For those playing along with the

596
00:31:48,120 --> 00:31:50,520
Derek drinking game, everybody's
pretty sober right now. 

597
00:31:52,960 --> 00:31:54,440
Oh yeah, I saw that. 
Did you? 

598
00:31:54,440 --> 00:31:55,840
Guys, see that comment last 
week? 

599
00:31:55,840 --> 00:31:57,520
What is the word? 
Is it literally? 

600
00:31:57,600 --> 00:32:01,800
Literally and. 
Oh God, what was the one? 

601
00:32:01,800 --> 00:32:06,440
It was the most recent comment. 
Did I say, Oh God, now I got to 

602
00:32:06,440 --> 00:32:09,160
find it? 
OK, if you if you ever wondered 

603
00:32:09,160 --> 00:32:11,720
if we read every single comment 
that comes through folks, we 

604
00:32:11,720 --> 00:32:13,440
sure do. 
And we interact with most of 

605
00:32:13,440 --> 00:32:15,880
them, and we send the others 
back and forth to each other. 

606
00:32:16,040 --> 00:32:19,320
It's especially entertaining. 
OK, we really need to. 

607
00:32:19,320 --> 00:32:22,840
Do a whole show on the number of
nicknames that people have come 

608
00:32:22,840 --> 00:32:25,920
up with for me because I don't 
have my own title that could do 

609
00:32:25,920 --> 00:32:27,160
it. 
It's it's it's own show. 

610
00:32:27,440 --> 00:32:28,840
Why did it go back? 
Oh, it's because I'm. 

611
00:32:29,200 --> 00:32:32,280
I was like, why did your name go
back to Jeff Haslam on your? 

612
00:32:32,720 --> 00:32:35,200
I don't know why, I don't know 
why you're on the net and Geo 

613
00:32:35,200 --> 00:32:38,720
just to laugh at it, but. 
Yes, because you were talking 

614
00:32:38,720 --> 00:32:43,320
about and like getting into just
getting rooked for a quick 

615
00:32:43,320 --> 00:32:47,800
second. 
I was flabbergasted about a week

616
00:32:47,800 --> 00:32:50,800
ago when DVC sent out this 
e-mail. 

617
00:32:50,800 --> 00:32:53,600
First off, the fact that they 
sent out an e-mail about this is

618
00:32:53,600 --> 00:32:56,680
laughable. 
Like, but I do know what we've, 

619
00:32:56,680 --> 00:33:01,520
we've done, we've done, we've 
seen last year they actually did

620
00:33:01,760 --> 00:33:06,280
a kind of year in review post 
and it was like we've rented 3.5

621
00:33:06,280 --> 00:33:10,480
million points via via our 
cruise program. 

622
00:33:10,720 --> 00:33:14,360
So people have used their point 
3.5 million points on cruises. 

623
00:33:14,760 --> 00:33:17,040
And so it based off of Amy's 
math. 

624
00:33:17,040 --> 00:33:21,360
What's that, you know, how much 
money are they basically taking 

625
00:33:21,360 --> 00:33:23,000
and. 
Leaving on the table, yeah. 

626
00:33:23,320 --> 00:33:24,760
How much money are members 
leaving on table? 

627
00:33:24,760 --> 00:33:28,120
How much money is DVC making? 
Even if we did like $7.00 a 

628
00:33:28,120 --> 00:33:31,840
point, which was the difference 
between the nine and the 15, but

629
00:33:31,840 --> 00:33:34,680
so that's a lot. 
I feel like if you're a DVC 

630
00:33:34,680 --> 00:33:38,480
member, they the Disney's 
algorithm thinks you have a lot 

631
00:33:38,480 --> 00:33:40,200
of money. 
All of a sudden they think 

632
00:33:40,200 --> 00:33:41,880
you're. 
Because we get golden. 

633
00:33:41,920 --> 00:33:45,280
We get Golden Oak advertisements
all the time, so before. 

634
00:33:45,280 --> 00:33:47,240
You look at this. 
Before you know, you'll be able 

635
00:33:47,240 --> 00:33:49,240
to swap your points for a Golden
Oak House. 

636
00:33:50,640 --> 00:33:53,880
But the most recent is that 
they've now partnered with Nat 

637
00:33:53,880 --> 00:33:57,920
Geo and they're sending like 
advertisements for these Nat Geo

638
00:33:57,920 --> 00:34:01,560
expeditions. 
So if you wanted to do say, the 

639
00:34:01,560 --> 00:34:06,680
Canadian Rockies by rail and 
trail, Nat Geo Expedition for 

640
00:34:06,680 --> 00:34:11,000
double occupancy, 1428 points 
per person? 

641
00:34:11,840 --> 00:34:15,440
That's per person, yes. 
Oh, and then if single 

642
00:34:15,440 --> 00:34:17,560
occupancy, it goes up. 
Yeah, you're right. 

643
00:34:17,639 --> 00:34:19,360
This per person. 
So if you do that for single 

644
00:34:19,360 --> 00:34:22,719
occupancy, it's over 1800. 
Points Exploring Patagonia. 

645
00:34:22,719 --> 00:34:29,320
Nat Geo Expedition, 1788 points.
Per person with at least two 

646
00:34:29,320 --> 00:34:32,400
people, that's the minimum. 
Otherwise it's 2230. 

647
00:34:32,400 --> 00:34:34,480
Thirty five points per one. 
It's right there. 

648
00:34:34,600 --> 00:34:37,840
Plus that $95. 
Don't forget about that $95. 

649
00:34:39,120 --> 00:34:41,040
That's it sounds like I will add
a disclaimer. 

650
00:34:41,040 --> 00:34:44,600
There are on occasion the 
opportunities that they do waive

651
00:34:44,600 --> 00:34:49,320
that $95 fee and I do imagine 
that I would hope in the bottom 

652
00:34:49,320 --> 00:34:52,679
of my heart that Disney would 
not lose one of these exchanges 

653
00:34:52,679 --> 00:34:55,239
over a 90. $5 fee. 
I would try and ask if you were 

654
00:34:55,239 --> 00:34:57,920
doing this for sure. 
I'd say I'm really interested in

655
00:34:57,920 --> 00:35:00,680
this, but I'm going to want to 
pay extra $95 on top all those 

656
00:35:00,680 --> 00:35:04,360
points, yeah. 
Take my 3500 points and let me 

657
00:35:04,360 --> 00:35:06,600
enjoy. 
Because you make it bank if 

658
00:35:06,920 --> 00:35:10,040
Disney if you do that. 
OK, so I do want to talk 

659
00:35:10,040 --> 00:35:13,160
international 'cause this is a 
this is a this one was really 

660
00:35:13,160 --> 00:35:15,920
eye opening for me. 
I know we've heard people talk. 

661
00:35:16,160 --> 00:35:19,600
You know, if you use your points
on the International Disneyland 

662
00:35:19,600 --> 00:35:24,040
Hotel, Disneyland Paris hotel 
rooms and other ones that are 

663
00:35:24,040 --> 00:35:27,160
offered, then you're definitely 
leaving money on the table. 

664
00:35:27,520 --> 00:35:31,360
And especially because a lot of 
these packages that you can book

665
00:35:31,360 --> 00:35:34,960
directly cash through Disneyland
Paris come with tickets. 

666
00:35:35,160 --> 00:35:38,880
And when you use your points for
a room, you just get a room. 

667
00:35:39,480 --> 00:35:43,480
But I have never actually done 
the math and put the numbers 

668
00:35:43,480 --> 00:35:46,280
behind it until now. 
So. 

669
00:35:47,720 --> 00:35:51,880
So a Disneyland Paris trip I 
looked at March 1 through 4, 

670
00:35:51,960 --> 00:35:56,000
three nights, and I went with 
Hotel New York in a superior 

671
00:35:56,000 --> 00:35:57,360
room. 
That's just the basic room 

672
00:35:57,360 --> 00:35:59,920
category. 
So you can see I circled there, 

673
00:36:00,520 --> 00:36:05,200
this is 68 points per night for 
and I went with something as 

674
00:36:05,200 --> 00:36:07,040
simple as I could. 
I wanted three nights in a row 

675
00:36:07,040 --> 00:36:09,480
at the same price. 
As you can see, some of them you

676
00:36:09,520 --> 00:36:12,920
like if you do three nights in a
row in some cases, like March 14

677
00:36:13,120 --> 00:36:16,680
is way down there, March 15, I 
don't even know where it's at. 

