1 00:00:00,000 --> 00:00:03,900 Hi guys, and welcome to another episode of the doctor nurse 2 00:00:03,900 --> 00:00:07,300 podcast this week, we're talking with Daniel Tran. 3 00:00:07,300 --> 00:00:12,000 He is a graduate of the University of Texas in 2018, and 4 00:00:12,000 --> 00:00:14,800 he worked in psychiatric and mental health, nursing for three 5 00:00:14,800 --> 00:00:16,700 years. In November of twenty 6 00:00:16,700 --> 00:00:18,400 Twenty-One, he was able to leave his bedside. 7 00:00:18,400 --> 00:00:21,700 Nursing job to pursue entrepreneurship as a personal 8 00:00:21,700 --> 00:00:26,100 finance coach, he specifically helps nurses, get rid of debt, 9 00:00:26,100 --> 00:00:29,200 Achieve Financial Independence through investing and get on 10 00:00:29,200 --> 00:00:32,200 track to fire early. He shares how he started his 11 00:00:32,200 --> 00:00:35,600 business and what he thinks you need to start your business or 12 00:00:35,600 --> 00:00:39,600 side hustle today. So enjoy the episode guys, I am 13 00:00:39,600 --> 00:00:41,700 so excited to share this guest with you. 14 00:00:41,700 --> 00:00:43,000 I think you're going to get a lot out of him. 15 00:00:43,000 --> 00:00:45,100 Check him out on Tick-Tock and Instagram. 16 00:00:45,100 --> 00:00:47,300 He's always stirring up really great content. 17 00:00:47,400 --> 00:00:49,200 I hope you guys are having a great week. 18 00:00:49,200 --> 00:00:52,800 Enjoy the journey. Daniel, welcome to the podcast. 19 00:00:52,800 --> 00:00:57,500 I said a little bit about Who so again, just welcome. 20 00:00:57,500 --> 00:00:59,600 Thanks for coming on to talk to my guest. 21 00:00:59,800 --> 00:01:02,200 Yeah, obviously thanks for having me so happy to have you. 22 00:01:02,200 --> 00:01:04,800 What I did? Prior to the park. 23 00:01:05,500 --> 00:01:08,800 Again. Soup today, to talk about 24 00:01:08,800 --> 00:01:10,400 everything you've been doing in your nursing career. 25 00:01:11,200 --> 00:01:13,300 Yeah, thanks for having me. Seem excited to be here and I 26 00:01:13,300 --> 00:01:16,300 know, let's get started. So, yeah, one of the things that 27 00:01:16,500 --> 00:01:19,500 I was saying earlier was I was so glad that I finally had a 28 00:01:19,500 --> 00:01:22,300 male on the podcast. It's been like a whole female 29 00:01:22,300 --> 00:01:24,700 run for a while and I've been like missing some like male 30 00:01:24,700 --> 00:01:26,300 energy. So I'm super glad you're here. 31 00:01:26,500 --> 00:01:28,700 You're here today. Let's dive in. 32 00:01:28,900 --> 00:01:32,200 Tell me a little bit about yourself as you see yourself and 33 00:01:32,200 --> 00:01:34,600 kind of what you do on a day-to-day basis in these 34 00:01:34,600 --> 00:01:38,200 recent, these recent times. Yeah, absolutely. 35 00:01:38,200 --> 00:01:41,400 So I work online as a personal finance coach for nurses and I 36 00:01:41,400 --> 00:01:44,300 know that's not very conventional job somewhere to 37 00:01:44,308 --> 00:01:47,700 have explained it that so, Mainly, you know, I hope nurses, 38 00:01:47,700 --> 00:01:50,800 they control your finances, they can get on track to Achieve 39 00:01:50,800 --> 00:01:53,000 Financial Independence get on track to retire early. 40 00:01:53,000 --> 00:01:55,600 I'm just making sure that you know, nurses if they have any 41 00:01:55,600 --> 00:01:58,100 kind of debt, if you don't build her savings, they want to learn 42 00:01:58,100 --> 00:02:00,800 how to invest, build credit, develop a healthy relationship 43 00:02:00,800 --> 00:02:02,800 with money, just any personal finance related. 44 00:02:02,900 --> 00:02:06,800 I hope coach nurses on that, so, Coach. 45 00:02:06,900 --> 00:02:09,500 Does that mean you no longer working as an RN? 46 00:02:10,500 --> 00:02:12,600 Yeah. So, just for some background. 47 00:02:12,600 --> 00:02:14,300 You ask me this all the time, right? 48 00:02:14,400 --> 00:02:16,000 Yes. So I am a nurse, I still have my 49 00:02:16,000 --> 00:02:17,800 license. I'm not practicing anymore. 50 00:02:18,000 --> 00:02:20,800 I actually left the bedside, November 20 21. 51 00:02:20,800 --> 00:02:22,900 So it's been a bit over a year, which is a nurse for round. 52 00:02:22,900 --> 00:02:27,100 Three years on a do old like a psychiatric mental health unit 53 00:02:27,100 --> 00:02:30,200 and then eventually transition to full time as a muddy coach 54 00:02:30,300 --> 00:02:33,200 like, oh, that's kind of me a lot. 55 00:02:33,400 --> 00:02:36,100 Nurse that listen to my podcasts are looking for different things 56 00:02:36,100 --> 00:02:40,300 to get involved in how to kind of Branch out from the bedside, 57 00:02:40,300 --> 00:02:44,100 and so to hear you describe your a nurse and now you've moved 58 00:02:44,100 --> 00:02:47,000 into this, you know, personal finance space. 59 00:02:47,200 --> 00:02:51,800 That is fantastic. So what led you to kind of start 60 00:02:51,800 --> 00:02:53,000 this? Because you didn't wake up one 61 00:02:53,000 --> 00:02:56,400 day and just go like I've done bedside and just completely 62 00:02:56,400 --> 00:03:00,300 truck it and just go into personal finance one, you had to 63 00:03:00,300 --> 00:03:03,200 figure out personal finance to the other thing too is how did 64 00:03:03,300 --> 00:03:06,400 Branch into personal finance and then what was kind of your 65 00:03:06,400 --> 00:03:09,400 transition into stepping away from the bedside. 66 00:03:09,400 --> 00:03:12,100 So, yeah, tell me a little bit about side hustle turning into 67 00:03:12,100 --> 00:03:15,800 the main Hustle. Yeah, I think it around the 68 00:03:15,800 --> 00:03:17,200 point. There's like two, like, two 69 00:03:17,400 --> 00:03:19,000 aspects to it. There's the personal finance 70 00:03:19,000 --> 00:03:21,500 aspect and there's entreprenuer aspect as far as the personal 71 00:03:21,500 --> 00:03:23,100 finance. I'll hit on a little bit. 72 00:03:23,100 --> 00:03:26,700 So, you know, whenever I first start as a nurse start at 2560 73 00:03:26,700 --> 00:03:28,900 an hour, I mean I live in Texas will cost of living to the 74 00:03:28,900 --> 00:03:31,400 cheaper here. The I knew that, you know, even 75 00:03:31,400 --> 00:03:33,300 though it wasn't a ton of money that was more than I was ever 76 00:03:33,300 --> 00:03:36,100 making beforehand. But first big boy job, hey, 77 00:03:36,100 --> 00:03:39,200 there fellow smart with it, even though it wasn't a lot, I could 78 00:03:39,200 --> 00:03:41,400 tell you're pretty far, I've seen examples in bed because my 79 00:03:41,408 --> 00:03:44,100 parents grew up like, not with a lot of money and they took that 80 00:03:44,100 --> 00:03:47,400 money pretty Far is being like pretty Frugal with, its, I knew 81 00:03:47,400 --> 00:03:50,500 that if I did that and also invested, I wouldn't have to 82 00:03:50,500 --> 00:03:52,700 work for the rest of my life. So that kind of got me 83 00:03:52,700 --> 00:03:54,900 interested. I didn't expect to become like 84 00:03:54,900 --> 00:03:58,200 super obsessed with it, but I think a rabbit hole anything 85 00:03:58,200 --> 00:04:01,200 like, any hobby that you super into just super obsessed with it 86 00:04:01,200 --> 00:04:03,500 sometimes. So then when I went pretty far 87 00:04:04,100 --> 00:04:06,900 and then what really sparked entrepreneurship like, starting 88 00:04:06,900 --> 00:04:11,900 my business was covid, right? So covid-19 just a pandemic in 89 00:04:11,900 --> 00:04:14,300 general, whenever it emerged, I know it's a tough time. 90 00:04:14,500 --> 00:04:17,000 For a lot of people, you know, but honestly, that's one of the 91 00:04:17,000 --> 00:04:19,300 best times in my life, especially someone with my 92 00:04:19,300 --> 00:04:22,000 personality who's very, very introverted. 93 00:04:22,000 --> 00:04:23,400 There's a lot of like deep thinking and like 94 00:04:23,400 --> 00:04:25,900 self-reflection just that time was was tougher, flawed wasn't 95 00:04:25,900 --> 00:04:28,100 nurses, right? And really got me thinking like, 96 00:04:28,500 --> 00:04:30,800 what do I want to do for us to my life, you know? 97 00:04:30,800 --> 00:04:32,200 And it certainly wasn't bad side. 98 00:04:32,300 --> 00:04:34,300 I always told people even when I first are sinners. 