All right, so today's question, can I actually pay off debt if I
struggle with ADHD? Yes, absolutely.
Yes, absolutely you can, and I'm here to show you how, for one.
But also, I've been there myself for myself.
I was undiagnosed and I was on the struggle bus.
So First off, let's talk about why it's so hard and why we why
we feel like it's so hard. So I just want to clear this U
right now. You absolutely can pay off your
debt with ADHD, but not with the boring old some not the boring
old systems that your brain just wants to quit and run from.
OK, because our brains want to protect us.
We are in like protection mode and have, you know, maybe we've
started and we've stopped things before.
So then we've kind of got this broken trust thing.
So we got, we got a little bit of work to do when it comes to
getting to the mental space where we can say, yes, we're
going to do this. And this is one of the things
that I absolutely love working with my clients on is getting
through some of these roadblocks because sometimes we can feel
like it is such a big monster and it is such a big elephant.
So you know that, you know, you can eat an elephant one bite at
a time, but we're like thinking about the whole elephant.
And when, when my husband and I were going through our $107,000
elephant, I didn't realize we had that much.
So I hadn't truly added it all up until afterwards.
But I, it was like, this is a lot and our brains aren't the
thing that is holding us back. It's our plan just wasn't set up
for our for us and for our brains.
And so that's what I love teaching.
And so stick around today because this episode is going to
help you. If you have ever felt super
discouraged and you're like, I am just going to sit here in my
debt and I'm good. This is forever how life is
going to be. So it absolutely doesn't have to
be that way. So to kick things off, I want to
OK, So what are some ways that are going to help you if ADHD
and your debt feel like they're getting in the way?
So one of the things that was really helpful for for our
family is we did these little, little sprints.
And the thing that's really cool about these sprints is it's
going to give you motivation to start.
And it has, it has a deadline, but it also gives you some quick
wins because we don't want to wait around.
We're like, oh, you know what, we've got this $1000, this $1000
debt to take care of, but you know, it's going to take us a
little bit. No, let's break it down into
smaller amounts and say, hey, we're going to make a $200
payment towards our debt this month.
So we're going to break that down.
Maybe it's in like a two week period.
And so you get to work on that and you tackle that.
And that's where those wins come from is those, those little wins
like that where you freeze free up some money and you're like,
hey, you know what, I'm going to put that towards that.
So then instead of taking taking, you know, a couple of
months to pay off a debt, you're going to be able to pay that off
in two weeks because you have broke it down into smaller
pieces. And that's one of the things
that we do inside the membership as well, is that we take these
big pieces, these big, big tasks and we break them down into
smaller bite size action plans so that you don't feel
overwhelmed. You also get that, that
dopamine, that encouragement, that quick win that our brains
are looking for that's going to allow us to continue that
momentum. And then we start to see that
visual progress too of that number going down because we're
tracking that. We're looking at that and that
number is getting smaller. And then that becomes the thing
that we're focusing on is what can we do to get that number a
lower and lower. And so one of the things that
we're doing inside the Debt Rebel community right now is we
are doing a summer savings challenge.
And This is Money that we're going to look through our
budgets together. We're going to look through our
spending. It's all done by e-mail and
takes about 10 minutes and 10 minutes a day.
So you can jump on my website, debtrebelpodcast.com and get
signed up there. And I'm going to send you an
e-mail and it's just going to be a quick task that you can do to
help you free up some money. The ultimate goal is to make
sure that you have that money for an emergency fund.
If you don't have that set up at small emergency fund.
And if you do have that small emergency fund set up, then you
can use it to tackle your debt. So because as summer comes,
other things start to come up and all these extra expenses
with our kids start popping up. And so if we have this emergency
fund in place, it's going to also allow us to stay focused on
our goal of eliminating that debt, giving us some breathing
room and not allowing us to jump to that credit card when the
life happens. So what do, what do you do
inside of all of this? So we, you know, we talked about
making a smaller, picking a smaller debt and then just
really attacking that. And so that's one of the things
that we're going to do inside this challenge is take that
dollar amount that you want to save up.
And then we're the everyday steps are going to your that you
know, the 10 minute steps are going to help you.
So the big thing is, is this is also going to help you build
some trust with yourself. Again, your brains going to
start going, wait a second, I can do this.
And you're going to see that progress is going to start
building and building and building.
And then they'll be no stopping you.
I'm super excited to go on this journey with you.
So jump on my website, debtrebelpodcast.com and you can
find some information there too. If you're just like, you know
what, I want to skip the challenge and I want to go
straight to the membership, we're going to be doing it
inside the membership as well. Go get some extra bonuses and
extra support inside the membership if you decide to do
it that way to go jump on my website, check it out and we
will see you inside the next episode.
Thank you for tuning into the Debt Rebel show today.
Ready to take your family budgeting to the next level?
Stop that paycheck to paycheck grind and start living debt
free. Head over to my website,
debtrebelpodcast.com. That's DEBTREBEL podcast.com to
grab resources, tools and tips to make it happen.
And don't forget, subscribe, leave a review.
And if you know another family that will love hearing today's
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remember your debt free life starts with one brave step and
I'm cheering you on every step of the way.
We'll talk soon. Debt Rebel.