678
00:36:16,920 --> 00:36:19,360
So I didn't want to jump around.
I was trying to keep it simple, 

679
00:36:19,560 --> 00:36:22,320
68 points per night. 
I'd like to meet the person that

680
00:36:22,320 --> 00:36:24,800
puts these charts together by. 
The way I know if you're doing 

681
00:36:24,880 --> 00:36:27,800
like anything in mid March, 
you're you're jumping around to 

682
00:36:27,800 --> 00:36:32,360
like 3 different categories. 
So, so what's? 

683
00:36:32,400 --> 00:36:36,240
Going on. 
I'm just listening to Derek make

684
00:36:36,240 --> 00:36:44,280
noises. 
I'm reading out loud. 3 three 

685
00:36:44,280 --> 00:36:48,840
nights at 68 points per night is
204 points plus you have the $95

686
00:36:48,840 --> 00:36:52,320
fee. 
So this is for the room only, 

687
00:36:52,680 --> 00:36:56,840
all right? 
So if you are paying cash for 

688
00:36:56,840 --> 00:37:02,040
this room and Paul can put that 
that up on the screen, three 

689
00:37:02,040 --> 00:37:04,360
nights. 
This is this is the really this 

690
00:37:04,360 --> 00:37:06,400
is like the they just redid this
hotel. 

691
00:37:06,400 --> 00:37:09,640
This is the one that we want to 
stay in if we go the art of 

692
00:37:09,640 --> 00:37:11,720
Marvel. 
Yeah, Art of Marvel used to be 

693
00:37:11,720 --> 00:37:13,760
Hotel New York. 
Now it's been rethemed. 

694
00:37:14,440 --> 00:37:16,640
So three nights, the exact same 
three nights. 

695
00:37:16,880 --> 00:37:25,280
March 1st, 2nd, 3rd 2026 is plus
you get and I circled that four 

696
00:37:25,280 --> 00:37:28,760
days 2 parks tickets for both 
people. 

697
00:37:28,920 --> 00:37:31,680
Isn't that crazy. 
You don't get that at all with 

698
00:37:31,920 --> 00:37:33,800
points you you just get the 
room. 

699
00:37:33,800 --> 00:37:39,240
So whole package of your room 
plus four days of both parks was

700
00:37:39,240 --> 00:37:48,200
a total of $1493.82. 
So with with that math and I 

701
00:37:48,200 --> 00:37:49,840
have to go back to my other 
form. 

702
00:37:49,840 --> 00:37:53,080
I know this is with my papers. 
Oh no, we're just watching Derek

703
00:37:53,080 --> 00:37:55,640
just creep and Derek and Jeff 
creep off to the side of the 

704
00:37:55,640 --> 00:37:57,800
camera. 
Yeah, that's that's. 

705
00:37:57,840 --> 00:37:59,560
Gold. 
You could tell how entertained 

706
00:37:59,600 --> 00:38:03,600
they are by this. 
So if so, if you do the math, 

707
00:38:05,080 --> 00:38:07,440
you're getting around like $7.00
per point. 

708
00:38:07,440 --> 00:38:11,000
And I didn't even include the 
tickets when I did that math. 

709
00:38:11,000 --> 00:38:15,440
I was just looking at the room. 
But if you rented for $15 per 

710
00:38:15,440 --> 00:38:20,200
point 204 points, which is what 
it costs, you would bring, you 

711
00:38:20,200 --> 00:38:23,760
would get $360.00. 
That would pay for the hotel and

712
00:38:23,760 --> 00:38:28,240
the tickets and leave you over 
$1500 to spare for other parts 

713
00:38:28,240 --> 00:38:30,520
of that trip. 
I remember I looked into this 

714
00:38:30,520 --> 00:38:34,920
one time and it I it blew my 
mind so much that I started to 

715
00:38:34,920 --> 00:38:37,520
try to figure out how I could 
just buy tickets to Disneyland 

716
00:38:37,520 --> 00:38:41,760
Paris and I I could not find 
that option to just as AUS 

717
00:38:41,760 --> 00:38:45,240
resident just buy tickets. 
Like it was just everything I 

718
00:38:45,240 --> 00:38:48,440
pointed to it was like, why are 
you not booking a hotel? 

719
00:38:48,440 --> 00:38:50,920
They're free. 
Like everything I went back to, 

720
00:38:50,920 --> 00:38:52,920
so I was. 
Just definitely possible, but it

721
00:38:53,120 --> 00:38:54,480
is there's people that don't 
stay there. 

722
00:38:54,520 --> 00:38:57,480
It is, but it's just. 
But yeah, why would you not want

723
00:38:57,480 --> 00:38:59,000
to? 
Why do you want to, you know, 

724
00:38:59,000 --> 00:39:02,240
pay double for the room and not 
getting it's like getting that's

725
00:39:02,280 --> 00:39:03,680
a big. 
Thing it's like getting one of 

726
00:39:03,680 --> 00:39:09,080
the one of the premium rooms at 
Universal Orlando and getting 

727
00:39:09,080 --> 00:39:13,720
the express pass for free. 
Essentially it's a no brainer 

728
00:39:13,720 --> 00:39:16,960
compared to buying Express for 
four people in a lot of 

729
00:39:16,960 --> 00:39:19,240
situations. 
That's my phrase. 

730
00:39:19,240 --> 00:39:22,280
No brainer that for those 
playing the drinking game, it's 

731
00:39:22,280 --> 00:39:24,480
a literally a no brainer. 
That was it. 

732
00:39:25,280 --> 00:39:26,960
My new one's getting. 
Broke for that. 

733
00:39:26,960 --> 00:39:30,680
Like, let's be honest here. 
Four days at Disneyland Paris. 

734
00:39:30,680 --> 00:39:32,600
I think I'm the only one out of 
the group that's been. 

735
00:39:32,880 --> 00:39:35,760
Yeah. 
Four days at Disneyland Paris is

736
00:39:35,760 --> 00:39:37,600
about 3 days too many at 
Disneyland Paris. 

737
00:39:37,960 --> 00:39:41,720
You're in Paris like you're in 
Paris. 

738
00:39:41,720 --> 00:39:44,000
There are so many things to see 
and do in Paris that if you're 

739
00:39:44,000 --> 00:39:47,960
spending all of your time at the
fake New York hotel, you're 

740
00:39:47,960 --> 00:39:50,040
you're missing what Paris has to
offer. 

741
00:39:50,200 --> 00:39:52,280
Seriously. 
We did both parks in Paris in 

742
00:39:52,280 --> 00:39:54,600
September in a day with time to 
spare. 

743
00:39:56,400 --> 00:39:57,320
Four days. 
I can't. 

744
00:39:57,800 --> 00:39:58,560
What would you do? 
I. 

745
00:39:58,560 --> 00:40:00,000
Don't know they got new stuff 
now. 

746
00:40:01,080 --> 00:40:02,160
Not yet. 
They're half of. 

747
00:40:02,560 --> 00:40:04,520
Your construction. 
I will. 

748
00:40:04,520 --> 00:40:06,800
Allow two days. 
Four days? 

749
00:40:07,160 --> 00:40:09,080
You're missing out. 
Two days is enough. 

750
00:40:09,120 --> 00:40:10,440
Got it. 
I will not go. 

751
00:40:10,440 --> 00:40:13,120
Well, then you can cut that 
price in half there, Jeffy. 

752
00:40:14,880 --> 00:40:19,320
All right, so let's talk about 
#4 #4 wasting your points is the

753
00:40:19,320 --> 00:40:22,840
Disney Collection Exchange. 
And what this is, is when you 

754
00:40:22,840 --> 00:40:23,920
use. 
See a theme here. 

755
00:40:24,600 --> 00:40:30,600
You use your points to book 
Disney hotels. 

756
00:40:31,080 --> 00:40:34,640
So these are at Disney World at 
Disneyland. 

757
00:40:35,240 --> 00:40:38,400
These are the hotel side of 
things. 

758
00:40:38,400 --> 00:40:42,880
So not the not the DVC villas, 
right. 

759
00:40:42,960 --> 00:40:46,880
So what's funny about this is I 
was able to do kind of an apples

760
00:40:46,880 --> 00:40:50,560
to apples comparison because 
those of you have stayed at the 

761
00:40:50,560 --> 00:40:55,200
Grand Floridian Resort studios 
and seen the photos of the Grand

762
00:40:55,200 --> 00:40:58,000
Floridian hotel rooms. 
They're like, they're pretty 

763
00:40:58,000 --> 00:40:59,600
much identical. 
Yeah. 