99 00:04:34,300 --> 00:04:37,100 Like, if I wasn't working nursing two or three years from 100 00:04:37,100 --> 00:04:39,500 now, and don't be surprised the things, like whatever I said, 101 00:04:39,500 --> 00:04:40,600 that had no idea what I was going to do. 102 00:04:40,600 --> 00:04:46,500 I just I just said that just - is just talking self. 103 00:04:47,400 --> 00:04:49,000 Yeah. And it's not. 104 00:04:51,500 --> 00:04:56,700 Yeah, you know, should I go back to school? 105 00:04:57,000 --> 00:05:00,600 She had become like a health coach, personal finance code by 106 00:05:00,600 --> 00:05:03,500 entertain all those ideas, you know, when personal finance 107 00:05:03,500 --> 00:05:05,600 coaching is actually the third one on that list. 108 00:05:05,600 --> 00:05:08,600 I tried I looks to health coaching first weeks into going 109 00:05:08,600 --> 00:05:12,400 back to NP school first and not to do those because I do it in 110 00:05:12,800 --> 00:05:15,700 some like operating side me as - personal finance coaching. 111 00:05:15,700 --> 00:05:20,000 So I start start doing that for some, some co-workers from for 112 00:05:20,000 --> 00:05:23,100 some close friends, saw some success out of it started one on 113 00:05:23,108 --> 00:05:26,000 one coaching, eventually launched my coaching program. 114 00:05:26,000 --> 00:05:29,600 Things took off from there and we are, oh my goodness. 115 00:05:29,600 --> 00:05:30,800 So when did you officially leave? 116 00:05:30,800 --> 00:05:33,100 The bedside was it at the two-year mark? 117 00:05:48,900 --> 00:05:50,700 It was nice. So again, one of the things I 118 00:05:50,700 --> 00:05:53,700 love to bring up is once you shoot for the stars like I'm not 119 00:05:53,700 --> 00:05:56,500 going to be here long, I got them a two years and we'll be 120 00:05:56,500 --> 00:05:57,800 out. Y'all gonna see me? 121 00:05:57,800 --> 00:05:59,500 I'm going to be gone, you're not gonna see me. 122 00:05:59,500 --> 00:06:02,300 I'm gonna be gone, like, whatever you create that 123 00:06:02,300 --> 00:06:05,500 narrative and you start that. You start attracting those 124 00:06:05,500 --> 00:06:09,000 things to you, right? And so the whole mentality of 125 00:06:09,000 --> 00:06:12,000 like well I don't want to say anything because, you know, I 126 00:06:12,000 --> 00:06:14,600 might jinx. It's like no put it out there 127 00:06:14,800 --> 00:06:17,500 because the more you put it out there, the more you end up 128 00:06:17,500 --> 00:06:20,000 bringing that stuff to you, you don't have to be afraid and try 129 00:06:20,000 --> 00:06:22,600 to like pretend like, you know, I'm going to be doing this for 130 00:06:22,600 --> 00:06:24,700 the next 50 years. Maybe if you actually say it out 131 00:06:24,700 --> 00:06:26,100 loud, you'll start to believe it. 132 00:06:26,100 --> 00:06:29,400 And then again these things will start to come to you. 133 00:06:29,400 --> 00:06:32,700 So I think that is so cool and I think that's really neat about 134 00:06:32,800 --> 00:06:36,200 your side hustle and how Again, it just started slow, that's 135 00:06:36,200 --> 00:06:37,700 awesome. That I advocate for nurses. 136 00:06:37,700 --> 00:06:40,500 All the time, don't quit your day job, don't put your nursing 137 00:06:40,500 --> 00:06:42,400 job. Use your nursing job to set 138 00:06:42,400 --> 00:06:45,800 yourself free. And I also love that you had 139 00:06:45,800 --> 00:06:48,400 multiple things that you were thinking about and you through a 140 00:06:48,407 --> 00:06:50,900 process of elimination. We're like that doesn't fill my 141 00:06:50,900 --> 00:06:53,700 cup being a nurse practitioner. Sounds super great. 142 00:06:53,700 --> 00:06:55,000 It's what the school was telling me. 143 00:06:55,000 --> 00:06:57,600 I'm supposed to do is the next stop, but that really doesn't 144 00:06:57,600 --> 00:06:59,300 fill me up. It doesn't bring me joy. 145 00:06:59,300 --> 00:07:05,000 So why would I do that smart? And then secondly, like With you 146 00:07:05,008 --> 00:07:07,000 know, Health coaching you're like, well, maybe I like you 147 00:07:07,000 --> 00:07:10,800 have no personal finance and so again you just got to kind of 148 00:07:10,800 --> 00:07:15,200 figure out where is an area that doesn't feel like work for you. 149 00:07:15,200 --> 00:07:18,200 That just brings you a lot of joy and you get to work out of 150 00:07:18,200 --> 00:07:22,100 that space and then use your Nursing degree to help bankroll 151 00:07:22,100 --> 00:07:24,800 your life until you can let that take over. 152 00:07:25,400 --> 00:07:28,300 It's so cool. Yeah yeah that's a great point 153 00:07:28,300 --> 00:07:31,000 just because you know what do they choose nursing? 154 00:07:31,000 --> 00:07:33,000 They were for couple years they really are just realized I don't 155 00:07:33,000 --> 00:07:35,500 want to do it at all. And I wouldn't say that's a 156 00:07:35,500 --> 00:07:37,300 mistake. I don't regret choosing nursing 157 00:07:37,300 --> 00:07:40,700 at all and even though I didn't like it that much, I learned a 158 00:07:40,707 --> 00:07:42,500 lot. Gave me a lot of stability. 159 00:07:43,100 --> 00:07:45,900 And that's a gift, you know? Because with nursing like the 160 00:07:45,907 --> 00:07:48,600 schedule is so flexible, you have four days off to work on a 161 00:07:48,600 --> 00:07:51,500 side hustle. I mean, most jobs are like that, 162 00:07:51,500 --> 00:07:53,000 right? And you have just two days off. 163 00:07:53,000 --> 00:07:54,900 You have the weekends and the weekends, no one wants to do 164 00:07:54,900 --> 00:07:57,000 anything. So, for me, it was a huge 165 00:07:57,000 --> 00:07:58,800 blessing, the blessing. It gave me stability. 166 00:07:58,800 --> 00:08:01,300 As I worked on a side hustle. See what works. 167 00:08:02,500 --> 00:08:05,300 What didn't work for me? I don't regret choosing at all. 168 00:08:05,300 --> 00:08:06,700 I think it's a beautiful thing. So huge. 169 00:08:06,700 --> 00:08:09,000 Stepping stone in my career. Do a lot of character. 170 00:08:09,000 --> 00:08:12,600 And for sure, I can say without any kind of doubt that working 171 00:08:12,600 --> 00:08:15,900 as a psych nurse, made me a much better coach in a prepared. 172 00:08:15,900 --> 00:08:19,300 Me to receive hate comments and thinking, that's nothing right. 173 00:08:19,700 --> 00:08:22,000 I do with a lot more that it's like nerd, you know, of course I 174 00:08:22,000 --> 00:08:24,900 can nurses work hard so I really do attribute. 175 00:08:24,900 --> 00:08:27,300 A lot of my character traits, my work ethic towards being a 176 00:08:27,308 --> 00:08:29,400 nurse. So definitely made me who I am 177 00:08:29,400 --> 00:08:31,600 today. I understand what are some of 178 00:08:31,608 --> 00:08:33,500 the aspects. Nursing that you found really 179 00:08:33,500 --> 00:08:35,299 difficult. I don't really talk about this 180 00:08:35,299 --> 00:08:37,900 very often, but I find it interesting that you brought 181 00:08:37,900 --> 00:08:39,299 that up. And so I kind of want to dive 182 00:08:39,299 --> 00:08:41,400 down deep into that. Like, what were some of the 183 00:08:41,400 --> 00:08:43,799 things that make nursing difficult for those people that 184 00:08:43,799 --> 00:08:47,300 are like, okay, it's hard but isn't it just always hard? 185 00:08:47,300 --> 00:08:49,400 Like, what are some of the things that you struggled with 186 00:08:49,400 --> 00:08:50,800 that a nurse? That's listening right now? 187 00:08:50,800 --> 00:08:55,200 We'll go like, yeah, me too, like maybe it is time for me to 188 00:08:55,500 --> 00:08:58,200 think about something, like something else, because again, I 189 00:08:58,208 --> 00:09:00,600 think it's individualize and I think you posted something on 190 00:09:00,600 --> 00:09:02,100 Instagram. I was following orders. 191 00:09:02,300 --> 00:09:04,800 To G Think You're great. And so like one of the things 192 00:09:04,800 --> 00:09:09,100 that you wrote was just like the abuse that you with you know, 193 00:09:09,100 --> 00:09:12,200 we're under a different times. And again psych patients are not 194 00:09:12,200 --> 00:09:16,200 fully there but still abuse is abuse regardless if it's coming 195 00:09:16,200 --> 00:09:19,100 from somebody that's got their whole mind together or they 196 00:09:19,100 --> 00:09:21,000 don't. So what are some of the aspects 197 00:09:21,000 --> 00:09:22,900 of your job? That were really tough for you 198 00:09:23,000 --> 00:09:26,000 as an RN? Yeah, it's a great question. 