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Hello and welcome. 
So if you have ever laid down at

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night and you are just wiped 
out, but your brain is still 

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running through the things you 
got to do tomorrow like 

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appointments. 
Maybe you've got to work on your

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budget, managing your money, 
planning meals for your family 

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and anticipating everyone else's
needs except yours. 

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This episode is for you. 
This is a deep breath that you 

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didn't realize that you needed. 
Thank you so much for joining me

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for the show. 
And I want to say a special 

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welcome and shout out to Laura 
and Jessica for jumping on my 

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e-mail list. 
And I thank you so much for 

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being a part of the debt Rebel 
community. 

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But today we are going to talk 
about the mental load that we 

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carry as moms for all the 
things, right? 

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So it's not just doing the task,
but it's thinking about all the 

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details and everything that goes
into making those details happen

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or making those tasks happen. 
It's everything all the time. 

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We're not bad at managing life. 
We're just carrying too much of 

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it. 
So I want to talk specifically 

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to about the moms that are 
carrying the financial mental 

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load because this can be a big 
one. 

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Not only is it, you know, things
like making sure all the bills 

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get paid, but when the budget 
doesn't feel like it's going 

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right and we're feeling guilty 
or maybe we're really just 

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trying to stretch those dollars 
till the next paycheck and we 

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just can't make it happen. 
And we put it on a credit card. 

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Or maybe it's just that we are 
just sick and tired of making 

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decisions. 
So I know I just had one of 

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those moments the other day 
where I was like, Oh my gosh, my

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daughter's asking me all these 
questions and you know, hey, 

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this or that or, you know, can I
have this? 

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And it's just sometimes can feel
like I don't want to make one 

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more decision. 
And so I if that's you, this 

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episode is for you and welcome. 
I see you, I hear you. 

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And maybe you're listening to 
this episode and you're like, 

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I'm not a mom, but I'm relating 
to all of these things. 

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And so I want to say, First off,
wherever we are in our journey, 

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whether we are parenting or not,
or we are debt free or we're 

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not, we have something that 
we're, as we learn things, 

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passing those things on to other
people in our lives is so 

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important. 
And so whether we actually are 

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actively parenting or maybe you 
are just playing the role of a 

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mother or a mother figure in 
someone else's lives, it's so 

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vitally important. 
And so in this special Mother's 

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Day episode, I want to celebrate
you because it's important that 

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when we learn the new things 
that we share those with other 

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people because one helps 
reinforce the things that we're 

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learning, but someone else can 
learn along this journey with 

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us. 
And so as we kind of unpack some

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of this today, I want to talk 
about why it's important for us 

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to rest, but also it's important
for us to pass this information 

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along and encourage other moms 
or other women in our lives to 

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say, hold on, rest is not a 
reward. 

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It is absolutely a requirement. 
Because I feel like I have this 

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conversation a lot, not just 
with the the ladies in my life, 

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but I kind of had this 
conversation with myself 

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sometimes because I feel like, 
hey, if I just get this done, 

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then I can take a nap. 
Or if I just get this done, then

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I can just relax and read a book
or do something else that I 

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enjoy. 
So rest is absolutely not a 

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reward. 
It is a requirement and 

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especially if you're someone 
that struggles with ADHDI am 

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learning so much about that, how
important rest is not just for 

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our physical bodies, but our 
mental bodies are not just for 

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our physical bodies, but for our
mental health as well. 

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So sometimes we might say to 
ourselves, you know, like I 

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said, we'll rest when 
everything's done. 

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OK, let me say this loud and 
clear, we're never done. 

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It's not going to be done. 
So we're not going to ever reach

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that destination, which means we
don't rest. 

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So let's make sure and we're 
resting. 

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And what does that look like, 
right? 

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Because rest for myself can look
very different than it could 

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look for you or maybe for your 
neighbor or your mom or your 

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sister or your best friend. 
It's going to look different for

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all of us. 
So thinking through where you 

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get rest for myself, sometimes 
it is saying no to something. 

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And even if it's something that 
I'm like, hey, I want to say yes

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to that and I want to figure out
how to make it work, saying no 

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is absolutely an option and an 
opportunity for you to rest. 

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Maybe it's simplifying your 
decisions. 

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And so if you, you know, maybe 
you're in a good space right now

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and you are, you make your 
decisions earlier in the day so 

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that when it comes time for 
things later in the day, you've 

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already decided those things so 
that you don't have to try and 

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pull out the last bits of mental
juice that you have to make a 

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decision. 
Or maybe it's having that plan 

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in place so that your brain can 
just relax and chill. 