764
00:41:00,160 --> 00:41:01,760
So. 
They got a bundle deal on all 

765
00:41:01,760 --> 00:41:04,720
those amenities, so. 
They they are identical. 

766
00:41:04,720 --> 00:41:07,200
All the rooms look the same. 
So yeah, so I'm. 

767
00:41:07,240 --> 00:41:14,040
So I compared Big Pine Key to 
just a hotel, a standard hotel 

768
00:41:14,040 --> 00:41:17,160
room at Grand Floridian. 
I have to get all my stuff 

769
00:41:17,160 --> 00:41:19,320
together here and Remember, 
Remember. 

770
00:41:20,040 --> 00:41:22,560
What day this paper in front? 
OK, I know. 

771
00:41:22,760 --> 00:41:25,880
OK, so I was looking at July 
1st, 2026. 

772
00:41:27,680 --> 00:41:31,160
And what's what's funny about 
this also is that I went I 

773
00:41:31,160 --> 00:41:34,880
looked at Grand Floridian, but 
then I also looked at like 

774
00:41:34,880 --> 00:41:38,680
Caribbean Beach and All Stars. 
And so some of these some of 

775
00:41:38,680 --> 00:41:41,800
these numbers are kind of funny.
So a single night at Disney's 

776
00:41:41,800 --> 00:41:47,640
Grandfathering Resort and Spa, 
the non DVC hotel room can 

777
00:41:47,640 --> 00:41:54,200
require, let's see July 1st 61 
points per per night. 

778
00:41:54,920 --> 00:41:59,000
Yeah, I know it is that. 
Look at those numbers. 

779
00:41:59,480 --> 00:42:04,480
Now that same room, if you are 
using your points as a DVC guest

780
00:42:04,720 --> 00:42:08,840
for ADVC Villa, not exchanging 
through the Disney Hotels 

781
00:42:08,840 --> 00:42:16,800
collection, that same room on 
July 1st is 1818 points. 

782
00:42:16,800 --> 00:42:20,680
Oh yeah, I circled it. 
I love that you struggle to do 

783
00:42:20,680 --> 00:42:23,440
these papers so I know the rest 
of us have already gotten the 

784
00:42:23,440 --> 00:42:27,080
answer 5 minutes ago. 
So that's, that's, that's crazy 

785
00:42:27,080 --> 00:42:30,480
to me just thinking about that. 
So I want you to think about 

786
00:42:30,480 --> 00:42:34,920
that in your head. 
OK, so, so 18 points for 

787
00:42:34,920 --> 00:42:42,000
spending July 1st, 2026 in 
Disney's Grand Floridian Villas 

788
00:42:42,000 --> 00:42:47,400
in a resort studio. 
Now, that same exact night, July

789
00:42:47,400 --> 00:42:51,800
1st, 2026, if you are using the 
Disney Hotel Collection, you're 

790
00:42:51,800 --> 00:42:55,840
exchanging your points with DVC 
directly for a hotel stay. 

791
00:42:56,320 --> 00:43:00,840
OK, 18 points Grand Floridian. 
For 23 points you can stay at a 

792
00:43:00,840 --> 00:43:05,000
basic room at Caribbean Beach. 
For 18 points, the same as the 

793
00:43:05,000 --> 00:43:07,880
Grand Floridian Room, you can 
stay in a basic room at Pop 

794
00:43:07,880 --> 00:43:09,760
Century Resort. 
Oh, well, there's added 

795
00:43:09,760 --> 00:43:13,280
amenities there, you know, that 
is you're going to get the noise

796
00:43:13,280 --> 00:43:17,880
with it and and everything else.
For four points less 14 points, 

797
00:43:17,880 --> 00:43:21,680
you can get a standard room at 
Disney's All Star Sports Resort.

798
00:43:25,240 --> 00:43:28,560
And for 11 points, they're doing
working for these things 

799
00:43:28,560 --> 00:43:29,720
sometimes. 
So I have to do math on my 

800
00:43:29,720 --> 00:43:31,720
fingers. 
So 7 points difference from a 

801
00:43:31,720 --> 00:43:33,960
Grand Floridian room you can 
get. 

802
00:43:34,000 --> 00:43:37,000
You can pitch a tent, a tent, a 
tent you can't. 

803
00:43:37,080 --> 00:43:39,000
You can pitch. 
That was like West Virginia. 

804
00:43:39,400 --> 00:43:42,280
You can pitch a tent at Fort 
Wilderness. 

805
00:43:42,280 --> 00:43:46,800
You can get a tent campsite for 
11 points in the Hotel Exchange,

806
00:43:46,920 --> 00:43:50,640
by the way, you can get a room 
at Old Key West for that many 

807
00:43:50,640 --> 00:43:53,200
points, Yeah. 
I was just about to say that. 

808
00:43:54,040 --> 00:43:57,680
I I have a question, is it not 
still the case 'cause sometimes 

809
00:43:57,680 --> 00:43:59,880
they waive it and sometimes they
don't? 

810
00:43:59,960 --> 00:44:03,920
Don't you still pay the $95 or 
is that completely waived? 

811
00:44:04,360 --> 00:44:07,560
So you're still you're 
absolutely correct. 

812
00:44:07,840 --> 00:44:11,600
And actually it says it on those
point charts. 

813
00:44:11,600 --> 00:44:16,000
Well, it wasn't we I cut it off,
but it does say the $95 fee. 

814
00:44:16,000 --> 00:44:20,200
So every single one of these you
actually the only exchange it 

815
00:44:20,200 --> 00:44:23,840
does not require a $95 fee is 
interval international and we're

816
00:44:23,840 --> 00:44:28,160
going to talk about that next. 
But yes, everything else when 

817
00:44:28,160 --> 00:44:33,280
you go directly through DVC. 
So whether it's a cruise or a 

818
00:44:33,280 --> 00:44:37,920
hotel collection stay or 
international or Net Geo or 

819
00:44:37,920 --> 00:44:41,560
Adventures by Disney, you are 
paying that $95 fee. 

820
00:44:41,720 --> 00:44:44,280
Yeah, they and they, I mean, I 
do like to add the disclaimer 

821
00:44:44,280 --> 00:44:47,520
they do have, you know, they do 
incentivize it from time to time

822
00:44:47,520 --> 00:44:49,680
and they offer to waive it. 
So right. 

823
00:44:49,680 --> 00:44:53,920
I think that if you would be 
kicking a stink about it that 

824
00:44:53,920 --> 00:44:56,800
it's an easy fee to waive. 
But they might. 

825
00:44:56,800 --> 00:44:58,840
It's. 
Also an easy fee for them to 

826
00:44:58,840 --> 00:45:00,680
just. 
Yeah, and it is on all the 

827
00:45:00,720 --> 00:45:03,560
documents it does say it on 
every time you go to look at a 

828
00:45:03,560 --> 00:45:06,040
point chart. 
It's it's there in the small 

829
00:45:06,040 --> 00:45:10,320
print, it says the $95 fee, so. 
And we've not really maybe, 

830
00:45:10,320 --> 00:45:11,720
maybe you're going to touch on 
this later. 

831
00:45:11,720 --> 00:45:16,320
I didn't read the. 
I didn't read all the specifics.

832
00:45:16,360 --> 00:45:20,040
On Oh yes, and that $95 fee is 
actually due at the time of 

833
00:45:20,040 --> 00:45:23,400
confirmation. 
So it says, and actually it's 

834
00:45:23,400 --> 00:45:26,560
right up here it says you're 
looking at the Nat Geo and I are

835
00:45:26,560 --> 00:45:29,120
non refundable. 
So if you cancel it's non 

836
00:45:29,120 --> 00:45:31,880
refundable $25 transaction fee 
applies to each confirmed 

837
00:45:32,240 --> 00:45:34,360
National Geographic Expedition 
reservation. 

838
00:45:34,360 --> 00:45:37,160
That's the same for any of the 
other ones we recently talked 

839
00:45:37,160 --> 00:45:39,760
about if payment is not received
at the time of confirmation 

840
00:45:39,840 --> 00:45:41,400
information. 
So at the time of you booking, 

841
00:45:41,400 --> 00:45:43,880
that Disney Vacation Club 
reserves the right to cancel the

842
00:45:43,880 --> 00:45:47,040
reservation. 
That's, again, that's why a show

843
00:45:47,040 --> 00:45:50,120
like this to me is so important 
to so many people because if 

844
00:45:50,120 --> 00:45:52,760
you're learning about the club, 
and again, I was one of those 

845
00:45:52,760 --> 00:45:56,040
people that would talk to people
working for Disney as a DVC 

846
00:45:56,040 --> 00:45:58,720
guide. 
And part of the razzle dazzle, 

847
00:45:58,720 --> 00:46:01,960
part of that Pixie dust, part of
the magic is showing them, you 

848
00:46:01,960 --> 00:46:04,600
know, the entire world at your 
fingertips. 