199 00:09:26,800 --> 00:09:33,500 So much to choose about Things that were just like really 200 00:09:33,600 --> 00:09:35,200 tough. Yeah, I got you. 201 00:09:35,300 --> 00:09:38,000 Okay, you're like don't miss that at all at all. 202 00:09:38,500 --> 00:09:42,000 Yeah so me Nash. I'm a very empathetic person 203 00:09:42,000 --> 00:09:43,500 that's why I chose to be a psych nurse. 204 00:09:43,500 --> 00:09:45,700 I mean whenever I did cite clinicals in nursing school. 205 00:09:46,100 --> 00:09:47,700 I can't see myself doing anything else. 206 00:09:47,800 --> 00:09:50,200 I just love sitting there talking to patients, helping 207 00:09:50,200 --> 00:09:53,100 them work through their problems, you know, being like a 208 00:09:53,100 --> 00:09:55,600 an outlet for their stress that the day like some of their 209 00:09:55,600 --> 00:10:00,100 problems and If any has, you know, sometimes it's like 210 00:10:00,100 --> 00:10:02,800 patients are always in the right mind, they're not in a great 211 00:10:02,800 --> 00:10:05,600 place and sometimes you have to deal with verbal abuse, you 212 00:10:05,600 --> 00:10:10,400 know, and over time if you care, 100% all the time and you take 213 00:10:10,400 --> 00:10:13,800 what they say was super seriously and you know, you 214 00:10:13,800 --> 00:10:15,900 can't just pick and choose when you care, you know? 215 00:10:15,900 --> 00:10:18,800 So whenever you get the verbal abuse is hard to just block it 216 00:10:18,800 --> 00:10:21,400 out because you can't pick and choose and when you can what you 217 00:10:21,400 --> 00:10:22,200 don't. All right. 218 00:10:22,200 --> 00:10:24,200 So that's one of the hardest. Things is like struggling with 219 00:10:24,200 --> 00:10:25,500 that. That's why I think that's why a 220 00:10:25,500 --> 00:10:29,100 lot of you know, ICU nurses. He nurses Has they kind of built 221 00:10:29,100 --> 00:10:30,500 up this? Kind of like emotional armor. 222 00:10:30,500 --> 00:10:32,400 It's like protect themselves when they come across as like 223 00:10:32,400 --> 00:10:34,400 very hard. I don't blame at all because 224 00:10:34,400 --> 00:10:36,300 they need that to keep going day to day basis. 225 00:10:36,300 --> 00:10:38,900 If you take everything, you know, it's a hard, you just 226 00:10:38,900 --> 00:10:40,900 won't you won't, you won't stay very long and people can only 227 00:10:40,900 --> 00:10:43,100 take so much. So just find that balance 228 00:10:43,100 --> 00:10:47,100 between being empathetic on a day-to-day basis and trying to 229 00:10:47,100 --> 00:10:49,900 block out the verbal abuse that comes from time to time. 230 00:10:50,200 --> 00:10:52,800 I found that to be a bit tile. I just as human beings. 231 00:10:52,800 --> 00:10:55,200 I think as nurses we deal with a lot more trauma. 232 00:10:55,200 --> 00:11:01,200 A lot more extreme circumstances that You really used to seeing 233 00:11:01,200 --> 00:11:03,500 our day-to-day basis. I would say, that's probably one 234 00:11:03,500 --> 00:11:06,100 of the biggest things for emotionally, and then see a 235 00:11:06,100 --> 00:11:08,400 second one, you got one. If there's a way I felt, I'm 236 00:11:08,400 --> 00:11:10,400 sure other nurses can hold. Yeah. 237 00:11:10,400 --> 00:11:14,300 So this feeling like I was meant to do something more. 238 00:11:14,600 --> 00:11:16,300 They just like working. The bedside. 239 00:11:16,400 --> 00:11:17,700 I'm not saying that it's beneath me. 240 00:11:17,700 --> 00:11:19,400 I just like it isn't, we've played to my strengths like 241 00:11:19,400 --> 00:11:21,300 that, well and there's other skills. 242 00:11:21,300 --> 00:11:23,200 I've always wanted to develop in life where I want to become a 243 00:11:23,208 --> 00:11:24,900 better public speaker. I want to learn. 244 00:11:25,200 --> 00:11:28,100 No sale is like marketing and stuff like that. 245 00:11:29,000 --> 00:11:30,700 Building something for myself as well, right? 246 00:11:30,700 --> 00:11:33,900 So working at the bedside night shift by ridding. 247 00:11:33,900 --> 00:11:36,500 Me of my social life sleeve was bad. 248 00:11:36,500 --> 00:11:39,100 I just knew that, you know, I could build my own thing and 249 00:11:39,100 --> 00:11:42,400 just live life on my terms a bit more in like that's kind of cool 250 00:11:42,400 --> 00:11:44,900 take the skills that I play. I naturally gravitate towards. 251 00:11:45,200 --> 00:11:49,300 So I'm not gonna lie like the psych job that I had was so what 252 00:11:49,300 --> 00:11:51,100 could she is? Especially for it's like job, 253 00:11:51,200 --> 00:11:53,100 I'm not gonna say it was super hard on day-to-day basis. 254 00:11:53,100 --> 00:11:55,400 I just really wasn't the case. It was more so annoying. 255 00:11:55,400 --> 00:11:57,200 There's something out there better for me that I could be 256 00:11:57,200 --> 00:12:00,700 building just knowing That I stay in a job, I feel stagnant. 257 00:12:00,700 --> 00:12:03,400 Some may be somewhat miserable it's just knowing that, you 258 00:12:03,400 --> 00:12:04,600 know, there's a better option for me. 259 00:12:04,600 --> 00:12:06,300 I just couldn't stand to stay there much longer. 260 00:12:06,800 --> 00:12:09,500 Wow, wow. He'll is huge. 261 00:12:09,500 --> 00:12:13,900 Like what you're describing is that mindset of just this cannot 262 00:12:13,900 --> 00:12:16,600 be it. Like, there's got to be more out 263 00:12:16,600 --> 00:12:20,200 there that plays to my strengths, but something again 264 00:12:20,300 --> 00:12:24,100 like every nurse that's you're meant for more. 265 00:12:24,300 --> 00:12:26,300 You're meant for more, and I think that's the whole point of 266 00:12:26,300 --> 00:12:28,100 my podcast. That's the whole thing. 267 00:12:28,100 --> 00:12:30,800 I'm Trying to let nurses see and hear, is that? 268 00:12:30,800 --> 00:12:34,100 Yes, nursing is great and yes, there's aspects to it that are 269 00:12:34,100 --> 00:12:36,400 phenomenal. The flexibility, like you said, 270 00:12:36,500 --> 00:12:39,900 the the stability the need, that's always there. 271 00:12:40,300 --> 00:12:43,300 I think it's also neat that for someone who is empathetic, you 272 00:12:43,300 --> 00:12:46,900 can step into those spaces with people and help them along their 273 00:12:46,900 --> 00:12:48,500 Journey. That's super rewarding. 274 00:12:48,700 --> 00:12:52,400 But what I also hear time and time again is just there's a 275 00:12:52,400 --> 00:12:55,800 lid, there's a lid, there's only so much you can do. 276 00:12:55,800 --> 00:12:57,600 There's only so much you can climb to. 277 00:12:57,900 --> 00:13:01,100 So, I think it's phenomenal that you recognize that really early 278 00:13:01,100 --> 00:13:04,500 in your career and that you're like, it's time to keep moving. 279 00:13:04,500 --> 00:13:07,700 Like I can't just stay here because you can't that you can 280 00:13:07,700 --> 00:13:10,500 and some people do. But I don't think that's you 281 00:13:10,500 --> 00:13:12,200 living in to your full potential. 282 00:13:12,200 --> 00:13:16,000 I think it's fabulous exactly how you've identified that you 283 00:13:16,000 --> 00:13:19,000 can do more with your career fabulous. 284 00:13:19,200 --> 00:13:21,400 So what is one aspect of business? 285 00:13:21,400 --> 00:13:25,800 That was hard for you, coming from your nursing background. 286 00:13:26,100 --> 00:13:29,300 And then again, kind of like what you said, This was easy for 287 00:13:29,300 --> 00:13:32,700 me because I was a nurse. And so, building my business, 288 00:13:32,700 --> 00:13:35,700 this part was easy. So hard one and an easy one. 289 00:13:37,300 --> 00:13:39,700 So hard thing, you know, people always say things like starting 290 00:13:39,700 --> 00:13:45,300 a business is like risky, right? I think if you have this beer 291 00:13:45,300 --> 00:13:47,500 like Doctrine or roast beer, and you don't start, when I think 292 00:13:47,500 --> 00:13:50,000 it's even more risky. So people feel failed to 293 00:13:50,000 --> 00:13:53,500 consider the cost of inaction and as a result there's 100% 294 00:13:53,500 --> 00:13:55,300 chance that they're not going to achieve what they want out of 295 00:13:55,300 --> 00:13:56,100 life. I had. 296 00:13:56,100 --> 00:13:59,800 So I would say for me, yeah, like the the hardest thing, but 297 00:13:59,800 --> 00:14:02,200 just my personality. I'm very introverted. 