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So if your mind never gets to 
rest, your body will force it 

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eventually. 
And I see this, I've seen this 

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in women in my life especially, 
but also men, that if we don't 

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get the rest that we need, then 
our bodies will finally start to

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shut down and make us rest. 
And so if we're proactive in 

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that, then it's going to allow 
us to be more productive and 

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create more peace in other areas
of our lives. 

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And one of those areas is money.
Because one of the biggest 

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reasons at least that I see 
obviously, because I work with 

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as a money coach, I work with 
people that are having money 

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stress. 
And so one of the biggest 

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reasons why we feel like we 
might not be able to take rest 

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is because of that stress. 
So maybe you've got some 

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unexpected expenses coming up 
and you're like, I just need to 

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figure this out. 
I just need to solve this 

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problem. 
Maybe you're living paycheck to 

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paycheck and constantly putting 
things like your grocery, the 

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groceries and other basic needs 
on credit cards suggest to make 

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it from one paycheck to the 
next. 

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Or maybe there's just no margin.
And so you just feel like, all 

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right, I have to say yes to 
every opportunity. 

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I have to say yes to overtime. 
I have to say yes and do all of 

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the things. 
So peace does not come from 

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making more. 
It comes from creating some 

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breathing room for ourselves. 
And that's why it's important to

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have some breathing room when it
comes to our finances. 

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And that's not emergency fund. 
It's a little something so that 

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when life lives and it pops up 
like it does that we have that 

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money to draw on and we can we 
can breathe a little bit easier.

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So one of the ways that we can 
do this is through the May 

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savings challenge that I have 
set up. 

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So I don't want you to go into 
this summer feeling stressed and

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stretched. 
And I want you to have some 

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breathing room so that you can 
enjoy the summer with your 

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family, whatever that looks 
like. 

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So we're going to work towards 
that $1000 emergency fund that 

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we talked about a lot on the 
show, but it's going to give you

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quick, doable daily actions, 10 
minutes or less, to help you 

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find those hidden areas where 
money is just leaking out of 

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your budget. 
It's not working yourself to 

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burn out. 
OK, So what does that look like?

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So it's going to help you with 
create less panic in your life, 

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more confidence, and like I 
said, a calmer summer so that 

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you can enjoy it with your 
family, however you have that 

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summer planned. 
So it's not about perfection, 

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it's about progress and peace in
creating that breathing room for

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yourself. 
So we carry a lot, especially as

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parents, we have a big 
responsibility to raise the next

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generation. 
And so there's a lot that's 

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happening that more that some 
people don't see. 

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And so I want to say I see you, 
I see you working hard and doing

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the best that you can for your 
family. 

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And so I want to help you with 
that process, especially on the 

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financial side, to help you have
that breathing room. 

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So one thing I noticed when 
working with my clients is we 

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can feel like we're not doing 
enough and we're not doing, 

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yeah, we're not doing enough. 
But you are doing better than 

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you think. 
So remember, rest is productive 

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and support is OK. 
It's OK to say yes. 

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It's OK to say yes to help. 
It's OK to accept help when it's

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offered. 
And so this is me offering you 

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help. 
The challenge is absolutely 

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free. 
So if you are ready for a more 

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peaceful summer, then come join 
us in this May Savings Challenge

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and help build that breathing 
room for yourself. 

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And I'll walk you through this 
step by step. 

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It's all done over e-mail. 
If you want to take the the next

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step, there is AVIP Bonus Pass 
available if you want to 

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purchase that. 
But it's going to help you. 

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The whole thing is going to help
you get closer to that goal of 

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having $1000 saved so that you 
don't have to go to your credit 

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cards anytime life happens. 
So I hope to see you inside the 

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challenge. 
It is a launching May 13th, but 

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you want to get in there now so 
that we can get started on 

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getting you set up. 
All right, all right, I will see

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you inside the challenge. 
Thank you for tuning into the 

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Debt Rebel show today. 
Ready to take your family 

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budgeting to the next level, 
stop that paycheck to paycheck 

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grind and start living debt 
free? 

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Head over to my website Debt 
Rebel podcast dot com that's 

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DEBTREDEL podcast.com to grab 
resources, tools and tips to 

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make it happen. 
And don't forget, subscribe, 

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leave a review. 
And if you know another family 

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that will love hearing today's 
episode, it would be such a gift

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for both of us, your friend and 
me, if you share this episode 

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and remember your debt free life
starts with one brave step and 

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I'm cheering you on every step 
of the way. 

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We'll talk soon. 
Debt Rebel.