849
00:46:04,600 --> 00:46:08,480
Who hasn't dreamed of staying in
Tokyo Disney Sea? 

850
00:46:08,480 --> 00:46:10,960
Who hasn't dreamed of going to 
Beijing? 

851
00:46:10,960 --> 00:46:13,960
And you could use your DBC, but 
how about a Disney cruiser? 

852
00:46:14,160 --> 00:46:16,160
Have you ever wanted to go to 
Machu Picchu? 

853
00:46:16,160 --> 00:46:19,880
You can use, you can do all of 
these things with your points. 

854
00:46:20,400 --> 00:46:22,800
And then you ask, well, how many
points is it? 

855
00:46:23,000 --> 00:46:25,320
And that's when they, you know, 
break out the shell game and 

856
00:46:25,320 --> 00:46:26,360
they're like, well, there's 
this. 

857
00:46:26,360 --> 00:46:29,600
Many points if. 
You've got, you know, if you go 

858
00:46:29,600 --> 00:46:32,640
on a Thursday and drop one of 
your kids off on a Wednesday and

859
00:46:32,640 --> 00:46:39,720
they have red hair, it, it's all
completely by DBC for DVC. 

860
00:46:40,040 --> 00:46:42,240
That's it. 
That's my biggest thing that I 

861
00:46:42,240 --> 00:46:47,320
stress to people do not buy DVC 
because you want to take Disney 

862
00:46:47,320 --> 00:46:50,200
cruises with your points every 
single year or you want to do 

863
00:46:50,200 --> 00:46:53,520
these amazing all inclusive 
adventures by Disney National 

864
00:46:53,520 --> 00:46:57,600
Geographic Vacations, or you 
want to have the option to use 

865
00:46:57,600 --> 00:46:59,920
your points to stay at the 
beloved Port Orleans. 

866
00:47:00,560 --> 00:47:04,880
Don't buy DVC to use it for any 
of those things. 

867
00:47:04,880 --> 00:47:08,520
If you've already have DVC and 
you've got a ton of points and 

868
00:47:08,520 --> 00:47:11,800
you just don't feel like paying 
cash or just when it's easier to

869
00:47:11,800 --> 00:47:14,960
dole out your points like Amy 
said, no one's telling you it's 

870
00:47:14,960 --> 00:47:16,800
wrong. 
We're just trying to tell folks 

871
00:47:16,800 --> 00:47:21,680
that maybe aren't aware or 
looking into DVC that especially

872
00:47:21,680 --> 00:47:24,680
when it comes to the resale 
side, you can't beat it. 

873
00:47:24,800 --> 00:47:27,560
I mean, you know, you got 
fourteen of the best Disney 

874
00:47:27,560 --> 00:47:30,800
Vacation Club resorts and 
Interval International, which I 

875
00:47:30,800 --> 00:47:32,200
know we're going to talk about 
as well. 

876
00:47:32,200 --> 00:47:36,360
So maybe you may or may not get 
Rookard if you're rooked rooked 

877
00:47:38,600 --> 00:47:40,200
but you. 
Can you're going to get Al 

878
00:47:40,200 --> 00:47:46,880
Roker? 
I, I want to before we move on 

879
00:47:46,880 --> 00:47:50,160
to interval, I do want to 
mention something that we've not

880
00:47:50,320 --> 00:47:54,360
considered in all of this. 
A lot of people, I think are 

881
00:47:54,360 --> 00:47:57,760
more cognizant than ever now 
that we're on the other side of 

882
00:47:57,760 --> 00:48:02,000
the pandemic about cancellation 
policies and your abilities to 

883
00:48:02,000 --> 00:48:04,120
use your points. 
We discussed, you know, holding 

884
00:48:04,120 --> 00:48:08,080
earlier and, and all of that, 
but I want you to consider 

885
00:48:08,080 --> 00:48:10,480
because I've had these 
conversations with members, they

886
00:48:10,480 --> 00:48:14,680
don't know what they're doing to
themselves when they do book one

887
00:48:14,680 --> 00:48:20,360
of these adventures or cruises. 
You are allotted every year home

888
00:48:20,360 --> 00:48:24,000
resort vacation points. 
And I want to emphasize that you

889
00:48:24,000 --> 00:48:28,440
are allotted every year vacation
points to use at a Disney 

890
00:48:28,440 --> 00:48:32,360
Vacation Club property. 
If you exchange your points into

891
00:48:32,360 --> 00:48:36,520
one of these programs, I don't 
think that there's nearly enough

892
00:48:36,520 --> 00:48:39,320
disclaimers on this. 
Those points are converted to 

893
00:48:39,320 --> 00:48:41,520
what is called a reservation 
point. 

894
00:48:42,160 --> 00:48:45,640
And I, I, you want to go back to
some of these examples that Amy 

895
00:48:45,640 --> 00:48:48,920
has gone through or even the 
Nat, Nat Geo, because I think if

896
00:48:48,920 --> 00:48:52,080
you are considering one of 
these, you probably have banked 

897
00:48:52,080 --> 00:48:54,640
points from last year into this 
year. 

898
00:48:54,640 --> 00:48:57,080
You have current year points and
you're borrowing points. 

899
00:48:57,280 --> 00:49:00,720
Disney even on some occasions 
allows you to borrow 2 points 

900
00:49:00,720 --> 00:49:02,840
into the two years into the 
future. 

901
00:49:03,320 --> 00:49:06,280
You potentially have four years 
of points that you're putting up

902
00:49:06,280 --> 00:49:09,160
for this vacation. 
Those points are converted to 

903
00:49:09,160 --> 00:49:11,360
what is called reservation 
points. 

904
00:49:11,960 --> 00:49:17,240
You cancel this, those points 
will never go back to vacation 

905
00:49:17,240 --> 00:49:19,800
points. 
They are considered reservation 

906
00:49:19,800 --> 00:49:21,840
points. 
They can only be used in these 

907
00:49:21,840 --> 00:49:24,960
exchange like settings. 
You can never use them at a 

908
00:49:24,960 --> 00:49:29,200
Disney Vacation Club property. 
And I think that is of any 

909
00:49:29,320 --> 00:49:34,760
biggest risk or if any waste. 
That is the biggest one because 

910
00:49:34,760 --> 00:49:38,080
if something happens and you 
have to cancel, there is nothing

911
00:49:38,080 --> 00:49:41,880
you can do as a result of that. 
That is the status that the 

912
00:49:41,880 --> 00:49:45,240
points move back to and those 
points expire at the end of the 

913
00:49:45,240 --> 00:49:47,040
year. 
They can't be banked, they can't

914
00:49:47,040 --> 00:49:50,200
be borrowed. 
You know, all of those things 

915
00:49:50,200 --> 00:49:51,760
are off the table. 
You have it is. 

916
00:49:52,320 --> 00:49:53,960
In. 
My opinion that is worse than 

917
00:49:53,960 --> 00:49:57,760
having points in holding like 
you, you have really put 

918
00:49:57,760 --> 00:50:01,320
yourself in a pickle because I 
unfortunately, I have 

919
00:50:01,320 --> 00:50:04,200
conversations with members that 
come to us and they say, hey, 

920
00:50:04,200 --> 00:50:08,840
I've you've got 800 reservation 
points, Can you do anything with

921
00:50:08,840 --> 00:50:11,040
them? 
And my answer's no, yeah, I 

922
00:50:11,040 --> 00:50:13,400
can't do anything with 
reservation points because you 

923
00:50:13,400 --> 00:50:16,880
can only use them at to pitch a 
tent at Fort Wilderness. 

924
00:50:16,880 --> 00:50:18,960
And the only person that's ever 
going to want to do that is 

925
00:50:18,960 --> 00:50:21,120
Panda. 
And he's not here to talk about 

926
00:50:21,120 --> 00:50:23,840
it, unfortunately. 
But you know, it's just the 

927
00:50:23,840 --> 00:50:29,440
reality of the situation and 
that I mean, that coming full 

928
00:50:29,440 --> 00:50:32,440
circle. 
Yeah, we saw that so much during

929
00:50:32,440 --> 00:50:35,920
the pandemic, especially with 
people who had book cruises or 

930
00:50:35,920 --> 00:50:37,640
especially the international 
parks with that's. 