298 00:14:02,200 --> 00:14:05,000 Like, really don't like me on camera, super. 299 00:14:05,000 --> 00:14:07,000 Camera-shy not naturally great at public speaking. 300 00:14:07,100 --> 00:14:10,300 Being so just like being a content creator. 301 00:14:10,300 --> 00:14:12,600 It's like it was very nerve-racking for me just like 302 00:14:12,600 --> 00:14:15,100 stepping out of my comfort zone as I watch videos that I made 303 00:14:15,100 --> 00:14:16,500 two years ago okay. What the heck is that? 304 00:14:17,300 --> 00:14:21,400 But that was so I'm sure I'm sure year from now, I'll even 305 00:14:21,400 --> 00:14:23,100 look back on the to make this past year. 306 00:14:23,100 --> 00:14:24,200 And be like, what the heck was that? 307 00:14:24,200 --> 00:14:26,700 He's always getting better just because I'm very self 308 00:14:26,700 --> 00:14:29,700 analytical, and just growing up. I care a lot about what other 309 00:14:29,700 --> 00:14:32,300 people thought about me, right? So, my biggest fear was putting 310 00:14:32,300 --> 00:14:34,800 out video on Instagram like a real or take Target. 311 00:14:34,800 --> 00:14:37,400 Then, you know, having one of my friends or the people That grew 312 00:14:37,400 --> 00:14:39,600 up with just watching and be like, what the heck is that? 313 00:14:39,600 --> 00:14:41,400 Like, so crazy, who you think he is? 314 00:14:41,600 --> 00:14:44,600 You know? And in reality, I have heard 315 00:14:44,700 --> 00:14:46,700 people that I know that that I've said that now behind my 316 00:14:46,700 --> 00:14:48,700 back. So the thing is, you know, after 317 00:14:48,700 --> 00:14:51,400 some time you see what kind of effect that you can have all 318 00:14:51,400 --> 00:14:54,200 this world and positive changes that you can make over some 319 00:14:54,200 --> 00:14:56,600 time, but your purpose, you should come so much bigger than 320 00:14:56,900 --> 00:15:00,400 any kind of like, hey comment or like trash that sought to 100 321 00:15:00,400 --> 00:15:02,000 back, doesn't really matter. It's, I just have other things 322 00:15:02,000 --> 00:15:05,200 have to focus on such a busy person, nowadays, like I don't 323 00:15:05,200 --> 00:15:06,900 have enough time to do the things that I want to do. 324 00:15:07,400 --> 00:15:09,500 The freedom to spend time like worried about a hate comment is 325 00:15:09,500 --> 00:15:12,400 just probably went white. I'm used to bother me a lot more 326 00:15:12,400 --> 00:15:15,700 than it does now but they're dealing with hate comments every 327 00:15:15,700 --> 00:15:19,000 now and then is the price that I have to pay to do what I do more 328 00:15:19,000 --> 00:15:21,300 than happy to pay that price. Yeah, one of the things I was 329 00:15:21,300 --> 00:15:24,300 thinking as you were talking about your business and how you 330 00:15:24,300 --> 00:15:27,100 grown it and how you started with I'm assuming Healthcare 331 00:15:27,100 --> 00:15:29,200 professionals that were just around you at work. 332 00:15:29,300 --> 00:15:32,000 Do you exclusively work with Healthcare Professionals for 333 00:15:32,000 --> 00:15:33,900 your business or do you work with anyone? 334 00:15:34,100 --> 00:15:37,000 I would say my clients. I was probably like 95. 335 00:15:37,200 --> 00:15:40,000 F % nurses. Wow, maybe like 90%. 336 00:15:40,000 --> 00:15:40,500 Yeah. Yeah. 337 00:15:40,600 --> 00:15:42,600 People have approached me. They're not verses that I can't 338 00:15:42,600 --> 00:15:45,700 I can't just say no because they're not nurses, I choose. 339 00:15:45,900 --> 00:15:48,400 Yeah but I just because like while I was we do with the same 340 00:15:48,400 --> 00:15:53,100 money problems you know with nurses I chose us just because a 341 00:15:53,108 --> 00:15:55,200 lot of times we don't know where to turn whatever it comes to 342 00:15:55,200 --> 00:15:57,700 help with personal finances. You know, we're financially, 343 00:15:57,700 --> 00:16:00,600 illiterate we don't know who to trust where to start. 344 00:16:00,600 --> 00:16:02,800 There's like there's all these that's a big barrier to entry 345 00:16:03,200 --> 00:16:06,100 and they people want to talk to people there like them like work 346 00:16:06,100 --> 00:16:08,700 with people that are like that. having that relatability we deal 347 00:16:08,700 --> 00:16:13,100 with our own problems, nursing is I don't want to say like Colt 348 00:16:13,100 --> 00:16:15,700 but there's like a cult-like cult-like spirit where people we 349 00:16:15,700 --> 00:16:18,700 just have that shared sense of difficulty. 350 00:16:19,100 --> 00:16:21,200 So we kind of band together and that sense. 351 00:16:21,300 --> 00:16:23,500 So a lot of people told me that the only works only because I'm 352 00:16:23,500 --> 00:16:26,600 a nurse you know and there's at that level of trust and if you 353 00:16:26,608 --> 00:16:29,100 don't trust me hundred percent when they first meet me but like 354 00:16:29,100 --> 00:16:31,900 a greater level trust just yeah you know working with me as 355 00:16:31,900 --> 00:16:34,700 opposed to going to the bank when working with a financial 356 00:16:34,700 --> 00:16:37,400 advisor becomes a lot more like impersonal that way. 357 00:16:37,700 --> 00:16:41,600 What do they think? I was nurses, trust other 358 00:16:41,600 --> 00:16:44,000 nurses, because we're like, a Band of Brothers, right? 359 00:16:44,000 --> 00:16:46,400 Like its true, like you get it because you've been in the 360 00:16:46,400 --> 00:16:50,700 trenches taking grenades, you know, what it's like, you know, 361 00:16:50,700 --> 00:16:54,400 and so were the most trusted profession in America, right? 362 00:16:54,400 --> 00:16:58,300 And so, it doesn't make any, it makes a lot of sense for them to 363 00:16:58,300 --> 00:17:01,100 trust you, with, in a time when to do with my money. 364 00:17:01,100 --> 00:17:05,200 Like, I don't, I don't know. Like, and again, from someone 365 00:17:05,200 --> 00:17:08,200 that, you know, like intrinsically, nurses, take to 366 00:17:08,200 --> 00:17:12,900 heart being Honest, having lots of empathy, putting yourself in 367 00:17:12,900 --> 00:17:14,900 somebody's shoes. Like you wouldn't want somebody 368 00:17:14,900 --> 00:17:19,099 to like give you bad advice or like not be honest with you and 369 00:17:19,099 --> 00:17:22,500 so because of that mentality that we have with dosing 370 00:17:22,500 --> 00:17:26,700 medications on people, you know, again we get a very rare few 371 00:17:26,700 --> 00:17:29,300 nurses that are disasters, that try to like hurt people and 372 00:17:29,300 --> 00:17:31,300 whatever, but disasters. Right? 373 00:17:31,300 --> 00:17:33,300 Those are very rare and of course, put them all over the 374 00:17:33,300 --> 00:17:36,500 news. But most most nurses bread and 375 00:17:36,500 --> 00:17:39,300 butter are just trying to look out for people. 376 00:17:39,400 --> 00:17:43,000 All they really are and so I think it fits so well into your 377 00:17:43,000 --> 00:17:47,100 Niche and when you're describing, you know, the hard 378 00:17:47,100 --> 00:17:52,200 parts of nursing, I'm hearing a lot of what you had to endure as 379 00:17:52,200 --> 00:17:55,200 a psych nurse Place. Super well and two coming 380 00:17:55,200 --> 00:18:00,000 alongside other nurses that are struggling with fear anxiety. 381 00:18:00,200 --> 00:18:04,100 All these different things that are mental health disorders, 382 00:18:04,100 --> 00:18:05,800 right? From money problems, money 383 00:18:05,800 --> 00:18:10,300 stress that you can, you know, Implement what The therapeutic 384 00:18:10,300 --> 00:18:15,000 method with them on top of giving really great financial 385 00:18:15,000 --> 00:18:18,700 advice, you know, and so, yeah, I just think that's so neat. 386 00:18:18,700 --> 00:18:22,600 Tell me about how you've merged your nursing skills with a 387 00:18:22,600 --> 00:18:24,400 client for example, they give me an example. 388 00:18:24,400 --> 00:18:25,900 If you can. You can think of some. 389 00:18:25,900 --> 00:18:27,700 Yeah, thanks for listening to the episode. 390 00:18:27,700 --> 00:18:29,800 I hope you're enjoying the conversation. 