Hello and welcome. So if you have ever laid down at
night and you are just wiped out, but your brain is still
running through the things you got to do tomorrow like
appointments. Maybe you've got to work on your
budget, managing your money, planning meals for your family
and anticipating everyone else's needs except yours.
This episode is for you. This is a deep breath that you
didn't realize that you needed. Thank you so much for joining me
for the show. And I want to say a special
welcome and shout out to Laura and Jessica for jumping on my
e-mail list. And I thank you so much for
being a part of the debt Rebel community.
But today we are going to talk about the mental load that we
carry as moms for all the things, right?
So it's not just doing the task, but it's thinking about all the
details and everything that goes into making those details happen
or making those tasks happen. It's everything all the time.
We're not bad at managing life. We're just carrying too much of
it. So I want to talk specifically
to about the moms that are carrying the financial mental
load because this can be a big one.
Not only is it, you know, things like making sure all the bills
get paid, but when the budget doesn't feel like it's going
right and we're feeling guilty or maybe we're really just
trying to stretch those dollars till the next paycheck and we
just can't make it happen. And we put it on a credit card.
Or maybe it's just that we are just sick and tired of making
decisions. So I know I just had one of
those moments the other day where I was like, Oh my gosh, my
daughter's asking me all these questions and you know, hey,
this or that or, you know, can I have this?
And it's just sometimes can feel like I don't want to make one
more decision. And so I if that's you, this
episode is for you and welcome. I see you, I hear you.
And maybe you're listening to this episode and you're like,
I'm not a mom, but I'm relating to all of these things.
And so I want to say, First off, wherever we are in our journey,
whether we are parenting or not, or we are debt free or we're
not, we have something that we're, as we learn things,
passing those things on to other people in our lives is so
important. And so whether we actually are
actively parenting or maybe you are just playing the role of a
mother or a mother figure in someone else's lives, it's so
vitally important. And so in this special Mother's
Day episode, I want to celebrate you because it's important that
when we learn the new things that we share those with other
people because one helps reinforce the things that we're
learning, but someone else can learn along this journey with
us. And so as we kind of unpack some
of this today, I want to talk about why it's important for us
to rest, but also it's important for us to pass this information
along and encourage other moms or other women in our lives to
say, hold on, rest is not a reward.
It is absolutely a requirement. Because I feel like I have this
conversation a lot, not just with the the ladies in my life,
but I kind of had this conversation with myself
sometimes because I feel like, hey, if I just get this done,
then I can take a nap. Or if I just get this done, then
I can just relax and read a book or do something else that I
enjoy. So rest is absolutely not a
reward. It is a requirement and
especially if you're someone that struggles with ADHDI am
learning so much about that, how important rest is not just for
our physical bodies, but our mental bodies are not just for
our physical bodies, but for our mental health as well.
So sometimes we might say to ourselves, you know, like I
said, we'll rest when everything's done.
OK, let me say this loud and clear, we're never done.
It's not going to be done. So we're not going to ever reach
that destination, which means we don't rest.
So let's make sure and we're resting.
And what does that look like, right?
Because rest for myself can look very different than it could
look for you or maybe for your neighbor or your mom or your
sister or your best friend. It's going to look different for
all of us. So thinking through where you
get rest for myself, sometimes it is saying no to something.
And even if it's something that I'm like, hey, I want to say yes
to that and I want to figure out how to make it work, saying no
is absolutely an option and an opportunity for you to rest.
Maybe it's simplifying your decisions.
And so if you, you know, maybe you're in a good space right now
and you are, you make your decisions earlier in the day so
that when it comes time for things later in the day, you've
already decided those things so that you don't have to try and
pull out the last bits of mental juice that you have to make a
decision. Or maybe it's having that plan
in place so that your brain can just relax and chill.
So if your mind never gets to rest, your body will force it
eventually. And I see this, I've seen this
in women in my life especially, but also men, that if we don't
get the rest that we need, then our bodies will finally start to
shut down and make us rest. And so if we're proactive in
that, then it's going to allow us to be more productive and
create more peace in other areas of our lives.
And one of those areas is money. Because one of the biggest
reasons at least that I see obviously, because I work with
as a money coach, I work with people that are having money
stress. And so one of the biggest
reasons why we feel like we might not be able to take rest
is because of that stress. So maybe you've got some
unexpected expenses coming up and you're like, I just need to
figure this out. I just need to solve this
problem. Maybe you're living paycheck to
paycheck and constantly putting things like your grocery, the
groceries and other basic needs on credit cards suggest to make
it from one paycheck to the next.
Or maybe there's just no margin. And so you just feel like, all
right, I have to say yes to every opportunity.
I have to say yes to overtime. I have to say yes and do all of
the things. So peace does not come from
making more. It comes from creating some
breathing room for ourselves. And that's why it's important to
have some breathing room when it comes to our finances.
And that's not emergency fund. It's a little something so that
when life lives and it pops up like it does that we have that
money to draw on and we can we can breathe a little bit easier.
So one of the ways that we can do this is through the May
savings challenge that I have set up.
So I don't want you to go into this summer feeling stressed and
stretched. And I want you to have some
breathing room so that you can enjoy the summer with your
family, whatever that looks like.
So we're going to work towards that $1000 emergency fund that
we talked about a lot on the show, but it's going to give you
quick, doable daily actions, 10 minutes or less, to help you
find those hidden areas where money is just leaking out of
your budget. It's not working yourself to
burn out. OK, So what does that look like?
So it's going to help you with create less panic in your life,
more confidence, and like I said, a calmer summer so that
you can enjoy it with your family, however you have that
summer planned. So it's not about perfection,
it's about progress and peace in creating that breathing room for
yourself. So we carry a lot, especially as
parents, we have a big responsibility to raise the next
generation. And so there's a lot that's
happening that more that some people don't see.
And so I want to say I see you, I see you working hard and doing
the best that you can for your family.
And so I want to help you with that process, especially on the
financial side, to help you have that breathing room.
So one thing I noticed when working with my clients is we
can feel like we're not doing enough and we're not doing,
yeah, we're not doing enough. But you are doing better than
you think. So remember, rest is productive
and support is OK. It's OK to say yes.
It's OK to say yes to help. It's OK to accept help when it's
offered. And so this is me offering you
help. The challenge is absolutely
free. So if you are ready for a more
peaceful summer, then come join us in this May Savings Challenge
and help build that breathing room for yourself.
And I'll walk you through this step by step.
It's all done over e-mail. If you want to take the the next
step, there is AVIP Bonus Pass available if you want to
purchase that. But it's going to help you.
The whole thing is going to help you get closer to that goal of
having $1000 saved so that you don't have to go to your credit
cards anytime life happens. So I hope to see you inside the
challenge. It is a launching May 13th, but
you want to get in there now so that we can get started on
getting you set up. All right, all right, I will see
you inside the challenge. Thank you for tuning into the
Debt Rebel show today. Ready to take your family
budgeting to the next level, stop that paycheck to paycheck
grind and start living debt free?
Head over to my website Debt Rebel podcast dot com that's
DEBTREDEL podcast.com to grab resources, tools and tips to
make it happen. And don't forget, subscribe,
leave a review. And if you know another family
that will love hearing today's episode, it would be such a gift
for both of us, your friend and me, if you share this episode
and remember your debt free life starts with one brave step and
I'm cheering you on every step of the way.
We'll talk soon. Debt Rebel.