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Probabilistic code is you just 
vibe coding cute ideas and put 

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on the website and you can get 
away with this if you are start 

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up at coffee shop but if you are
regulated industry you need 

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deterministic code. 
Chris Tokashevsky is Group Chief

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Technology Information Officer 
of Vitality, A multinational 

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insurer with 14,000 employees. 
He's at Blitzie's headquarters 

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rethinking Vitality software 
process using autonomous AI. 

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Our legacy systems were not 
scaling fast enough, so we 

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embarked on modernization plan 
to scale them up faster and 

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future proof the business. 
We see ourselves as a 

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challengers in the UK market. 
We've got about 12% market share

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and we compete against large 
institutions that have been in 

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business for like hundreds of 
years. 

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So as a challenger, we are 
growing and we need flexibility.

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So opportunities are all over 
the place and our systems have 

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to be flexible to capitalize on 
those opportunities. 

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So we've realized that that 
flexibility has to manifest 

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itself in the systems because 
when there's new market 

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opportunity, we need to build 
products and services that 

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actually that actually support 
those those market needs. 

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So we've been modernizing our 
systems for quite a while. 

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We are building event driven 
architecture that supports our 

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product requirements. 
So as our R&D colleagues come up

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with new products and services, 
we want to launch in the product

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that we want to launch in the 
market, rebuilding micro 

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services, which actually event 
driven services. 

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And that's quite important from 
a customer perspective because 

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historically it was OK to make a
phone call to an insurance 

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company and make a request and 
somebody would do something. 

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Nowadays everything happens in 
real time. 

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So in order to be able to 
service our customers in real 

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time, you need event driven 
architecture and event driven 

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services. 
And also when it comes to the 

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agentic AI and AI war that we 
entering into event driven 

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services and natural partners of
agentic AI. 

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So when you combine event driven
services with agentic AI, now 

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you've got a very powerful 
combination because they 

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actually like amplifiers that AI
is amplifying the event driven 

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capabilities and the event 
driven capabilities can leverage

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the AI capabilities and 
ultimately we can service our 

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our members better in that way. 
You're using autonomous 

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development working with 
Blitzie. 

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With Blitzie, we're doing number
of things. 

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Autonomous development is part 
of it. 

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Because we are in the regulated 
industry, the autonomous 

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development has to be augmented 
with other processes. 

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So we call it AI, native 
software development life cycle 

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and then autonomous development 
is just part of it. 

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But actually development life 
cycle spends right across. 

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I'm looking at what are the 
limiting factors. 

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So what is slowing us down 
because what happens is AI is 

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accelerating specific processes 
and it exposes are the 

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bottlenecks. 
So it's it's a continuous 

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refocusing of the team. 
Now we've automated this part of

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the business or this part of the
Sdoc process. 

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What limiting factors have been 
exposed? 

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So for example, we were able to 
generate the code very fast. 

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Now who's going to review that 
code? 

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So if we generated to, let's say
100,000 lines of code, who is 

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going to review 100,000 lines of
code and probably not a human, 

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We're going to need another AI 
to review that AIAI developed 

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code and then have a human 
review that part. 

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So it's a continuous process of 
optimizing the throughput. 

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So I'm quite keen on optimizing 
the throughput because local 

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efficiency does not translate 
into overall throughput. 

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So you have to optimize the 
entire software developer 

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delivery life cycle to achieve 
optimal throughput. 

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So you're working with Blitzy 
and you have essentially 

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reimagined that entire software 
development life cycle. 

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That's exactly right. 
We asking ourselves what are the

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limiting factors in our software
development life cycle process? 

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How do we leverage AI in that 
process to our advantage so that

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we get we generate better code, 
higher quality at the faster 

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velocity and that translates 
into throughput? 

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Clearly this requires an end to 
end platform rather than 

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specific point solutions. 
That's exactly right. 

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You do need to have an 
integrated platform that 

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automates and integrates the 
entire software development life

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cycle to achieve optimal 
throughput. 

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Because if you've got fragmented
process, that fragmented process

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is going to manifest itself in 
bottlenecks, which I call 

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limiting factors. 
If you've got integrated process

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with integrated tooling, you can
achieve optimal velocity, 

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quality and throughput. 
Where does Blitzie fit into 

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this? 
We started with Blitzie on 

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reverse engineering of legacy 
code and we've learned very 

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quickly that Blitzy is an 
excellent reverse engineering 

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tool. 
But then we quickly learned that

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Blitzy can also generate a high 
quality deterministic code. 

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And it is massively important 
the insurance business because 

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many of AI companies can 
generate probabilistic code and 

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probabilistic code you just vibe
coding cute ideas and put on the

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website. 
And you can get away with this 

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if you are start up at coffee 
shop or some other company. 

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But if you are regulated 
industry, you need deterministic

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code and that's where Blitzy 
comes into it. 

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That one we were able to reverse
engineer our legacy systems and 

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we are able to create and 
generate deterministic code and 

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that translates into efficiency 
and throughput of the entire 

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process. 
And of course, here again, 

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you're operating within a 
regulatory framework and you're 

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a very large organization, 
multinational organization. 