391 00:18:30,100 --> 00:18:32,700 I wanted to take this time and remind you to check out the 392 00:18:32,700 --> 00:18:37,600 success and PSE shop. It's a shop that I design with 393 00:18:37,600 --> 00:18:41,100 my best girlfriend. Cute nurse, practitioner gear, 394 00:18:41,100 --> 00:18:45,900 hats bags, anything you could think of, as well as adorable, 395 00:18:45,900 --> 00:18:52,300 digital products mom life stuff. So resources for nurses to come, 396 00:18:52,300 --> 00:18:55,400 we're just excited about our shop, it's another way to 397 00:18:55,400 --> 00:18:58,300 support the podcast and to get really cool gear. 398 00:18:58,600 --> 00:19:01,600 Check it out and be sure to tell your friends about the podcast, 399 00:19:01,600 --> 00:19:03,400 as well as the SC shop if you'd like. 400 00:19:03,600 --> 00:19:08,800 And when I'm building here, any promotion, any sharing helps, 401 00:19:08,800 --> 00:19:11,200 build my own It's and I greatly appreciate it. 402 00:19:11,400 --> 00:19:13,300 Now, let's get back to the episode. 403 00:19:13,400 --> 00:19:15,900 Absolutely, absolutely. So I think we all learned about 404 00:19:15,900 --> 00:19:18,600 Maslow's hierarchy of needs in nursing school, Riley, you got 405 00:19:18,600 --> 00:19:21,300 to have like, food and shelter. Usually, the basic things before 406 00:19:21,300 --> 00:19:23,500 we go, it's like self-actualization, right? 407 00:19:23,500 --> 00:19:26,000 And I really apply that to the way that I help my clients 408 00:19:26,000 --> 00:19:28,500 because some people they don't know where to start with their 409 00:19:28,500 --> 00:19:30,300 finances, you know, they don't know if they should pay off 410 00:19:30,300 --> 00:19:32,300 their debt. If they start investing by 411 00:19:32,300 --> 00:19:34,400 saving up for a house and things of that sort, I've cried, I've 412 00:19:34,400 --> 00:19:36,900 created something called a personal financial roadmap and 413 00:19:36,900 --> 00:19:40,300 it really parallels, Maslow's hierarchy of needs He's right. 414 00:19:40,300 --> 00:19:43,500 So the first thing that I have everybody do like all my clients 415 00:19:43,900 --> 00:19:47,200 is building up an emergency fund, you know, prior to hang 416 00:19:47,200 --> 00:19:49,600 off, debt prior to the pan of credit cards. 417 00:19:49,600 --> 00:19:52,700 Or like investing is because the best thing you really could buy 418 00:19:52,700 --> 00:19:54,300 with money. First and foremost is peace of 419 00:19:54,300 --> 00:19:56,300 mind as the most important thing. 420 00:19:56,600 --> 00:19:59,100 I mean, if you jump straight to investing premature, that's very 421 00:19:59,100 --> 00:20:01,500 risky because number one, I don't have the knowledge. 422 00:20:01,500 --> 00:20:03,800 And number two, there's always some degree of risk with 423 00:20:03,800 --> 00:20:05,300 investing. And if you don't have emergency 424 00:20:05,300 --> 00:20:07,400 fund your at enough risk, right things happen. 425 00:20:07,400 --> 00:20:10,100 In life is not matter. If it's I think it happens a 426 00:20:10,100 --> 00:20:12,100 matter of when. So if you don't have an 427 00:20:12,100 --> 00:20:15,300 emergency plan in place, an emergency pops up plugins put on 428 00:20:15,300 --> 00:20:16,900 a credit card and credit card debt. 429 00:20:16,900 --> 00:20:18,900 Very predatory. So building up like a 430 00:20:18,900 --> 00:20:21,300 three-month emergency fund is like the first step. 431 00:20:21,500 --> 00:20:24,700 Second one is like paying off high-interest debt with credit 432 00:20:24,700 --> 00:20:27,800 card debt because if you don't have credit card debt then it's 433 00:20:27,808 --> 00:20:31,100 probably going to compound and just be like a big rabbit hole 434 00:20:31,100 --> 00:20:34,600 like trying to shovel water out of a sinking ship, just 435 00:20:34,600 --> 00:20:36,200 addressing his break, big problems first. 436 00:20:36,300 --> 00:20:38,500 And then we can get to the point where we're investing in 437 00:20:38,500 --> 00:20:40,500 shipping for retirement. Don't make your money work for 438 00:20:40,500 --> 00:20:43,100 you. As I said earlier, if you invest 439 00:20:43,100 --> 00:20:46,700 prematurely you put might lose money and also what happens if 440 00:20:46,700 --> 00:20:48,800 your investment to go down, but there's not always a guarantee, 441 00:20:48,800 --> 00:20:51,200 your business will go up. So, if your advice was are going 442 00:20:51,200 --> 00:20:54,100 down and you have a bunch of credit card debt, and you don't 443 00:20:54,100 --> 00:20:56,300 have emergency fund. That's a very scary place to be 444 00:20:56,300 --> 00:20:57,700 in. You probably making very like, 445 00:20:57,700 --> 00:21:00,200 rash investment decisions like very emotional. 446 00:21:00,200 --> 00:21:02,300 So you always want to invest from a place of strength but 447 00:21:02,308 --> 00:21:04,500 it's hard to do that. If you haven't take care of the 448 00:21:04,500 --> 00:21:06,500 basics, right? It's like very similar to 449 00:21:06,500 --> 00:21:11,300 Maslow's, just want to build That security, make sure you 450 00:21:11,308 --> 00:21:13,400 have everything in place and then we can move on to 451 00:21:13,400 --> 00:21:15,300 investing. Have nothing holding you back 452 00:21:15,300 --> 00:21:17,700 and that place and you get to shift from playing defense with 453 00:21:17,700 --> 00:21:19,400 your money. Just going to go and all fans 454 00:21:19,400 --> 00:21:22,000 and you'll have the mental capacity because you have 455 00:21:22,000 --> 00:21:24,300 stress. You can focus on, you know, new 456 00:21:24,300 --> 00:21:26,500 Subs Investments. Going back to school, starting 457 00:21:26,500 --> 00:21:29,600 your own business, just like Stoli stair-stepping your way up 458 00:21:29,800 --> 00:21:32,800 to the point where you just have more like mental Ram or like, or 459 00:21:32,800 --> 00:21:35,000 mental space to just create a higher quality of life for 460 00:21:35,000 --> 00:21:37,200 yourself. That is so good. 461 00:21:37,300 --> 00:21:39,800 And do you walk your clients through each one of These steps 462 00:21:39,800 --> 00:21:42,300 kind of holding them accountable, like how you doing? 463 00:21:42,500 --> 00:21:45,200 Did you invest the money? You need to do, did you do you 464 00:21:45,200 --> 00:21:47,400 have your emergency fund? This is the goal, let's get 465 00:21:47,400 --> 00:21:49,200 there. You know that kind of 466 00:21:49,200 --> 00:21:52,600 motivational you find that very G find that very rewarding. 467 00:21:54,000 --> 00:21:55,800 Yeah, hundred percent, I mean. That's where the true meaning 468 00:21:55,800 --> 00:21:58,000 comes from is seeing that progress, you know. 469 00:21:58,000 --> 00:22:01,300 And I hope you will, they know, they should be spending less 470 00:22:01,300 --> 00:22:04,000 saving more investing is like, there's a step-by-step, but they 471 00:22:04,000 --> 00:22:07,600 get lost, right? And one big thing to allow 472 00:22:07,600 --> 00:22:11,200 personal finance, like, gurus are missing on online is that 473 00:22:11,400 --> 00:22:14,500 they don't focus enough on like human behavior and psychology. 474 00:22:14,800 --> 00:22:16,900 As I feel is another aspect that I have an advantage in just 475 00:22:16,900 --> 00:22:20,300 because I'm a psych nurse and like so much a personal finance 476 00:22:20,300 --> 00:22:23,400 is psychology is not about finding the best spreadsheet 477 00:22:23,400 --> 00:22:25,600 find it. Investment but it's like it's 478 00:22:25,600 --> 00:22:27,900 getting them in a place where they're motivated to want to 479 00:22:27,900 --> 00:22:31,300 save more to pay off their debts to stick to a sustainable 480 00:22:31,300 --> 00:22:33,100 budget, right? That's a huge thing is human 481 00:22:33,100 --> 00:22:34,900 behavior but they don't know how to go about that. 482 00:22:34,900 --> 00:22:37,300 They just like me to do more like discipline, but I have to 483 00:22:37,300 --> 00:22:39,800 help him to set up the right systems and habit so that is 484 00:22:39,800 --> 00:22:44,800 easier to stick to, all right? So yeah, yeah, I love that book, 485 00:22:44,800 --> 00:22:48,700 Atomic habits that, you know, it doesn't really always take these 486 00:22:48,700 --> 00:22:51,300 huge changes, right? You think it's like I had to do 487 00:22:51,300 --> 00:22:53,000 all of that. So I got to restructure the 488 00:22:53,000 --> 00:22:54,800 budget. I need, To put all this stuff in 489 00:22:54,800 --> 00:22:57,300 the spreadsheet. It's comedy to the tee. 490 00:22:57,600 --> 00:23:00,000 Some people are like that, but that's overwhelming for most 491 00:23:00,000 --> 00:23:01,700 people, right? You're just, like I have time 492 00:23:01,700 --> 00:23:03,900 for that. Like and so again just making 493 00:23:03,900 --> 00:23:08,500 those little incremental changes can bring about huge, huge 494 00:23:08,500 --> 00:23:11,300 success and huge. You know you'll see the trickle 495 00:23:11,300 --> 00:23:14,100 trickle down effect from just making those little changes. 