931
00:50:37,640 --> 00:50:39,440
Your word of the night 
especially. 

932
00:50:39,840 --> 00:50:43,120
Especially. 
We have that. 

933
00:50:43,440 --> 00:50:46,760
We we have that too, Paul. 
When, when people go to sell and

934
00:50:46,760 --> 00:50:49,600
then they're like, well, yeah, 
because we had a cruise, but we 

935
00:50:49,600 --> 00:50:51,840
cancelled it. 
So there should be, you know, 

936
00:50:52,080 --> 00:50:55,280
500 points there and you're 
like, no, they're, they're, 

937
00:50:55,400 --> 00:50:57,640
they're gone. 
Oh, well, can't the new owner 

938
00:50:57,680 --> 00:51:00,160
take over these points? 
They're gone. 

939
00:51:00,320 --> 00:51:03,760
Like they literally have 0 value
when it comes to selling. 

940
00:51:03,760 --> 00:51:07,400
You see membership like 0. 
So that is where I've told 

941
00:51:07,400 --> 00:51:10,440
families I'm like listen, you've
got this cruise book don't 

942
00:51:10,440 --> 00:51:14,440
cancel it just take your cruise 
because if you cancel this 

943
00:51:14,440 --> 00:51:18,080
cruise, those points are gone. 
The new owner cannot get them. 

944
00:51:18,080 --> 00:51:20,360
It holds 0 value when it comes 
to selling. 

945
00:51:20,360 --> 00:51:23,360
So yeah, by all means take the 
cruise because yeah, Paul, 

946
00:51:23,360 --> 00:51:26,200
that's the perfect point because
nobody thinks about that and if.

947
00:51:26,400 --> 00:51:28,160
You. 
Members services does not go out

948
00:51:28,160 --> 00:51:31,680
of their way when you book to be
like now we just want to make 

949
00:51:31,680 --> 00:51:35,240
sure are you 100% good? 
You know, you know what, they're

950
00:51:35,240 --> 00:51:38,000
just going to check all the IS 
and cross the T's and what. 

951
00:51:38,240 --> 00:51:40,920
But yeah, that's very important.
And at the end of the day, if 

952
00:51:40,920 --> 00:51:44,960
you I like this show is not an 
infomercial for renting your 

953
00:51:44,960 --> 00:51:46,800
points, I don't, I don't 
necessarily care. 

954
00:51:47,040 --> 00:51:49,200
What we're trying to do is make 
sure that you don't waste your 

955
00:51:49,200 --> 00:51:52,320
points in some capacity. 
But in all of the examples that 

956
00:51:52,320 --> 00:51:55,720
Amy has made, we've compared it 
to an intangible value that your

957
00:51:55,720 --> 00:51:59,120
points have. 
If you book via cash you have 

958
00:51:59,120 --> 00:52:03,160
the option to cancel like if if 
you use like the hotel 

959
00:52:03,160 --> 00:52:06,600
equivalent examples. 
I know Disney's cash reservation

960
00:52:06,840 --> 00:52:10,680
cancellation policy is like up 
to four days before check in and

961
00:52:10,680 --> 00:52:13,640
you get in 100% cash refund. 
Yeah, you wanna stay at? 

962
00:52:14,480 --> 00:52:18,600
Pitch yeah. 
Pay cash, yeah, pay cash or any 

963
00:52:18,600 --> 00:52:22,760
of these things, Pay cash and 
buy the travel insurance that is

964
00:52:22,760 --> 00:52:25,280
being offered to protect the 
cash value of that. 

965
00:52:25,520 --> 00:52:27,560
At least at the end of the day, 
you know, you're getting cash 

966
00:52:27,560 --> 00:52:30,640
back here in this world. 
You're getting a reservation 

967
00:52:30,640 --> 00:52:35,120
point, which I mean you couldn't
sell on the side of the street 

968
00:52:35,120 --> 00:52:37,720
if you tried so. 
Yeah, yeah. 

969
00:52:38,880 --> 00:52:42,920
OK, so the last one is going to 
be exchanging through Interval 

970
00:52:42,920 --> 00:52:44,800
International and I'm gonna be 
honest, this is, this is 

971
00:52:44,800 --> 00:52:50,720
probably the least objectionable
one of the five from from what I

972
00:52:50,720 --> 00:52:55,520
noticed the point values weren't
terrible, but no what is. 

973
00:52:55,560 --> 00:53:00,320
And actually DVC members have 
access to the Interval site 

974
00:53:00,320 --> 00:53:03,480
through DVC and there are some 
cash getaways. 

975
00:53:03,480 --> 00:53:06,520
I'd actually rather use those 
than use my points, but there's 

976
00:53:06,520 --> 00:53:10,760
some cash getaways that are 
priced fairly decently. 

977
00:53:11,240 --> 00:53:13,680
It could be a decent program 
depending on how you use it. 

978
00:53:13,680 --> 00:53:19,760
However, one of two well 22 kind
of risk I feel that you're 

979
00:53:19,760 --> 00:53:24,920
taking with interval first is 
going to be the lack of 

980
00:53:24,920 --> 00:53:28,960
availability. 
So even as I was trying to find 

981
00:53:28,960 --> 00:53:32,800
some point comparisons, I, I 
struggled to find any kind of 

982
00:53:32,800 --> 00:53:34,920
availability. 
So if you don't have a lot of 

983
00:53:34,920 --> 00:53:38,760
flexibility, interval might not 
be a good option for you. 

984
00:53:38,760 --> 00:53:42,080
As a matter of fact, Jeff helped
me and he said, OK, yeah, I'll 

985
00:53:42,080 --> 00:53:44,440
go, I'll go find you something. 
And Jeff, how long did it take 

986
00:53:44,440 --> 00:53:47,280
you to even find some kind of 
stay? 

987
00:53:48,040 --> 00:53:50,800
Yeah, it took a minute and and I
was only looking at Hawaii 

988
00:53:50,800 --> 00:53:53,440
because that's what I'm most 
familiar with, and with Interval

989
00:53:53,440 --> 00:53:55,640
International because I've done 
some deep dives into this one 

990
00:53:55,640 --> 00:53:57,800
too. 
It really depends on where 

991
00:53:57,800 --> 00:54:01,640
you're going. 
You know, places like Pigeon 

992
00:54:01,640 --> 00:54:05,440
Forge, TN, Dollywood, you can 
almost find something all the 

993
00:54:05,440 --> 00:54:08,320
time. 
Utah, there's some places in 

994
00:54:08,320 --> 00:54:11,080
Utah, Park City that you can 
probably find something. 

995
00:54:11,400 --> 00:54:14,920
Hawaii had to go out till, what 
was it, May of next year, June, 

996
00:54:14,920 --> 00:54:18,440
I can't remember, but it was, it
was a year out in order to find 

997
00:54:18,440 --> 00:54:21,600
international points and it kind
of works. 

998
00:54:21,600 --> 00:54:26,480
I get the feeling it's a little 
bit like RCI in that the three 

999
00:54:26,480 --> 00:54:29,040
to four months out from now is 
probably your best option. 

1000
00:54:29,040 --> 00:54:32,360
But by that time now you're 
paying airfare that's kind of 

1001
00:54:32,360 --> 00:54:34,840
more on the last minute side. 
So there's some, there's a lot 

1002
00:54:34,840 --> 00:54:36,720
of levers that that give and 
take. 

1003
00:54:36,800 --> 00:54:40,160
The the other thing I've always,
I know RCI worked this way. 

1004
00:54:40,160 --> 00:54:43,360
Do either of you know if 
interval works this way as well 

1005
00:54:43,560 --> 00:54:46,600
when it used to be RCI, if you 
would exchange into it like it, 

1006
00:54:46,600 --> 00:54:49,720
it seems lucrative because it's 
like, oh, now I don't and now I 

1007
00:54:49,720 --> 00:54:52,560
have more time to use my points.
I have more years. 

1008
00:54:52,880 --> 00:54:55,800
But there was a restriction, 
there was a radius restriction 

1009
00:54:55,800 --> 00:55:00,800
around Orlando, FL, especially 
with our RCI for I know the the 

1010
00:55:00,800 --> 00:55:04,760
time frame in which Disney 
Vacation Club was working with 

1011
00:55:04,760 --> 00:55:09,240
them in that you could not use 
your points at a property around

1012
00:55:09,240 --> 00:55:12,080
this bubble. 
You definitely could not use 

1013
00:55:12,080 --> 00:55:17,480
your points at your RCI points 
then at a Disney Vacation Club 

1014
00:55:17,480 --> 00:55:18,840
property. 
But you couldn't use it at a 

1015
00:55:19,040 --> 00:55:21,360
within a within a proximity of. 
I'm not. 