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So that consistency is 
fundamental. 

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Absolutely. 
So the quality of the code and 

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the consistency is massively 
important to us because of the 

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regulation and also because 
we've got to do the right thing 

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for our customers. 
You know, when, when, when, when

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customers call in the insurance 
industry, they call with a 

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specific problem. 
That problem has to be resolved 

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correctly, not by a 
probabilistic scenario. 

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You know, it's a very 
deterministic scenario. 

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I've got a problem. 
This is a solution, and that's 

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what Bitsy comes into it. 
There's lots of AI companies out

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there, but very few companies 
can actually generate 

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deterministic code which is fit 
and proper for the insurance 

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business. 
Why didn't you use traditional 

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approaches to modernization such
as hiring more engineers or 

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adopting standard AI coding the 
systems? 

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Why did you take this platform 
approach? 

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We have been modernizing our 
systems progressively over the 

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last couple of years. 
Every time we would build new 

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product, we would then take a 
chunk of a heritage system and 

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we would modernize it. 
So it was kind of a just in time

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modernization for specific new 
product. 

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However, we believe that the 
whole world is accelerating and 

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we have to accelerate our 
modernization process. 

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So we believe that we can 
achieve acceleration of 

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modernization with Blitzy. 
Chris, how does the platform 

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support Vitality's internal 
validation rules, coding 

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standards, governance and 
compliance requirements? 

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We achieve it through context 
engineering and the context 

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engineering is effectively 
ingestion of code base, millions

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of lines of code of of our 
systems, our engineering 

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standards, our development 
standards, this number of 

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documents and set of rules that 
get ingested into the context 

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that help us to build higher 
quality code. 

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So this context is massive and 
includes both technical and 

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business requirements. 
That's right. 

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So you've got the code, the code
base, you've got rules, 

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standards, and all of that put 
together generates higher 

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quality code base. 
When you say higher quality, can

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you elaborate on that? 
We've gone to what we call a 

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test driven development, and 
what it means is that that you 

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define test cases before you 
actually write the code. 

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And we found that when we 
generate code with Blitzie, with

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Test Driven Development, AI is 
naturally naturally aligned with

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that methodology and generates 
much higher quality of code. 

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So that when we generate the 
code, not only we pass the test 

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cases much easier but also the 
code quality is higher as well. 

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Can you describe the results 
you've seen so far across 

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autonomous work, completed 
engineering velocity, 

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development cost timelines, and 
also adherence to your 

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compliance requirements? 
We're looking at different areas

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of software development life 
cycle and what we found is that,

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for example, reverse engineering
of legacy code, we are able to 

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reverse engineer our code from 
the five times faster than we 

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were able to do it manually by 
people. 

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So AI helps us to accelerate our
reverse engineering of legacy 

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systems by five times. 
We haven't fully quantified end 

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to end the entire cycle, but 
we've got pockets of efficiency 

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at this point in time and now we
are in the process of actually 

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optimize the full delivery life 
cycle. 

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So we're going from local 
efficiencies of steps in the 

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process to the overall 
effectiveness of the end to end 

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process. 
And that's where right now we 

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see major improvements in 
different steps of the of the 

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cycle. 
But now I want to optimize the 

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whole throughput because local 
efficiency of each step in the 

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process doesn't necessarily 
translate to the overall 

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effectiveness. 
For example, if somebody can 

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generate code quickly, maybe 
they can have extra coffee break

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because nowadays they've got a 
bit of extra time until the next

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process kicks in. 
Now I want to optimize the whole

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thing. 
So the throughput get 

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accelerated not only specific 
steps but the entire process 

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gets accelerated because we are 
shared value insurance business,

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we providing value to our 
customers. 

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And the question is does the new
product deliver value as 

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expected by the customers And 
then the question is how fast 

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can I deliver that better 
proposition to the customers. 

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So then accelerating the 
software delivery life cycle 

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gives me the faster response 
time to the market. 

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So there's always this linkage 
then between what you're doing 

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with your software development 
and the architecture of your 

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approach and the outcomes that 
your customers will then 

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experience. 
Absolutely. 

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So the architecture has got 
direct impact on the product 

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that we're delivering and the 
software development life cycle 

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accelerates the process of from 
the inception through the 

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engineering to the product 
delivery. 

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Now, how does all of this change
the relationship between product

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and engineering teams? 
At Vitality we operate in matrix

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organization and R&D, product 
and technology or engineering 

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are actually one team. 
So we actually got a blended 

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team with R&D people, with 
product people and software 

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engineering people working 
together to accelerate the 

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process. 
So we are able to generate quick

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prototypes for R&D so that we 
can conceptualize our ideas 

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faster. 
Then through the with with use 

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of of Blitzy and AI, we can then
accelerate the delivery of the 

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product and then of course 
launch in the market. 

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It's almost like you've 
transposed DevOps into product 

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and engineering. 
That's right. 

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So the DevOps is an integral 
part of the software delivery 

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life cycle and we connecting 
DevOps with product. 

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So Product and DevOps are then 
integrated. 