496 00:23:14,100 --> 00:23:16,700 And again holding somebody holding you accountable you 497 00:23:16,700 --> 00:23:18,700 know, you have to get on the phone and talk to somebody 498 00:23:18,700 --> 00:23:20,700 that's going to be like how you do it. 499 00:23:20,900 --> 00:23:23,700 Like I mean, that's kind of what those side meetings are, right. 500 00:23:23,800 --> 00:23:26,900 Remember that, from my, my clinicals you sit down and they 501 00:23:26,900 --> 00:23:31,000 would talk to you and then you'd be like, you start off good. 502 00:23:31,100 --> 00:23:33,500 You're like, okay, there's no not good. 503 00:23:34,300 --> 00:23:37,600 It's not right, you know? Like so you just have to kind of 504 00:23:37,600 --> 00:23:40,000 see how people are doing. I think it's really, really cool 505 00:23:40,000 --> 00:23:42,400 and I think it's amazing that a plays right into what you 506 00:23:42,700 --> 00:23:45,700 learned as a nurse, and so say for a nurse practitioner or a 507 00:23:45,708 --> 00:23:48,700 nurse, assisting that's like, okay, how did you do it? 508 00:23:48,700 --> 00:23:50,400 Did you just take a personal finance? 509 00:23:50,400 --> 00:23:52,400 Course, I'm actually really good at money. 510 00:23:52,400 --> 00:23:54,200 I really like doing this is It'd be something. 511 00:23:54,200 --> 00:23:56,600 I'd be interested in. What would you say for an 512 00:23:56,600 --> 00:23:59,400 inspiring entrepreneur? That's getting started with 513 00:23:59,400 --> 00:24:02,500 something that you would recommend for them to do if they 514 00:24:02,500 --> 00:24:05,000 were considering personal finance or just anything in 515 00:24:05,000 --> 00:24:08,300 general? Okay, exactly. 516 00:24:08,300 --> 00:24:10,700 Are you asking if they want to come like a personal finance 517 00:24:10,700 --> 00:24:12,300 coach or just like entrepreneurship? 518 00:24:12,300 --> 00:24:15,200 And in general, in general, like if you can say, like, listen, if 519 00:24:15,200 --> 00:24:17,300 you're thinking about personal finance take this course, but if 520 00:24:17,300 --> 00:24:20,600 you're thinking about entrepreneurship, this is really 521 00:24:20,600 --> 00:24:23,800 what I would recommend before. You get started down this road 522 00:24:23,800 --> 00:24:26,000 from the advice from a personal finance coach. 523 00:24:26,000 --> 00:24:28,100 Does that make sense? It does, it does. 524 00:24:28,100 --> 00:24:30,700 So yeah, in regardless of what kind of business you're your 525 00:24:30,700 --> 00:24:33,700 style right now, I think it's good to have that financial 526 00:24:33,700 --> 00:24:36,800 literacy I just because you want to be a prudent business owner. 527 00:24:37,000 --> 00:24:39,000 Want to raise enough Capital. Make sure that you're not in a 528 00:24:39,000 --> 00:24:41,100 lot of debt, they put me in the right places, make the right 529 00:24:41,100 --> 00:24:44,400 Investments, right? Because all the money that I've 530 00:24:44,400 --> 00:24:46,700 made for my business, I've attached it for personal use at 531 00:24:46,700 --> 00:24:48,800 all, it'll it all goes back to the business or I should save 532 00:24:48,800 --> 00:24:50,200 it. I don't really feel like I need 533 00:24:50,200 --> 00:24:52,600 to touch it any time soon. I really attribute that to just 534 00:24:52,600 --> 00:24:54,900 have financial literacy. I don't need that money to live, 535 00:24:54,900 --> 00:24:58,100 so just having a baseline knowledge, on Personal Finance. 536 00:24:58,100 --> 00:25:01,400 You know how to, how to save, how to budget, how to reinvest 537 00:25:01,400 --> 00:25:02,700 back into the business. Find the right. 538 00:25:02,700 --> 00:25:06,100 Mentors is super important if you find a liking to it like 539 00:25:06,100 --> 00:25:08,800 naturally, then you can maybe look at the personal finance 540 00:25:08,800 --> 00:25:11,600 coaching and just like, entrepreneurship in general, I 541 00:25:11,600 --> 00:25:15,600 really recommend Delving into the things that you naturally, 542 00:25:15,600 --> 00:25:19,400 gravitate towards, right? So, finding the things that look 543 00:25:19,400 --> 00:25:21,600 like work to other people, but feel like play to. 544 00:25:21,600 --> 00:25:25,900 You is what I recommend. And if you feel like you don't 545 00:25:25,900 --> 00:25:28,700 have anything that you naturally gravitate towards, it's a very 546 00:25:28,700 --> 00:25:30,200 common failing. That is means that you haven't 547 00:25:30,200 --> 00:25:33,400 tried enough things, right? Everyone is born with gifts one 548 00:25:33,400 --> 00:25:36,000 with talents, just to find out what it is, right? 549 00:25:36,000 --> 00:25:37,100 We're not going to like everything. 550 00:25:37,300 --> 00:25:38,100 Why are you trying to have things? 551 00:25:38,100 --> 00:25:40,300 You will find certain things that you're good at, right? 552 00:25:40,300 --> 00:25:44,200 So the reason why I advocate for no way into things, Naturally 553 00:25:44,200 --> 00:25:49,000 gravitate towards just because you don't have to like, know, 554 00:25:49,000 --> 00:25:51,200 yourself in the ground with like hard work all the time. 555 00:25:51,200 --> 00:25:53,500 There's like it just feels like play to you right in. 556 00:25:53,900 --> 00:25:55,500 It feels like play to you. You can work. 557 00:25:55,500 --> 00:25:58,900 You can you know, work hard all day, you know, like every day of 558 00:25:58,908 --> 00:26:01,100 the week there's someone tries to compete with you and they 559 00:26:01,100 --> 00:26:04,800 don't naturally gravitate towards that, that that Niche 560 00:26:04,800 --> 00:26:05,900 for the industry as much as you do. 561 00:26:05,900 --> 00:26:08,500 It just can't out-compete you because they'll be working hard 562 00:26:08,500 --> 00:26:11,800 all day, because you'll just be playing all day, right? 563 00:26:11,800 --> 00:26:14,600 So they just can't, they can't. I beat you, right? 564 00:26:14,600 --> 00:26:17,500 So combined that with your personality and I'll make you 565 00:26:17,508 --> 00:26:20,900 stand out in any Niche, any industry and also just, you 566 00:26:20,900 --> 00:26:23,000 know, taking a chance on yourself. 567 00:26:24,600 --> 00:26:28,300 And just working hard for that. Combination took me to places. 568 00:26:28,300 --> 00:26:29,400 I never even thought was possible. 569 00:26:31,900 --> 00:26:34,100 I think that's really good again finding those strengths one of 570 00:26:34,108 --> 00:26:36,800 the books that I really like this, the strength to get 571 00:26:36,800 --> 00:26:40,000 strengthsfinder, that's like a Gallop book that talks about 572 00:26:40,000 --> 00:26:42,300 like it has in there like the things that you're good at 573 00:26:42,300 --> 00:26:44,700 things that you're drawn to and there's just certain things 574 00:26:44,700 --> 00:26:47,300 little aspects of your personality that you just might 575 00:26:47,300 --> 00:26:51,000 be like, I'm really kind of self, you know, motivated. 576 00:26:51,000 --> 00:26:53,000 So I don't really need somebody on top of me. 577 00:26:53,000 --> 00:26:55,000 Telling me I need to do this, or do that. 578 00:26:55,000 --> 00:26:59,700 I can just get it done or I am, you know, talkative or I like to 579 00:26:59,700 --> 00:27:01,900 do. You said you say, you say, So 580 00:27:01,900 --> 00:27:04,600 often like who you are. Like I'm introverted. 581 00:27:04,700 --> 00:27:08,800 I tend to like covid-19 84 me. I had to like, you know, my 582 00:27:08,800 --> 00:27:10,700 favorite neighbor is the one I never talked to. 583 00:27:10,700 --> 00:27:12,000 I mean, that's my favorite neighbor, you know. 584 00:27:12,008 --> 00:27:15,600 So like those kinds of aspects of your personality, you just 585 00:27:15,600 --> 00:27:18,000 identify and instead of like fighting it. 586 00:27:18,200 --> 00:27:19,500 I mean, that's kind of how I feel. 587 00:27:19,500 --> 00:27:21,800 I'm like, why not what they do? The things you're good at, like, 588 00:27:21,800 --> 00:27:25,200 why go try to be something that you're not like, Kobe. 589 00:27:25,200 --> 00:27:28,100 What you're good at and go be that like, like a lot. 590 00:27:28,100 --> 00:27:31,100 That's what we mean. We need people more in that 591 00:27:31,100 --> 00:27:33,400 strength. Zone instead of working on my 592 00:27:33,400 --> 00:27:36,000 weaknesses to be stronger. Like that's hard, right? 