1016
00:55:21,360 --> 00:55:24,960
I'm not a. 100% on whether 
Interval International works the

1017
00:55:24,960 --> 00:55:26,960
same way or not. 
Yeah, I don't know either. 

1018
00:55:26,960 --> 00:55:30,120
And like you said, RCI 
definitely did because we tried 

1019
00:55:30,120 --> 00:55:33,240
it and it failed miserably so. 
Oh. 

1020
00:55:34,120 --> 00:55:37,160
My God. 
And so many people like I, I 

1021
00:55:37,160 --> 00:55:40,080
know people really want an 
interval international show and 

1022
00:55:40,080 --> 00:55:43,160
ask to like deep dive into this,
but like I want you to always 

1023
00:55:43,160 --> 00:55:44,720
come back to this show and 
realize. 

1024
00:55:44,720 --> 00:55:46,000
We just don't want to put our 
points. 

1025
00:55:46,000 --> 00:55:47,200
We. 
Just don't want to risk it. 

1026
00:55:47,200 --> 00:55:50,440
So if someone wants to, well if 
someone wants to transfer us 

1027
00:55:50,440 --> 00:55:54,760
like 2 or 300 points to just 
waste in this method, we will 

1028
00:55:54,760 --> 00:55:57,800
happily do the biggest deep dive
in interval international you 

1029
00:55:57,800 --> 00:56:00,720
have ever seen. 
But other than that, they're in 

1030
00:56:00,720 --> 00:56:05,320
a chance I'm ever touching it. 
And I, I remember when I was 

1031
00:56:05,320 --> 00:56:08,520
with Disney that one time, this 
was years ago, that they were 

1032
00:56:08,520 --> 00:56:11,400
trying to, you know, kind of 
explain to us, you know, the 

1033
00:56:11,400 --> 00:56:15,440
percentage of people that 
actually do these trade outs. 

1034
00:56:15,760 --> 00:56:19,160
And it was of course, you know, 
shockingly low. 

1035
00:56:19,160 --> 00:56:24,840
Like I'm thinking it was maybe 
like less than 5% of members, 

1036
00:56:24,840 --> 00:56:28,560
you know, will actually do in 
exchange, you know, through at 

1037
00:56:28,560 --> 00:56:30,280
that. 
It used to be I I then they 

1038
00:56:30,280 --> 00:56:34,440
switched over to RCI, then they 
went back to I I But yeah, it's 

1039
00:56:34,600 --> 00:56:37,560
the amount of people that 
actually use their points, you 

1040
00:56:37,560 --> 00:56:40,920
know, for these, you know, 
interval or RCI, whatever it is,

1041
00:56:40,920 --> 00:56:45,120
the non DVC resorts is 
incredibly low, incredibly low. 

1042
00:56:46,240 --> 00:56:48,720
That's why they're always trying
to find new ways how, how can we

1043
00:56:48,720 --> 00:56:51,520
entice people because as Paul 
explained, it's incredibly 

1044
00:56:51,520 --> 00:56:54,080
lucrative. 
You know, when, when millions of

1045
00:56:54,160 --> 00:56:57,560
the points are being exchanged 
for you to get on a boat, on a 

1046
00:56:57,560 --> 00:57:00,400
Disney boat, there's money to be
had doing it. 

1047
00:57:00,400 --> 00:57:03,160
But still, at the end of the 
day, people with these DVC 

1048
00:57:03,160 --> 00:57:05,840
points. 
So like, regardless if it's good

1049
00:57:05,840 --> 00:57:09,480
or not, I still feel good about 
using it, you know, on a Disney 

1050
00:57:09,480 --> 00:57:11,160
boat because I'm on a Disney 
ship. 

1051
00:57:11,160 --> 00:57:14,080
You know, when I, you know, 
check into Dollywood, you may 

1052
00:57:14,080 --> 00:57:17,240
not feel the same way. 
So not as magical. 

1053
00:57:18,280 --> 00:57:21,040
Well, and just really quick 
before you get into the numbers 

1054
00:57:22,440 --> 00:57:25,080
and Amy even ran into this when 
she was asking for some help 

1055
00:57:25,120 --> 00:57:28,800
trying to find it makes it, it's
not very simple. 

1056
00:57:29,120 --> 00:57:31,280
The booking process with 
international is very 

1057
00:57:31,280 --> 00:57:34,920
complicated and it makes it seem
like you actually have to put 

1058
00:57:34,920 --> 00:57:36,600
your points in before you can 
shop. 

1059
00:57:36,760 --> 00:57:39,200
Yeah, this is what I. 
Thought about actually because I

1060
00:57:39,200 --> 00:57:41,840
have no points and I still went 
in and was able to find some 

1061
00:57:41,840 --> 00:57:42,840
numbers. 
For Amy for this. 

1062
00:57:42,960 --> 00:57:46,240
Show, but it doesn't make it 
seem like that's the case. 

1063
00:57:46,240 --> 00:57:49,720
And so you it's, it's very 
convoluted. 

1064
00:57:49,760 --> 00:57:52,440
And it makes you feel like 
there's a barrier that you have 

1065
00:57:52,440 --> 00:57:54,960
to enter amount of points into 
to look. 

1066
00:57:54,960 --> 00:57:56,840
And I'm like, am I actually 
transferring these? 

1067
00:57:56,840 --> 00:57:58,240
I don't want to mess with that. 
Yeah. 

1068
00:57:58,320 --> 00:58:02,240
So yeah. 
Yeah, and it's not done on the 

1069
00:58:02,240 --> 00:58:05,200
Disney, right Jeff? 
So like it's like a click 

1070
00:58:05,200 --> 00:58:09,080
through right from you link. 
Through your DVC membership site

1071
00:58:09,160 --> 00:58:10,680
to the other site. 
Yeah, correct. 

1072
00:58:11,080 --> 00:58:14,160
But then once you're in that 
other site, that's not Disney, 

1073
00:58:14,360 --> 00:58:15,400
right? 
I mean, that's all them. 

1074
00:58:15,880 --> 00:58:17,640
Yeah, it's an interval site, 
Yeah. 

1075
00:58:17,800 --> 00:58:20,160
Yes, yes, and the interface may 
not. 

1076
00:58:20,160 --> 00:58:23,880
Yeah, be very confusing. 
So, yeah, so, so just like we 

1077
00:58:23,880 --> 00:58:27,080
said before, so many, you know, 
top tier interval properties, 

1078
00:58:27,080 --> 00:58:29,760
they have limited availability. 
So you might not even get your 

1079
00:58:29,760 --> 00:58:32,560
desired location or you might 
not get your desired dates. 

1080
00:58:33,080 --> 00:58:37,360
The other thing to keep in mind 
is that the exchanges might be, 

1081
00:58:37,360 --> 00:58:39,040
you know, underwhelming for what
you get. 

1082
00:58:39,040 --> 00:58:43,120
You might be exchanging, you 
know, your Disney points, but 

1083
00:58:43,120 --> 00:58:47,360
you can only get maybe secure or
maybe basic accommodations that 

1084
00:58:47,360 --> 00:58:50,600
aren't quite as nice as what 
you're used to with DVC. 

1085
00:58:51,360 --> 00:58:54,280
But Jeff, Jeff said he's waiting
for me to get into the numbers. 

1086
00:58:54,480 --> 00:58:58,000
I have no numbers. 
And This is why, because anytime

1087
00:58:58,000 --> 00:59:01,560
I found we, we could find some 
kind of availability through 

1088
00:59:01,560 --> 00:59:05,560
interval, there was no 
availability on the cash side. 

1089
00:59:05,560 --> 00:59:08,360
So you can't really, it was 
almost impossible for me to find

1090
00:59:08,360 --> 00:59:12,720
any type of real comparison to 
even see what the value is. 

1091
00:59:12,720 --> 00:59:14,720
You know what? 
What kind of value am I getting 

1092
00:59:15,800 --> 00:59:18,000
now? 
Jeff did find a week in Hawaii 

1093
00:59:18,000 --> 00:59:20,040
for like 100. 
It was 130 points. 