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00:14:24,480 --> 00:14:29,200
Now, when requirements can move 
more directly into working 

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software, what happens to the 
steps in between, such as 

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specifications, handoffs and 
iterate iterations? 

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We're using AI to help us 
crystallize and document our 

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requirements. 
Those are then ingested into the

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context that we spoke about few 
minutes ago. 

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And of course that ultimately 
translates into test cases and 

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code generated and into testing.
So product requirements, 

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engineering, software 
engineering, testing and release

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is an integrated process. 
What changed for your 

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engineering teams in terms of 
their roles, their skills, the 

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workflows and how they spend 
their time? 

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We are still at the early stage 
of the transformation, but I 

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can, I can already see early 
signs of what kind of a what 

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what we call a levelling up. 
So the skills get uplifted. 

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So we've got examples where 
requirements engineers dive into

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actually code and actually they 
want to have a look at what the 

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code looks like. 
And you know, so requirements 

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engineers build requirements, 
they boot test cases and they 

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actually have a look at the 
code. 

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And even though they are not 
software engineers with AI, 

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they've got the ability to do 
that. 

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So it is an integrated process 
and you can see the uplift, the 

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skills being uplifted and then 
software engineers look upstream

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at the requirements closer. 
So, so the teams, the teams are 

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actually getting well 
integrated. 

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I see a better handover and more
integrated process or better 

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integrated process which 
translates into greater velocity

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and effectiveness of the whole 
throughput. 

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What was it like to shift from 
reviewing small incremental code

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changes to reviewing pull 
requests of 50 to 100,000 lines?

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This is exactly where we are 
right now and this is This is 

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why I'm at right now at Blitzy 
head office here, because we 

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actually analyse the situation, 
how do we optimize it? 

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Because we find ourselves that 
now we can generate requirements

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rapidly, we can generate code 
rapidly, but we cannot consume 

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that code fast enough. 
So the code review is now a next

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limiting factor. 
So now that's an exchange for 

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the for the agentic AI. 
How do I accelerate code review 

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to get to testing and of course 
release and, and launch of the 

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product? 
So as we go through the process 

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and we accelerate one part of 
the part of the SDOC process, we

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find other limiting factors and 
those shift, they shift 

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downstream. 
Now they shift upstream. 

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And you know, it's like all the 
whack, whack and mole game, but 

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you whack this one, this one 
pops up, you whack this one, you

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and you Canada. 
You've got to optimise to 

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achieve greater throughput 
through the whole process. 

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This kind of development is very
new, so you are analyzing each 

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of the components as you go and 
optimizing along the way. 

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That's how it sounds. 
That's exactly right. 

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And as we optimize the process, 
we are measuring the velocity 

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and the efficiency and the 
effectiveness of the whole 

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process. 
That's right. 

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It sounds like the measurements 
are also integral to what you're

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doing. 
Yes, because we want to 

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evidence, you know we are 
consuming tokens. 

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So the question is what do we 
get for those tokens, right. 

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So we might accelerated specific
activities, but if that activity

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doesn't translate to the overall
effectiveness, it's a limited 

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utility. 
So it's all about measuring the 

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process throughout. 
And I have to admit we we 

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haven't, we haven't completely 
instrumented the whole process. 

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We the process of actually 
analysing and instrumenting the 

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whole process. 
But that's exactly the objective

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to optimise the entire process. 
I have to imagine in a regulated

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industry such as insurance, your
risk audit and compliance folks 

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are going to be looking at this 
very, very carefully. 

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Absolutely right. 
And you know, it's this is exact

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science and you know, us as 
technology professionals, we are

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equally motivated to get dried 
because it is a cutting edge 

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brand new technology and we want
to make sure that the code 

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generated is as good or better 
to what we are, what we are able

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to do historically. 
This is a significant set of 

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changes that goes right to the 
core of your business. 

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Given that, what role did 
executive sponsorship and 

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leadership play in driving 
adoption of this new approach to

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technology? 
It's massively important, I have

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to say that we've got a a full 
sponsorship and full support at 

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all level of all the way from 
the board, through executive 

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committee, through management. 
Everybody's equally motivated to

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get it right. 
We believe that AI is as 

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important as the Internet. 
You know this is a game changer 

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and I'm personally determined to
be the fastest horse in the 

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race. 
This is a strategic move for 

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vitality. 
It is for us and we want to be 

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the the leaders in the industry 
and that's I believe that 

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whoever wins this race is going 
to outrun the competition and I 

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intend Vitality to be the host, 
the the fastest horse in the 

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race. 
Chris, any advice for CIOSCTOS 

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who are listening to this and 
wondering how can I get started 

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with this kind of AI driven 
autonomous development? 

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I think first one has to decide 
why we doing this and why is it 

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important to our organization 
and vitality because we are fast

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moving and agile organization. 
AI is massively important to us.

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You know it's for some companies
might not be. 

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So I think maybe it's not for 
everyone, but if anybody's got 

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an ambition of being a agile, 
fast moving organization, AI is 

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the is the obvious answer. 
OK. 

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Chris Tokozewski, thank you so 
much for spending time with us. 

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Thank you, Michael. 
Absolute pleasure.