593 00:27:36,000 --> 00:27:37,900 That's work. But when you're working out of 594 00:27:37,900 --> 00:27:39,900 your strengths, your like, this is easy, man. 595 00:27:39,900 --> 00:27:42,700 I'm like, I don't need to have try here. 596 00:27:42,700 --> 00:27:45,100 Like, I'm trying I'm playing, but it doesn't. 597 00:27:45,200 --> 00:27:48,000 This is not draining me. And I think that's, I think 598 00:27:48,000 --> 00:27:51,800 that's why sometimes nursing is draining, is because there are 599 00:27:51,800 --> 00:27:55,500 aspects to nursing that fit. A lot of people, it's like, Oh, 600 00:27:55,500 --> 00:27:57,000 I like that. Oh, I like, I like talking to 601 00:27:57,000 --> 00:27:58,800 people. I like, I like being with people 602 00:27:58,800 --> 00:28:02,400 there that I, like, I like to think I like psych and so, Then 603 00:28:02,400 --> 00:28:05,200 you get there, you're like but I hate being verbally abused, 604 00:28:05,200 --> 00:28:08,500 like, what the heck? And I hate that. 605 00:28:08,500 --> 00:28:11,300 You know, I've got to come and clock in and clock at eight 606 00:28:11,600 --> 00:28:14,700 different aspects of the job. You may not like, so again, like 607 00:28:14,700 --> 00:28:17,000 you said, develops, your character, it develops some 608 00:28:17,000 --> 00:28:19,900 areas that you might be weaker in, but then start building 609 00:28:19,900 --> 00:28:21,600 something that feels like play for you. 610 00:28:21,600 --> 00:28:25,600 So love that, love that. So if you could go back to 611 00:28:25,600 --> 00:28:29,800 yourself younger, Daniel, everything and he's, you know, 612 00:28:29,800 --> 00:28:33,400 living with his, with his Chinese Vietnamese, Vietnamese, 613 00:28:34,700 --> 00:28:37,800 Vietnamese, parents, and you're like, all right, I'm about to 614 00:28:37,800 --> 00:28:41,000 just break out into my life, imma get started. 615 00:28:41,000 --> 00:28:43,200 What would be one thing you would tell him if you could go 616 00:28:43,200 --> 00:28:48,400 back to that to that guy? So much as well but I think that 617 00:28:48,400 --> 00:28:51,400 the main thing is maybe it's more practical advice as opposed 618 00:28:51,400 --> 00:28:56,900 to like inspirational but I'm a very I'm a big risk taker very 619 00:28:56,900 --> 00:28:58,800 like Frugal. I just way that I grew up right 620 00:28:58,800 --> 00:29:01,600 as like very common in our culture because we came over 621 00:29:01,600 --> 00:29:04,100 here like not with a lot of money and like it's like a horse 622 00:29:04,100 --> 00:29:07,400 of a scarcity mindset. So I was always like overly 623 00:29:07,400 --> 00:29:11,300 Frugal my life and whenever I made any kind of transaction 624 00:29:11,600 --> 00:29:14,400 like monetarily, I'd always think about the money that I was 625 00:29:14,400 --> 00:29:17,800 losing all right? And the past year, I've really 626 00:29:17,800 --> 00:29:22,300 shifted that a lot the point where I really wouldn't consider 627 00:29:22,300 --> 00:29:25,800 myself like that was Frugal like anymore because I think the 628 00:29:25,800 --> 00:29:28,000 concept of money itself isn't really like real is more. 629 00:29:28,000 --> 00:29:31,400 So a money's Just Energy, Right? Like money is just like social 630 00:29:31,400 --> 00:29:34,600 credits or like iou's from the job that you get, you know? 631 00:29:34,600 --> 00:29:37,100 And for me, I feel like I can always make more money if I want 632 00:29:37,100 --> 00:29:39,000 to write. So any transaction that I make 633 00:29:39,000 --> 00:29:40,600 nowadays, I'm more. So think of it through the lens 634 00:29:40,600 --> 00:29:41,800 of, like an investment. Right? 635 00:29:41,800 --> 00:29:44,300 Is what I'm buying. Give me a good return on 636 00:29:44,300 --> 00:29:47,500 investment a good Roi, right? And I applied to everything. 637 00:29:47,500 --> 00:29:49,400 Whenever I go to the grocery store, I spent a lot of money 638 00:29:49,400 --> 00:29:53,300 and so she's like, Ormally high amounts compared to the average 639 00:29:53,300 --> 00:29:56,100 person. But also like health is a big 640 00:29:56,300 --> 00:29:57,900 part of my life. That's one of the most important 641 00:29:57,900 --> 00:30:00,500 things to me. So I view as an investment, I'm 642 00:30:00,500 --> 00:30:03,300 more than happy to go to Costco spend three or four hundred 643 00:30:03,300 --> 00:30:06,000 dollar me. I just I'm very healthy, I'm not 644 00:30:06,000 --> 00:30:07,800 going to spare any kind of expense when it comes to my 645 00:30:07,800 --> 00:30:09,900 health. And I think that the value that 646 00:30:09,900 --> 00:30:12,500 I can return is much more than three or four inches tall order 647 00:30:12,500 --> 00:30:15,900 some, I'm happy to pay it that. And also investing into people 648 00:30:16,100 --> 00:30:20,500 like mentors coaches investing into, you know, a nice gym just 649 00:30:20,600 --> 00:30:22,800 The bike that is I wouldn't say that I'm like Frugal I'm just 650 00:30:22,800 --> 00:30:26,400 more sewing. Very intentional and the things 651 00:30:26,400 --> 00:30:28,500 I really care about I'm not going to spare any kind of 652 00:30:28,500 --> 00:30:29,900 expect. I'm not going to be frugal like 653 00:30:29,900 --> 00:30:32,200 education. Like I spent over like thirty 654 00:30:32,200 --> 00:30:34,900 five thousand dollars on life coaching programs and courses 655 00:30:34,900 --> 00:30:37,800 with over the past couple of years and some didn't work out, 656 00:30:37,800 --> 00:30:39,500 the way that I wanted to that's perfectly fine. 657 00:30:39,800 --> 00:30:42,500 And I think I put try to put myself in the best position 658 00:30:42,500 --> 00:30:44,600 possible. And the more that I started 659 00:30:44,600 --> 00:30:47,700 spending, the more when I get in return, you know, I just, I 660 00:30:47,700 --> 00:30:49,200 didn't view money in that way, back then. 661 00:30:49,200 --> 00:30:50,500 I just heard like hoard as much as possible. 662 00:30:50,600 --> 00:30:53,000 Oh, I'm a lot more generous now with myself with other people 663 00:30:53,900 --> 00:30:56,300 and somehow the, the mighty just manages to flow back, you know, 664 00:30:56,308 --> 00:30:59,100 I think you kind of get what you put on return. 665 00:30:59,200 --> 00:31:01,300 Yeah, yes. I love that. 666 00:31:01,300 --> 00:31:03,800 So I talked about scarcity, abundance, mindset all the time. 667 00:31:03,800 --> 00:31:07,600 This podcast, it's one of my favorite Concepts and it's one 668 00:31:07,600 --> 00:31:09,900 of the things that, like, our fixate on a lot and like, people 669 00:31:09,900 --> 00:31:12,500 are like your kind of crazy about it, but I'm like, no, it's 670 00:31:12,500 --> 00:31:14,400 so cool. When you think about, like, when 671 00:31:14,400 --> 00:31:18,100 you give stuff away, when you kind of have this, like you're 672 00:31:18,100 --> 00:31:20,900 not so afraid. I mean that's like fear Right. 673 00:31:20,900 --> 00:31:23,000 Just to hold onto money but whenever you have more of an 674 00:31:23,000 --> 00:31:27,600 open hand and then you go, okay? Like I'm just going to live like 675 00:31:27,600 --> 00:31:29,700 and then I'm going to believe that like if I need more money 676 00:31:29,700 --> 00:31:32,300 or if I need to you know, manufacturer or figure it out, 677 00:31:32,300 --> 00:31:35,900 like I'm going to be able to do it and one you've nursing a fall 678 00:31:35,900 --> 00:31:38,500 back on. Always like you can just go be a 679 00:31:38,500 --> 00:31:40,600 nurse you can pick up a shift to make a thousand dollars, you 680 00:31:40,600 --> 00:31:44,200 know, like a 500 $600, like you'll be fine but at the same 681 00:31:44,200 --> 00:31:47,600 time like you do, notice that there are laws that govern the 682 00:31:47,600 --> 00:31:50,400 world that like you can't outgive. 