1094
00:59:20,400 --> 00:59:22,600
I didn't. 
I thought that sounded pretty 

1095
00:59:22,600 --> 00:59:26,280
decent, but it did take a while 
for him to find that and we 

1096
00:59:26,280 --> 00:59:28,440
couldn't really do any kind of 
direct comparisons because I 

1097
00:59:28,440 --> 00:59:33,000
couldn't find any cash. 
And then there is an asterisk on

1098
00:59:33,000 --> 00:59:35,480
the site that says members 
should contact member services 

1099
00:59:35,480 --> 00:59:37,720
for additional information, 
including additional fees, 

1100
00:59:37,920 --> 00:59:41,920
surcharges, taxes, etc. 
So there could also be 

1101
00:59:41,920 --> 00:59:45,880
additional fees on top of that. 
So you always when you are using

1102
00:59:45,880 --> 00:59:49,080
interval you always want to 
check talk with member services 

1103
00:59:49,840 --> 00:59:52,800
and and figure those out. 
That's hilarious though, 

1104
00:59:52,800 --> 00:59:54,520
because. 
They know. 

1105
00:59:54,520 --> 00:59:57,840
Anytime that I've even brought 
up Interval or SCI to member 

1106
00:59:57,840 --> 01:00:00,920
services like they have no idea.
I know they. 

1107
01:00:01,120 --> 01:00:04,920
Refer you to this like 300 page 
document that is somewhere on 

1108
01:00:04,920 --> 01:00:06,360
the Disney Vacation Club 
website. 

1109
01:00:06,360 --> 01:00:08,240
That's the same thing that 
they're looking at to try to 

1110
01:00:08,240 --> 01:00:11,160
figure out, right? 
Figure out and there's there's 

1111
01:00:11,160 --> 01:00:12,480
hundreds and hundreds of 
property. 

1112
01:00:12,480 --> 01:00:16,000
So I doubt if you say, oh, I'm 
going to exchange with, you 

1113
01:00:16,000 --> 01:00:19,480
know, this resort in Hawaii, on 
this island, I'm sure they can't

1114
01:00:19,480 --> 01:00:21,960
say, Oh, yeah, you have to pay 
this extra fees. 

1115
01:00:22,320 --> 01:00:27,320
This program is lucrative to one
set of individuals and it's 

1116
01:00:27,440 --> 01:00:31,120
anyone else in the timeshare 
market because anyone else in 

1117
01:00:31,120 --> 01:00:33,920
the timeshare market can throw 
their points into interval or 

1118
01:00:33,920 --> 01:00:39,000
RCI and potentially get a Disney
Vacation Club resort as a 

1119
01:00:39,000 --> 01:00:41,160
return. 
Normally 9 times out of 10 I 

1120
01:00:41,160 --> 01:00:43,880
think we see them getting like 
an old Key West or Saratoga 

1121
01:00:43,880 --> 01:00:46,760
stay. 
But could you imagine owning at 

1122
01:00:46,760 --> 01:00:50,720
this rinky dink, you know, 
timeshare exchanging your points

1123
01:00:50,720 --> 01:00:53,960
in and getting this? 
So it is extremely beneficial to

1124
01:00:54,000 --> 01:00:58,000
anyone that owns other 
timeshares, but it is definitely

1125
01:00:58,000 --> 01:01:02,480
not the avenue you want to take.
I will like, I will say like I 

1126
01:01:02,480 --> 01:01:05,040
still stand by the fact that 
don't let your points go to 

1127
01:01:05,040 --> 01:01:08,400
waste and die. 
You know, take advantage of this

1128
01:01:08,400 --> 01:01:11,440
if you can. 
Yeah, and similar to RCI, when 

1129
01:01:11,440 --> 01:01:15,480
you roll into interval you do 
get 2 extra years out of your 

1130
01:01:15,480 --> 01:01:17,880
points. 
So, and that's like, it's better

1131
01:01:17,880 --> 01:01:19,840
than nothing. 
And at least maybe you got a 

1132
01:01:19,840 --> 01:01:24,840
small vacation somewhere. 
And you know, I do like the 

1133
01:01:24,840 --> 01:01:27,080
thought of Hawaii for 130 
points. 

1134
01:01:27,080 --> 01:01:30,280
But yeah, you know what's? 
That Are you sure, Are you sure 

1135
01:01:30,280 --> 01:01:33,840
Jeff that it was Hawaii with 
with two I's or was it? 

1136
01:01:34,920 --> 01:01:37,320
I I've I've personally stayed at
this resort. 

1137
01:01:37,320 --> 01:01:41,000
This is the Westin and Prince 
Kauai, which is the good island,

1138
01:01:41,000 --> 01:01:42,800
not that crappy island that 
Aulani's. 

1139
01:01:42,800 --> 01:01:45,440
On you said it's a Westin. 
I do like Westins. 

1140
01:01:45,840 --> 01:01:48,000
Yeah. 
And I'm just trying to find you 

1141
01:01:48,480 --> 01:01:52,800
because I've stayed there before
and sometimes finding 

1142
01:01:52,840 --> 01:01:54,480
availability is a little bit 
tricky. 

1143
01:01:54,480 --> 01:01:57,040
So I'm looking for you to see if
I can get you at least 

1144
01:01:57,040 --> 01:01:59,760
something. 
Jeff, was it a, was it a studio?

1145
01:01:59,760 --> 01:02:02,320
Was it a one bedroom? 
What was the size accommodation?

1146
01:02:02,840 --> 01:02:05,960
That it just says limited 
kitchen, so I imagine it's a 

1147
01:02:05,960 --> 01:02:07,480
studio. 
It's probably a kitchenette. 

1148
01:02:08,000 --> 01:02:10,320
Yeah. 
I mean that's you're, you'd be 

1149
01:02:10,320 --> 01:02:12,200
looking at the same number of 
points if you were going to stay

1150
01:02:12,200 --> 01:02:13,840
at Aulani for that for that 
week. 

1151
01:02:13,840 --> 01:02:16,040
So. 
Similar, yeah, so. 

1152
01:02:16,280 --> 01:02:19,440
I think that's a little bit a 
little bit better so. 

1153
01:02:19,920 --> 01:02:22,880
But that's just it, Paul, too, 
which is why it's so important. 

1154
01:02:22,880 --> 01:02:25,800
You said it like, OK, so do this
then. 

1155
01:02:25,960 --> 01:02:29,520
So maybe it's not for everyone. 
We're not trying to tell you 

1156
01:02:29,520 --> 01:02:31,360
don't do this. 
We're just trying to say, 

1157
01:02:31,560 --> 01:02:33,680
listen, here's the options. 
If you're going to compare, you 

1158
01:02:33,680 --> 01:02:35,880
know, apples to apples, here's 
what it is. 

1159
01:02:36,200 --> 01:02:41,000
But if it makes you happy and it
gets you on vacation versus like

1160
01:02:41,000 --> 01:02:44,080
Paul said, like all of us have 
said, there's nothing worse 

1161
01:02:44,280 --> 01:02:46,040
than. 
And you hear it all the time, 

1162
01:02:46,440 --> 01:02:48,600
Like, Oh, yeah, my friends own a
timeshare. 

1163
01:02:48,600 --> 01:02:51,600
They they hate it. 
OK, well, do they ever use it? 

1164
01:02:51,920 --> 01:02:54,200
No. 
OK, well, that's why they hate 

1165
01:02:54,200 --> 01:02:56,480
it. 
So I don't care where you use 

1166
01:02:56,680 --> 01:02:59,240
your DVC timeshare. 
If you love being able to go on 

1167
01:02:59,240 --> 01:03:01,720
Disney cruises and attend the 
member celebration or if you 

1168
01:03:01,720 --> 01:03:04,520
want to go to Gatlinburg or if 
you want to go to Hawaii with 

1169
01:03:04,520 --> 01:03:06,520
one eye with it, it doesn't 
matter. 

1170
01:03:06,520 --> 01:03:10,520
But as long as you're using it, 
that's the important thing to 

1171
01:03:10,520 --> 01:03:12,840
keep in mind because I've told 
people and I will always tell 

1172
01:03:12,840 --> 01:03:15,880
people, time shares are the 
worst thing in the world to buy 

1173
01:03:16,880 --> 01:03:21,000
if you're not going to use them,
if you're going to use them. 

1174
01:03:21,000 --> 01:03:23,000
And I'm just not talking 
specifically Disney. 

1175
01:03:23,200 --> 01:03:27,480
I've got great friends that have
owned RCI and they've owned 

1176
01:03:27,480 --> 01:03:31,280
Worldmark and they use it all 
the time and they have for 10-15

1177
01:03:31,280 --> 01:03:32,960
years. 
And we've gone with them to non 

1178
01:03:32,960 --> 01:03:35,520
Disney vacation, staying in 
their timeshare. 

1179
01:03:35,680 --> 01:03:38,840
They love it and they've gotten 
value out of it. 

1180
01:03:38,840 --> 01:03:42,760
So this show is just trying to, 
you know, compare the options, 

1181
01:03:42,800 --> 01:03:44,280
you know? 
But again, at the end of the 

1182
01:03:44,280 --> 01:03:47,240
day, your best bang for your 
points is always going to be at 

1183
01:03:47,320 --> 01:03:49,120
the DVC resorts. 
That's it. 

1184
01:03:50,280 --> 01:03:53,360
Just really quick, I was able to
find cash prices for that week. 

1185
01:03:54,480 --> 01:03:58,240
516 a night for a studio with a 
kitchenette if you're paying 

1186
01:03:58,240 --> 01:03:59,400
cash. 
OK. 

1187
01:03:59,600 --> 01:04:02,760
And so you would pay around a 
similar amount of points for 

1188
01:04:02,760 --> 01:04:05,600
like a week at Aulani and 
Aulani's about that much cash 

1189
01:04:05,600 --> 01:04:08,720
too. 
So it it's, it's not a terrible 

1190
01:04:09,600 --> 01:04:12,680
value, it's just a challenge to 
find. 

1191
01:04:13,360 --> 01:04:14,840
Yeah. 
And the one thing I want to say 

1192
01:04:14,840 --> 01:04:18,320
is if you use Interval 
International and you look at 

1193
01:04:18,800 --> 01:04:22,080
Mexico, for example, all 
inclusives in Mexico, there's a 

1194
01:04:22,080 --> 01:04:24,280
million of them. 
And I didn't give this to Amy 

1195
01:04:24,280 --> 01:04:29,480
specifically because the caveat 
here with this is, yeah, you can

1196
01:04:29,480 --> 01:04:32,120
book the room, but you still 
have to add the all inclusive 

1197
01:04:32,120 --> 01:04:33,640
fee. 
To. 

1198
01:04:34,160 --> 01:04:36,520
When you get there, you're not 
getting the all inclusive for 

1199
01:04:36,520 --> 01:04:38,760
your points you have and it's 
the same with RCI. 

1200
01:04:38,960 --> 01:04:42,360
You have to pay and it's 
insanity. 

1201
01:04:42,360 --> 01:04:44,920
I can't remember off the top of 
my head, but we got the room for

1202
01:04:44,920 --> 01:04:49,120
free and it was still it was 
more expensive to pay for the 

1203
01:04:49,120 --> 01:04:51,760
all inclusive fees than it would
have been just to book the whole

1204
01:04:51,760 --> 01:04:52,800
room. 
Oh, wow. 

1205
01:04:53,360 --> 01:04:55,040
OK. 
So that's a, that's a good 

1206
01:04:55,040 --> 01:04:56,480
point. 
I didn't even know that was a 

1207
01:04:56,480 --> 01:04:59,160
thing that you could do all 
inclusive, but you had to pay a 

1208
01:04:59,160 --> 01:05:01,440
separate fee. 
Wow, interesting. 

1209
01:05:01,640 --> 01:05:05,840
That is really interesting. 
Well, let us know in the, in the

1210
01:05:05,840 --> 01:05:08,040
comments of this video, like 
have you experienced any of 

1211
01:05:08,040 --> 01:05:10,600
these 'cause I, I think that's, 
that's also something that would

1212
01:05:10,600 --> 01:05:15,200
be great to know is like what 
people have really experienced 

1213
01:05:15,200 --> 01:05:18,280
through this program. 
And again, as Amy kind of 

1214
01:05:18,280 --> 01:05:20,560
started the show, we do want to 
kind of just preference this. 

1215
01:05:20,840 --> 01:05:23,080
We're not telling you you're 
wasting your points. 

1216
01:05:23,080 --> 01:05:26,800
If that's, if that's the value 
that you see is the convenience 

1217
01:05:26,800 --> 01:05:29,600
of being able to do these 
things, that's great. 

1218
01:05:30,440 --> 01:05:34,000
But to anyone getting into the 
program with this mindset that 

1219
01:05:34,000 --> 01:05:37,640
I've like Derek's probably even 
had these conversations as well 

1220
01:05:37,640 --> 01:05:39,360
over the years. 
Like you have someone come to 

1221
01:05:39,360 --> 01:05:41,560
you and you're and they're like,
hey, yeah, I'm thinking about 

1222
01:05:41,560 --> 01:05:44,800
buying like 1000 points so I can
do Disney cruises every year. 

1223
01:05:45,560 --> 01:05:51,400
And you're just like, let's go 
back to square 1 because you 

1224
01:05:51,400 --> 01:05:54,880
like at the end of the day, if I
give you all of the facts and, 

1225
01:05:54,880 --> 01:05:56,760
and this is always how I've 
been, if I give you all of the 

1226
01:05:56,760 --> 01:05:59,360
information, all of the facts, 
and you decide that is still the

1227
01:05:59,360 --> 01:06:01,600
best opportunity for you and 
your family, that's fine. 

1228
01:06:01,600 --> 01:06:05,920
I support you like, but I do 
like this is the passion behind 

1229
01:06:05,920 --> 01:06:07,920
this show. 
It's passion behind what all of 

1230
01:06:07,920 --> 01:06:12,480
us here do is that we want you 
to make educated decisions and 

1231
01:06:12,480 --> 01:06:14,360
be educated in what you're going
to do. 

1232
01:06:14,400 --> 01:06:18,880
Yeah, so and just just a couple 
just, you know, sum it up, you 

1233
01:06:18,880 --> 01:06:23,080
know, plan ahead, know when 
you're used here is be sure to 

1234
01:06:23,080 --> 01:06:27,720
plan your points to align with 
with deadlines, set reminders 

1235
01:06:27,720 --> 01:06:31,280
for yourself, use your phone, 
your digital tools, whatever 

1236
01:06:31,400 --> 01:06:36,080
your calendar to remember those 
banking deadlines to understand 

1237
01:06:36,080 --> 01:06:38,360
the value of what you are 
exchanging. 

1238
01:06:38,360 --> 01:06:41,240
You know, look at the point to 
dollar ratio for anything that's

1239
01:06:41,240 --> 01:06:44,040
non DVC. 
And then this isn't a commercial

1240
01:06:44,040 --> 01:06:47,560
for renting your points, but in 
a lot of cases your better value

1241
01:06:47,560 --> 01:06:51,400
is to rent those points out, 
take the cash or do an exchange 

1242
01:06:51,520 --> 01:06:55,200
a point swap through a company 
like DVC rental store. 

1243
01:06:55,560 --> 01:06:58,320
And and then you have extra, you
know, you take that same amount 

1244
01:06:58,320 --> 01:07:00,520
of points, you could have extra 
money for the rest of the trip. 

1245
01:07:00,880 --> 01:07:02,120
So. 
Well, there you have it. 

1246
01:07:02,320 --> 01:07:05,880
Those are your five ways to get 
rooked on your DVC points. 

1247
01:07:06,360 --> 01:07:08,360
I feel like that's the new title
of this show. 

1248
01:07:08,360 --> 01:07:10,920
So as I said, let us know in the
comments if you've experienced 

1249
01:07:10,920 --> 01:07:12,840
any of these. 
We're really excited to kind of 

1250
01:07:12,840 --> 01:07:16,640
hear your stories and see how 
many times we've said random 

1251
01:07:16,640 --> 01:07:19,960
words on this on this show. 
I'm going to take all of Amy's 

1252
01:07:20,200 --> 01:07:24,080
papers and recycle this this 
tree that we killed for this 

1253
01:07:24,080 --> 01:07:26,800
show, but that's going to do it 
for this week's episode of the 

1254
01:07:26,800 --> 01:07:28,600
DVC Show. 
We hope you enjoyed it. 

1255
01:07:29,240 --> 01:07:32,720
We will not see you next Monday.
As I mentioned, we will see you 

1256
01:07:32,720 --> 01:07:35,280
on Saturday for the live episode
from the cabins. 

1257
01:07:35,280 --> 01:07:37,920
If you're watching this before, 
you'll see us on Monday. 

1258
01:07:37,960 --> 01:07:40,400
So yeah, you'll see us. 
You'll see us when you see us. 

1259
01:07:40,960 --> 01:07:43,960
We'll see ya. 
See ya. 

1260
01:07:43,960 --> 01:07:45,120
Don't get out brokered.