683 00:31:50,600 --> 00:31:53,800 If you can't, I'll give you can't out and I'm sure you could 684 00:31:53,800 --> 00:31:56,400 if you were absolutely Reckless. But most of the time, most 685 00:31:56,400 --> 00:32:00,300 people aren't just giving a ton. And when you do find that you 686 00:32:00,300 --> 00:32:04,200 give back all sending your life. Why is this literally? 687 00:32:04,300 --> 00:32:06,000 Literally, I'll give a practical example. 688 00:32:06,500 --> 00:32:11,200 I went through my kids toys. Okay, motherhood, you have to 689 00:32:11,200 --> 00:32:16,100 like you are the the stocking operator for the toys, right? 690 00:32:16,100 --> 00:32:18,600 So I went through the toys and I threw away. 691 00:32:18,600 --> 00:32:23,500 I got rid of two boxes of toys. Okay, Christmas Comes two weeks 692 00:32:23,500 --> 00:32:24,200 later. Guess what? 693 00:32:24,200 --> 00:32:27,100 Walks in my door, two boxes of toys. 694 00:32:27,100 --> 00:32:30,900 But I just got rid of this, I just got rid of two toys, like I 695 00:32:30,900 --> 00:32:32,600 need to get rid of four boxes of toys, you know? 696 00:32:32,600 --> 00:32:35,900 Like, I'm so I'm sure for boxes will show up and so it's just, 697 00:32:35,900 --> 00:32:39,400 it's crazy, not again. So many entrepreneurs have said 698 00:32:39,400 --> 00:32:42,300 that exact thing to me, that that is the one thing that they 699 00:32:42,300 --> 00:32:45,100 will never give up. Is giving because they have seen 700 00:32:45,100 --> 00:32:48,800 it, always come back. It is like a, it is like a cash. 701 00:32:48,800 --> 00:32:52,200 You can't bounce. And you just can't bounce it. 702 00:32:52,200 --> 00:32:53,700 Like every time you think it's going out. 703 00:32:53,700 --> 00:32:54,800 You're like it's gone. That's it. 704 00:32:54,800 --> 00:32:56,900 David I'll wait comes right back in. 705 00:32:57,200 --> 00:32:59,300 So again I think that's for someone that's listening. 706 00:32:59,300 --> 00:33:01,400 That's like I don't know, I'm scared, I'm nervous. 707 00:33:02,500 --> 00:33:05,700 Don't be there's laws just like when you plant a seed and 708 00:33:05,700 --> 00:33:08,800 through 30 days later you have a sibling and you're like there it 709 00:33:08,800 --> 00:33:11,800 is some seeds, don't Sprout, but most seeds do Sprout. 710 00:33:11,800 --> 00:33:15,400 And so then you just plant it and then, you know, you there's 711 00:33:15,400 --> 00:33:17,300 laws, right? You don't plan to see the next 712 00:33:17,300 --> 00:33:21,400 day, wonder where the fruit is. She'd like to share in the 713 00:33:21,400 --> 00:33:24,600 podcast. How people could find you reach 714 00:33:24,600 --> 00:33:27,400 out to you anything. Daniel, I'll give you some space 715 00:33:27,400 --> 00:33:29,900 to do that right now. Yeah, absolutely. 716 00:33:29,900 --> 00:33:32,400 So main channel is definitely Instagram. 717 00:33:32,400 --> 00:33:35,500 I do Post do repos a lot of my videos to real take talk. 718 00:33:35,500 --> 00:33:36,800 Sometimes you can follow me there. 719 00:33:36,800 --> 00:33:39,900 I tend to post my videos there before I post an Instagram so 720 00:33:39,900 --> 00:33:42,400 you're going to see content. Therefore you can but just weld 721 00:33:42,400 --> 00:33:45,800 care Pros on Instagram gold - eventually maybe even do a 722 00:33:45,808 --> 00:33:50,100 podcast with some friends. Yeah on the line or YouTube. 723 00:33:50,100 --> 00:33:53,000 So There's more like more like long form content and feel like 724 00:33:53,000 --> 00:33:55,000 that, that plays to my strengths a bit more. 725 00:33:55,000 --> 00:33:56,800 Yeah, you know, if if you're someone that's interested in 726 00:33:56,800 --> 00:33:59,900 learning more about personal finances, whether it is, you 727 00:33:59,908 --> 00:34:04,800 know, budgeting paying off, debt, saving investing about all 728 00:34:04,800 --> 00:34:07,700 those things on my page and I do have a coaching program, it feel 729 00:34:07,700 --> 00:34:10,199 like you need more one-on-one help but otherwise, you know, 730 00:34:10,199 --> 00:34:12,100 more than free to enjoy the content of my page. 731 00:34:12,699 --> 00:34:14,699 Sweet. Well, thank you for sharing all 732 00:34:14,699 --> 00:34:17,000 that. And for the last part of the 733 00:34:17,000 --> 00:34:18,900 podcast is the rapid fire questions. 734 00:34:18,900 --> 00:34:23,400 Did you, are you ready? Let's do it, they ready? 735 00:34:29,900 --> 00:34:32,500 Personal finance book, I would say the best one I've ever read 736 00:34:32,500 --> 00:34:36,100 is I will teach you to be rich by ramit Sethi that's a good 737 00:34:36,100 --> 00:34:38,500 one. Very good book, okay? 738 00:34:38,900 --> 00:34:41,699 And are you a dessert guy? And if you are what your 739 00:34:41,699 --> 00:34:45,100 favorite dessert, There is no bigger healthy. 740 00:34:46,300 --> 00:34:53,500 Yeah. I'm a big fan of tiramisu. 741 00:34:53,699 --> 00:34:57,400 I'll definitely I won't, I won't say no to that, okay, you would 742 00:34:57,400 --> 00:35:08,500 tear up some and what are you watching on Netflix? 743 00:35:08,500 --> 00:35:09,500 Because I know you're not perfect. 744 00:35:09,700 --> 00:35:13,300 I know you're binging something. We all are, but you mentioned 745 00:35:13,300 --> 00:35:14,800 these days, man. You know, I spent a lot of time 746 00:35:14,800 --> 00:35:17,500 on YouTube, I've been on YouTube premium that tells you like, how 747 00:35:17,500 --> 00:35:18,700 much? I see how much time I spend on 748 00:35:18,700 --> 00:35:21,700 there, but I've been binging a lot of clips of the off. 749 00:35:21,800 --> 00:35:24,400 Office. As my all-time favorite TV show. 750 00:35:24,800 --> 00:35:28,100 I probably watched it like 15 times, like, all the seasons. 751 00:35:28,400 --> 00:35:31,300 I'm a huge. Yeah, I'm a huge superfan of the 752 00:35:31,300 --> 00:35:33,000 office. Yeah, I know it's solid. 753 00:35:33,000 --> 00:35:34,700 It really is. You can't, I can't lie. 754 00:35:35,000 --> 00:35:37,500 You know, it's so funny. I did watch the Harry and Megan 755 00:35:37,700 --> 00:35:40,100 special. So I was just, I was like, sort 756 00:35:40,100 --> 00:35:41,200 of hoping you were going to say that. 757 00:35:41,200 --> 00:35:45,500 So we can touch on the road, but it's a little bit of it, okay? 758 00:35:51,800 --> 00:35:54,000 On the podcast, thank you for sharing your time, with me, your 759 00:35:54,000 --> 00:35:56,900 expertise, your knowledge, your experience, your journey. 760 00:35:57,100 --> 00:35:59,900 I know that nurses will get something out of it, so thank 761 00:35:59,900 --> 00:36:02,300 you for sharing. Hey, this is a lot of fun. 762 00:36:02,300 --> 00:36:04,600 If you ever need to come back on again, you know, people have 763 00:36:04,600 --> 00:36:07,600 more questions about personal finance or entrepreneurship that 764 00:36:07,600 --> 00:36:09,700 can let me know. I want to be more than happy to 765 00:36:10,000 --> 00:36:11,700 do it again. Thanks for having us. 766 00:36:13,300 --> 00:36:15,500 Thank you so much. Alright guys, don't forget to 767 00:36:15,500 --> 00:36:18,900 enjoy the Journalist and thanks for hanging out with me today by 768 00:36:20,700 --> 00:36:23,900 so that's a wrap, be sure to subscribe to the show so you 769 00:36:23,900 --> 00:36:26,500 don't miss an episode and leave me a review. 770 00:36:26,500 --> 00:36:29,300 If you like the show, I would love to get 5 stars. 771 00:36:29,400 --> 00:36:32,900 The doctors podcast is all in the world, wide web, YouTube 772 00:36:32,900 --> 00:36:37,200 Instagram, Facebook, Twitter, patreon, and Tick-Tock subscribe 773 00:36:37,200 --> 00:36:41,300 to my newsletter for updates on new podcast episodes and other 774 00:36:41,300 --> 00:36:44,100 information to help you on your own nursing Journey. 775 00:36:44,100 --> 00:36:47,800 You can always message me at the doctor nurse is at gmail.com 776 00:36:47,800 --> 00:36:50,500 with any career professions that you're interested in hearing 777 00:36:50,500 --> 00:36:53,800 about and just a friendly. Reminder, the information on 778 00:36:53,800 --> 00:36:56,800 this podcast is for educational purposes only and the 779 00:36:56,808 --> 00:36:59,900 information should not be used in substitute for Professional 780 00:36:59,900 --> 00:37:03,400 Care by a medical provider. The information in this podcast 781 00:37:03,400 --> 00:37:07,300 does not represent medical or professional advice or services. 782 00:37:10,800 --> 00:37:12,000 Jean. Mom died.